Bilia AB (STU:BHJC) Cyclically Adjusted PB Ratio: 3.23 (As of Jul. 25, 2026) — 14% Below Median

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STU:BHJC Bilia AB STU:BHJC
79 GF Score
Price €13.57
GF Value €11.68
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Bilia AB Cyclically Adjusted PB Ratio?

Bilia AB STU:BHJC +1.65% 79 Cyclically Adjusted PB Ratio is 3.23 as of Jul. 25, 2026, which is 14% below its 10-year median of 3.75. GuruFocus rates STU:BHJC with a GF Score™ of 79/100 and a GF Value™ of €11.68 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,028 Vehicles & Parts companies, Bilia AB ranks worse than 76.46% on this metric.

As of today (2026-07-25), Bilia AB's current share price is €13.57. Bilia AB's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €4.20. Bilia AB's Cyclically Adjusted PB Ratio for today is 3.23.

The historical rank and industry rank for Bilia AB's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:BHJC' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.46   Med: 3.75   Max: 8.16
Current: 3.23

During the past years, Bilia AB's highest Cyclically Adjusted PB Ratio was 8.16. The lowest was 2.46. And the median was 3.75.

STU:BHJC's Cyclically Adjusted PB Ratio is ranked worse than
76.46% of 1028 companies
in the Vehicles & Parts industry
Industry Median: 1.27 vs STU:BHJC: 3.23

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bilia AB's adjusted book value per share data for the three months ended in Jun. 2026 was €4.926. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €4.20 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bilia AB  (STU:BHJC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Bilia AB Cyclically Adjusted PB Ratio Related Terms


Bilia AB Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Bilia AB's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bilia AB Cyclically Adjusted PB Ratio Chart

Bilia AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.79 3.33 3.46 2.87 2.99

Bilia AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.92 2.59 2.99 2.72 3.11

STU:BHJC vs CVNA, PAG, ALTB: Cyclically Adjusted PB Ratio Comparison

For the Auto & Truck Dealerships subindustry, Bilia AB's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bilia AB Cyclically Adjusted PB Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Bilia AB's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bilia AB's Cyclically Adjusted PB Ratio falls into.


STU:BHJC
79GF Score
Bilia AB STU:BHJC
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bilia AB Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Bilia AB's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=13.57/4.20
=3.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bilia AB's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Bilia AB's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.926/134.1100*134.1100
=4.926

Current CPI (Jun. 2026) = 134.1100.

Bilia AB Quarterly Data

Book Value per Share CPI Adj_Book
201609 2.364 101.138 3.135
201612 2.515 102.022 3.306
201703 2.738 102.022 3.599
201706 2.436 102.752 3.179
201709 2.564 103.279 3.329
201712 2.613 103.793 3.376
201803 2.744 103.962 3.540
201806 2.500 104.875 3.197
201809 2.608 105.679 3.310
201812 2.811 105.912 3.559
201903 2.930 105.886 3.711
201906 2.648 106.742 3.327
201909 2.810 107.214 3.515
201912 3.036 107.766 3.778
202003 3.045 106.563 3.832
202006 3.343 107.498 4.171
202009 3.625 107.635 4.517
202012 3.943 108.296 4.883
202103 4.309 108.360 5.333
202106 4.316 108.928 5.314
202109 4.634 110.338 5.632
202112 4.490 112.486 5.353
202203 5.399 114.825 6.306
202206 4.277 118.384 4.845
202209 4.504 122.296 4.939
202212 4.833 126.365 5.129
202303 4.878 127.042 5.149
202306 4.208 129.407 4.361
202309 4.273 130.224 4.401
202312 4.705 131.912 4.783
202403 4.814 132.205 4.883
202406 4.443 132.716 4.490
202409 4.457 132.304 4.518
202412 4.639 132.987 4.678
202503 4.947 132.825 4.995
202506 4.623 133.699 4.637
202509 4.816 133.480 4.839
202512 4.993 133.390 5.020
202603 5.314 133.560 5.336
202606 4.926 134.110 4.926

