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Software ServiceSFSVF 85 Cash Ratio is 1.98 as of Apr. 2026, which is 2% below its 10-year median of 2.03. GuruFocus rates SFSVF with a GF Score™ of 85/100 and a GF Value™ of $123.47. The stock has 1 warning sign investors should review. Among 663 Healthcare Providers & Services companies, Software Service ranks better than 79.34% on this metric.
Software Service has a Cash Ratio of 1.98. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Software Service's Cash Ratio or its related term are showing as below:
SFSVF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.81 Med: 2.03 Max: 5.75
Current: 1.98
During the past 13 years, Software Service's highest Cash Ratio was 5.75. The lowest was 0.81. And the median was 2.03.
SFSVF's Cash Ratio is ranked better than 79.34% of 663
companies
in the Healthcare Providers & Services industry
Industry Median: 0.59
vs SFSVF: 1.98
Software Service (OTCPK:SFSVF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Software Service Cash Ratio Related Terms
Software Service Cash Ratio Historical Data
* Premium members only.
The historical data trend for Software Service's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Health Information Services subindustry, Software Service's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Service Cash Ratio vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Software Service's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Software Service's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Software Service (SFSVF) has a Cash Ratio of 1.98 as of Apr. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Software Service and its competitors. This is near median its historical median of 2.03. Over the past decade, Software Service's Cash Ratio has ranged from 0.81 to 5.75. According to the industry distribution chart, Software Service ranks #137 out of 663 companies in the Healthcare Providers & Services industry, placing it in the top 20.7%.
Is Software Service's Cash Ratio too high?
Software Service's current Cash Ratio of 1.98 is near median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 5.75. The Healthcare Providers & Services industry median Cash Ratio is 0.59. Software Service's value of 1.98 is 235.6% above this industry median. Based on the distribution chart, Software Service ranks #137 out of 663 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Software Service has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Software Service's Cash Ratio compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Software Service ranks #137 out of 663 companies for Cash Ratio. This places Software Service in the top 21% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.59. Software Service's value of 1.98 is 235.6% above this benchmark. Historically, Software Service's own Cash Ratio has ranged from 0.81 to 5.75 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 0.59, Software Service has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Healthcare Providers & Services company?
The median Cash Ratio among Healthcare Providers & Services companies is 0.59, based on 663 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Service's current Cash Ratio of 1.98 is 235.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Software Service and its competitors. For the Healthcare Providers & Services industry, the median Cash Ratio is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Service's current Cash Ratio is 1.98, which is near median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Service stock overvalued right now?
Software Service (SFSVF) has a current Cash Ratio of 1.98. The stock's GF Value™ is $123.47, compared to a current price of $85.59 — trading 30.7% below its estimated fair value. The current Cash Ratio is 1.98, which is near median its 10-year median of 2.03 and 235.6% above the Healthcare Providers & Services industry median of 0.59. Software Service's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Software Service (SFSVF), the current Cash Ratio is 1.98 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Software Service (SFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Software Service stock appears to be undervalued.
The current stock price of $85.59 is trading 30.7% below its estimated GF Value™ of $123.47.
Key valuation signals for SFSVF:
Cash Ratio: 1.98 (near median its 10-year median of 2.03)
GF Value™: $123.47 vs. price of $85.59 (30.7% below fair value)
Industry Position: 235.6% above the Healthcare Providers & Services median (#137 of 663)
No single metric tells the full story. See the SFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Software Service Inc installs, develops and sells Electric Medical Record System, Hospital Total Ordering System, and nursing support system. The product line includes - Anesthesia recording system, Dialysis management system, Infection control system, Bacterial test system, Personnel payroll system, Visiting system for nursing, In-home medical care, Office-based care system, Hospital entrance care system, among others.
85GF Score
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