Software ServiceSFSVF 89 Graham Number is $78.13 as of Apr. 2026, which is 7271% above its 10-year median of 1.06. GuruFocus rates SFSVF with a GF Score™ of 89/100 and a GF Value™ of $93.01. The stock has 4 warning signs investors should review. Among 369 Healthcare Providers & Services companies, Software Service ranks better than 77.78% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-07-08), the stock price of Software Service is $85.59. Software Service's graham number for the quarter that ended in Apr. 2026 was $78.13. Therefore, Software Service's Price to Graham Number ratio for today is 0.92.
The historical rank and industry rank for Software Service's Graham Number or its related term are showing as below:
SFSVF'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.69 Med: 1.06 Max: 1.76
Current: 0.97
During the past 13 years, the highest Price to Graham Number ratio of Software Service was 1.76. The lowest was 0.69. And the median was 1.06.
SFSVF's Price-to-Graham-Number is ranked better than 77.78% of 369
companies
in the Healthcare Providers & Services industry
Industry Median: 1.67
vs SFSVF: 0.97
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Software Service (OTCPK:SFSVF) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Software Service's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Apr. 2026 )
=
85.59
/
93.48
=
0.92
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Software Service Graham Number Related Terms
Software Service Graham Number Historical Data
* Premium members only.
The historical data trend for Software Service's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SFSVF vs VEEV, BTSG, TEM: Graham Number Comparison
For the Health Information Services subindustry, Software Service's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Service Price-to-Graham-Number vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Software Service's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Software Service's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Software Service (SFSVF) has a Graham Number of $78.13 as of Apr. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Software Service and its competitors. This is 7271% above median its historical median of 1.06. Over the past decade, Software Service's Graham Number has ranged from 0.69 to 1.76. According to the industry distribution chart, Software Service ranks #82 out of 369 companies in the Healthcare Providers & Services industry, placing it in the top 22.2%.
Is Software Service's Graham Number too high?
Software Service's current Graham Number of $78.13 is 7271% above median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.76. The Healthcare Providers & Services industry median Graham Number is 1.67. Software Service's value of $78.13 is 4578.4% above this industry median. Based on the distribution chart, Software Service ranks #82 out of 369 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Software Service has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Software Service's Graham Number compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Software Service ranks #82 out of 369 companies for Graham Number. This places Software Service in the top 22% of its industry — outperforming the majority of peers. The industry median Graham Number is 1.67. Software Service's value of $78.13 is 4578.4% above this benchmark. Historically, Software Service's own Graham Number has ranged from 0.69 to 1.76 over the past decade. While the company's 10-year median is 1.06 vs. the industry median of 1.67, Software Service has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Healthcare Providers & Services company?
The median Graham Number among Healthcare Providers & Services companies is 1.67, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Service's current Graham Number of $78.13 is 4578.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Software Service and its competitors. For the Healthcare Providers & Services industry, the median Graham Number is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Service's current Graham Number is $78.13, which is 7271% above median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Service stock overvalued right now?
Software Service (SFSVF) has a current Graham Number of $78.13. The stock's GF Value™ is $93.01, compared to a current price of $85.59 — trading 8% below its estimated fair value. The current Graham Number is $78.13, which is 7271% above median its 10-year median of 1.06 and 4578.4% above the Healthcare Providers & Services industry median of 1.67. Software Service's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Software Service (SFSVF), the current Graham Number is $78.13 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Software Service (SFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Software Service stock appears to be undervalued.
The current stock price of $85.59 is trading 8% below its estimated GF Value™ of $93.01.
Key valuation signals for SFSVF:
Graham Number: $78.13 (7271% above median its 10-year median of 1.06)
GF Value™: $93.01 vs. price of $85.59 (8% below fair value)
Industry Position: 4578.4% above the Healthcare Providers & Services median (#82 of 369)
No single metric tells the full story. See the SFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Software Service Inc installs, develops and sells Electric Medical Record System, Hospital Total Ordering System, and nursing support system. The product line includes - Anesthesia recording system, Dialysis management system, Infection control system, Bacterial test system, Personnel payroll system, Visiting system for nursing, In-home medical care, Office-based care system, Hospital entrance care system, among others.
89GF Score
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