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 3.23 mean?
Bilia AB (STU:BHJC) has a Cyclically Adjusted PB Ratio of 3.23 as of Jul. 25, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bilia AB and its competitors. This is 14% below median its historical median of 3.75. Over the past decade, Bilia AB's Cyclically Adjusted PB Ratio has ranged from 2.46 to 8.16. According to the industry distribution chart, Bilia AB ranks #786 out of 1028 companies in the Vehicles & Parts industry, placing it in the top 76.5%.
Is Bilia AB's Cyclically Adjusted PB Ratio too high?
Bilia AB's current Cyclically Adjusted PB Ratio of 3.23 is 14% below median its 10-year median of 3.75. Over the past 10 years, this metric has ranged from a low of 2.46 to a high of 8.16. The Vehicles & Parts industry median Cyclically Adjusted PB Ratio is 1.27. Bilia AB's value of 3.23 is 154.3% above this industry median. Based on the distribution chart, Bilia AB ranks #786 out of 1028 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Bilia AB has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bilia AB's Cyclically Adjusted PB Ratio compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Bilia AB ranks #786 out of 1028 companies for Cyclically Adjusted PB Ratio. This places Bilia AB in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.27. Bilia AB's value of 3.23 is 154.3% above this benchmark. Historically, Bilia AB's own Cyclically Adjusted PB Ratio has ranged from 2.46 to 8.16 over the past decade. While the company's 10-year median is 3.75 vs. the industry median of 1.27, Bilia AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Vehicles & Parts company?
The median Cyclically Adjusted PB Ratio among Vehicles & Parts companies is 1.27, based on 1,028 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bilia AB's current Cyclically Adjusted PB Ratio of 3.23 is 154.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bilia AB and its competitors. For the Vehicles & Parts industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bilia AB's current Cyclically Adjusted PB Ratio is 3.23, which is 14% below median its own 10-year median of 3.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bilia AB stock overvalued right now?
Based on GuruFocus' analysis, Bilia AB (STU:BHJC) is currently considered Modestly Overvalued. The stock's GF Value™ is €11.68, compared to a current price of €13.57 — trading 16.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 3.23, which is 14% below median its 10-year median of 3.75 and 154.3% above the Vehicles & Parts industry median of 1.27. Bilia AB's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Bilia AB (STU:BHJC), the current Cyclically Adjusted PB Ratio is 3.23 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bilia AB (STU:BHJC) Overvalued in 2026?

Based on GuruFocus' analysis, Bilia AB stock appears to be overvalued. The current stock price of €13.57 is trading 16.2% above its estimated GF Value™ of €11.68. GuruFocus considers Bilia AB to be Modestly Overvalued.

Key valuation signals for STU:BHJC:

  • Cyclically Adjusted PB Ratio: 3.23 (14% below median its 10-year median of 3.75)
  • GF Value™: €11.68 vs. price of €13.57 (16.2% above fair value)
  • GF Score™: 79/100 with 9 warning signs
  • Industry Position: 154.3% above the Vehicles & Parts median (#786 of 1028)

No single metric tells the full story. See the STU:BHJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bilia AB Business Description

Address Norra Langebergsgatan 3, Vastra Frolunda, Box 9003, Gothenburg, SWE, SE-400 91
Bilia AB is a Scandinavian car retail company. The company is split into three business segments: Service, Car, and Fuel. The Car segment, which offers both new and used cars and transport vehicles, generates the majority of the company's revenue. Its lineup of car brands focuses on the medium price range of automobiles. The Sevice segment is composed of service and damage centers, spare parts, car washes, tyre and glass centers, and other accessory services. The Fuel segment includes fuel sales in Sweden. The company's geographical segments include Sweden, Norway, Germany, Luxembourg, and Belgium.
79GF Score

Get the complete analysis for STU:BHJC

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.57
Price
€11.68
GF Value