SFSVF (Software Service) Liabilities-to-Assets : 0.20 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SFSVF Software Service Inc SFSVF
76 GF Score
Price $85.59
GF Value $133.86
! 1 Warning Sign
View Full Analysis

What is Software Service Liabilities-to-Assets?

Software Service SFSVF 76 Liabilities-to-Assets is 0.20 as of Apr. 2026. GuruFocus rates SFSVF with a GF Score™ of 76/100 and a GF Value™ of $133.86. The stock has 1 warning sign investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Software Service's Total Liabilities for the quarter that ended in Apr. 2026 was $64.9 Mil. Software Service's Total Assets for the quarter that ended in Apr. 2026 was $318.7 Mil. Therefore, Software Service's Liabilities-to-Assets Ratio for the quarter that ended in Apr. 2026 was 0.20.


Software Service  (OTCPK:SFSVF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Software Service Liabilities-to-Assets Related Terms


Software Service Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Software Service's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Software Service Liabilities-to-Assets Chart

Software Service Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.19 0.21 0.19 0.20

Software Service Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.14 0.20 0.18 0.20

SFSVF vs VEEV, BTSG, TEM: Liabilities-to-Assets Comparison

For the Health Information Services subindustry, Software Service's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Software Service Liabilities-to-Assets vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Software Service's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Software Service's Liabilities-to-Assets falls into.


SFSVF
76GF Score
Software Service Inc SFSVF
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Software Service Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Software Service's Liabilities-to-Assets Ratio for the fiscal year that ended in Oct. 2025 is calculated as:

Liabilities-to-Assets (A: Oct. 2025 )=Total Liabilities/Total Assets
=68.006/344.806
=0.20

Software Service's Liabilities-to-Assets Ratio for the quarter that ended in Apr. 2026 is calculated as

Liabilities-to-Assets (Q: Apr. 2026 )=Total Liabilities/Total Assets
=64.858/318.727
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.20 mean?
Software Service (SFSVF) has a Liabilities-to-Assets of 0.20 as of Apr. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Software Service and its competitors.
Is Software Service's Liabilities-to-Assets too high?
Software Service's current Liabilities-to-Assets is 0.20. Overall, Software Service has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Software Service's Liabilities-to-Assets compare to VEEV and BTSG?
Software Service's Liabilities-to-Assets of 0.20 can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Healthcare Providers & Services company?
A good Liabilities-to-Assets depends on the Healthcare Providers & Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Software Service and its competitors. Software Service's current Liabilities-to-Assets is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Service stock overvalued right now?
Software Service (SFSVF) has a current Liabilities-to-Assets of 0.20. The stock's GF Value™ is $133.86, compared to a current price of $85.59 — trading 36.1% below its estimated fair value. The current Liabilities-to-Assets is 0.20. Software Service's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Software Service (SFSVF), the current Liabilities-to-Assets is 0.20 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Software Service (SFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Software Service stock appears to be undervalued. The current stock price of $85.59 is trading 36.1% below its estimated GF Value™ of $133.86.

Key valuation signals for SFSVF:

  • Liabilities-to-Assets: 0.20
  • GF Value™: $133.86 vs. price of $85.59 (36.1% below fair value)
  • GF Score™: 76/100 with 1 warning sign

No single metric tells the full story. See the SFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Software Service Business Description

Other Exchanges 3733:Japan
Address 4-2-30, Miyahara, Osaka, JPN
Software Service Inc installs, develops and sells Electric Medical Record System, Hospital Total Ordering System, and nursing support system. The product line includes - Anesthesia recording system, Dialysis management system, Infection control system, Bacterial test system, Personnel payroll system, Visiting system for nursing, In-home medical care, Office-based care system, Hospital entrance care system, among others.
76GF Score

Get the complete analysis for SFSVF

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.59
Price
$133.86
GF Value