Bilia AB (STU:BHJC) Return-on-Tangible-Asset: 4.87% (As of Jun. 2026) — 30% Below Median

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STU:BHJC Bilia AB STU:BHJC
79 GF Score
Price €13.57
GF Value €11.68
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Bilia AB Return-on-Tangible-Asset?

Bilia AB STU:BHJC +1.65% 79 Return-on-Tangible-Asset is 4.87% as of Jun. 2026, which is 30% below its 10-year median of 6.95. GuruFocus rates STU:BHJC with a GF Score™ of 79/100 and a GF Value™ of €11.68 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,331 Vehicles & Parts companies, Bilia AB ranks better than 60.71% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Bilia AB's annualized Net Income for the quarter that ended in Jun. 2026 was €84 Mil. Bilia AB's average total tangible assets for the quarter that ended in Jun. 2026 was €1,723 Mil. Therefore, Bilia AB's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 4.87%.

The historical rank and industry rank for Bilia AB's Return-on-Tangible-Asset or its related term are showing as below:

STU:BHJC' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.78   Med: 6.95   Max: 10.03
Current: 4.61

During the past 13 years, Bilia AB's highest Return-on-Tangible-Asset was 10.03%. The lowest was 3.78%. And the median was 6.95%.

STU:BHJC's Return-on-Tangible-Asset is ranked better than
60.71% of 1331 companies
in the Vehicles & Parts industry
Industry Median: 3.16 vs STU:BHJC: 4.61

Bilia AB  (STU:BHJC) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Bilia AB Return-on-Tangible-Asset Related Terms


Bilia AB Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Bilia AB's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bilia AB Return-on-Tangible-Asset Chart

Bilia AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.65 9.71 5.39 3.73 4.36

Bilia AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.31 4.24 5.06 4.29 4.87

STU:BHJC vs CVNA, PAG, ALTB: Return-on-Tangible-Asset Comparison

For the Auto & Truck Dealerships subindustry, Bilia AB's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bilia AB Return-on-Tangible-Asset vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Bilia AB's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Bilia AB's Return-on-Tangible-Asset falls into.


STU:BHJC
79GF Score
Bilia AB STU:BHJC
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bilia AB Return-on-Tangible-Asset Calculation

Bilia AB's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=69.838/( (1571.903+1634.211)/ 2 )
=69.838/1603.057
=4.36 %

Bilia AB's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=83.924/( (1721.515+1723.502)/ 2 )
=83.924/1722.5085
=4.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 4.87% mean?
Bilia AB (STU:BHJC) has a Return-on-Tangible-Asset of 4.87% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bilia AB and its competitors. This is 30% below median its historical median of 6.95. Over the past decade, Bilia AB's Return-on-Tangible-Asset has ranged from 3.78 to 10.03. According to the industry distribution chart, Bilia AB ranks #523 out of 1331 companies in the Vehicles & Parts industry, placing it in the top 39.3%.
Is Bilia AB's Return-on-Tangible-Asset too high?
Bilia AB's current Return-on-Tangible-Asset of 4.87% is 30% below median its 10-year median of 6.95. Over the past 10 years, this metric has ranged from a low of 3.78 to a high of 10.03. The Vehicles & Parts industry median Return-on-Tangible-Asset is 3.16. Bilia AB's value of 4.87% is 54.1% above this industry median. Based on the distribution chart, Bilia AB ranks #523 out of 1331 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Bilia AB has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bilia AB's Return-on-Tangible-Asset compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Bilia AB ranks #523 out of 1331 companies for Return-on-Tangible-Asset. This puts Bilia AB in the upper half of its industry. The industry median Return-on-Tangible-Asset is 3.16. Bilia AB's value of 4.87% is 54.1% above this benchmark. Historically, Bilia AB's own Return-on-Tangible-Asset has ranged from 3.78 to 10.03 over the past decade. While the company's 10-year median is 6.95 vs. the industry median of 3.16, Bilia AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Vehicles & Parts company?
The median Return-on-Tangible-Asset among Vehicles & Parts companies is 3.16, based on 1,331 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bilia AB's current Return-on-Tangible-Asset of 4.87% is 54.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bilia AB and its competitors. For the Vehicles & Parts industry, the median Return-on-Tangible-Asset is 3.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bilia AB's current Return-on-Tangible-Asset is 4.87%, which is 30% below median its own 10-year median of 6.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bilia AB stock overvalued right now?
Based on GuruFocus' analysis, Bilia AB (STU:BHJC) is currently considered Modestly Overvalued. The stock's GF Value™ is €11.68, compared to a current price of €13.57 — trading 16.2% above its estimated fair value. The current Return-on-Tangible-Asset is 4.87%, which is 30% below median its 10-year median of 6.95 and 54.1% above the Vehicles & Parts industry median of 3.16. Bilia AB's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bilia AB (STU:BHJC), the current Return-on-Tangible-Asset is 4.87% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bilia AB (STU:BHJC) Overvalued in 2026?

Based on GuruFocus' analysis, Bilia AB stock appears to be overvalued. The current stock price of €13.57 is trading 16.2% above its estimated GF Value™ of €11.68. GuruFocus considers Bilia AB to be Modestly Overvalued.

Key valuation signals for STU:BHJC:

  • Return-on-Tangible-Asset: 4.87% (30% below median its 10-year median of 6.95)
  • GF Value™: €11.68 vs. price of €13.57 (16.2% above fair value)
  • GF Score™: 79/100 with 9 warning signs
  • Industry Position: 54.1% above the Vehicles & Parts median (#523 of 1331)

No single metric tells the full story. See the STU:BHJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bilia AB Business Description

Address Norra Langebergsgatan 3, Vastra Frolunda, Box 9003, Gothenburg, SWE, SE-400 91
Bilia AB is a Scandinavian car retail company. The company is split into three business segments: Service, Car, and Fuel. The Car segment, which offers both new and used cars and transport vehicles, generates the majority of the company's revenue. Its lineup of car brands focuses on the medium price range of automobiles. The Sevice segment is composed of service and damage centers, spare parts, car washes, tyre and glass centers, and other accessory services. The Fuel segment includes fuel sales in Sweden. The company's geographical segments include Sweden, Norway, Germany, Luxembourg, and Belgium.
79GF Score

Get the complete analysis for STU:BHJC

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.57
Price
€11.68
GF Value