Software ServiceSFSVF 84 Debt-to-EBITDA is 0.00 as of Apr. 2026. GuruFocus rates SFSVF with a GF Score™ of 84/100 and a GF Value™ of $123.47. The stock has 1 warning sign investors should review. Among 477 Healthcare Providers & Services companies, Software Service ranks worse than 209643.4% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Software Service's Debt-to-EBITDA or its related term are showing as below:
During the past 13 years, the highest Debt-to-EBITDA Ratio of Software Service was 0.02. The lowest was 0.00. And the median was 0.02.
SFSVF's Debt-to-EBITDA is not ranked *
in the Healthcare Providers & Services industry.
Industry Median: 2.22 * Ranked among companies with meaningful Debt-to-EBITDA only.
Software Service (OTCPK:SFSVF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Software Service Debt-to-EBITDA Related Terms
Software Service Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Software Service's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SFSVF vs VEEV, BTSG, TEM: Debt-to-EBITDA Comparison
For the Health Information Services subindustry, Software Service's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Service Debt-to-EBITDA vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Software Service's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Software Service's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Software Service (SFSVF) has a Debt-to-EBITDA of 0.00 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Software Service. According to the industry distribution chart, Software Service ranks #999999 out of 477 companies in the Healthcare Providers & Services industry.
Is Software Service's Debt-to-EBITDA too high?
Software Service's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Software Service ranks #999999 out of 477 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Software Service has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Software Service's Debt-to-EBITDA compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Software Service ranks #999999 out of 477 companies for Debt-to-EBITDA. This places Software Service in the lower half of its industry. The industry median Debt-to-EBITDA is 2.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.22, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Software Service. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Service's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Service stock overvalued right now?
Software Service (SFSVF) has a current Debt-to-EBITDA of 0.00. The stock's GF Value™ is $123.47, compared to a current price of $85.59 — trading 30.7% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Software Service's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Software Service (SFSVF), the current Debt-to-EBITDA is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Software Service (SFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Software Service stock appears to be undervalued.
The current stock price of $85.59 is trading 30.7% below its estimated GF Value™ of $123.47.
Key valuation signals for SFSVF:
Debt-to-EBITDA: 0.00
GF Value™: $123.47 vs. price of $85.59 (30.7% below fair value)
No single metric tells the full story. See the SFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Software Service Inc installs, develops and sells Electric Medical Record System, Hospital Total Ordering System, and nursing support system. The product line includes - Anesthesia recording system, Dialysis management system, Infection control system, Bacterial test system, Personnel payroll system, Visiting system for nursing, In-home medical care, Office-based care system, Hospital entrance care system, among others.
84GF Score
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