Bilia AB (STU:BHJC) PB Ratio: 2.75 (As of Jul. 25, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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STU:BHJC Bilia AB STU:BHJC
79 GF Score
Price €13.57
GF Value €11.68
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Bilia AB PB Ratio?

Bilia AB STU:BHJC +1.65% 79 PB Ratio is 2.75 as of Jul. 25, 2026, which is 2% above its 10-year median of 2.69. GuruFocus rates STU:BHJC with a GF Score™ of 79/100 and a GF Value™ of €11.68 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,294 Vehicles & Parts companies, Bilia AB ranks worse than 76.12% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-25), Bilia AB's share price is €13.57. Bilia AB's Book Value per Share for the quarter that ended in Jun. 2026 was €4.93. Hence, Bilia AB's PB Ratio of today is 2.75.

Warning Sign:

Bilia AB stock PB Ratio (=2.79) is close to 3-year high of 2.99.

The historical rank and industry rank for Bilia AB's PB Ratio or its related term are showing as below:

STU:BHJC' s PB Ratio Range Over the Past 10 Years
Min: 1.65   Med: 2.69   Max: 5.26
Current: 2.79

During the past 13 years, Bilia AB's highest PB Ratio was 5.26. The lowest was 1.65. And the median was 2.69.

STU:BHJC's PB Ratio is ranked worse than
76.12% of 1294 companies
in the Vehicles & Parts industry
Industry Median: 1.355 vs STU:BHJC: 2.79

During the past 12 months, Bilia AB's average Book Value Per Share Growth Rate was 6.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 11.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bilia AB was 18.60% per year. The lowest was -9.10% per year. And the median was 6.60% per year.

Back to Basics: PB Ratio


Bilia AB  (STU:BHJC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Bilia AB PB Ratio Related Terms


Bilia AB PB Ratio Historical Data

* Premium members only.

The historical data trend for Bilia AB's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bilia AB PB Ratio Chart

Bilia AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.42 2.13 2.54 2.24 2.46

Bilia AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.46 2.13 2.46 2.16 2.65

STU:BHJC vs CVNA, PAG, ALTB: PB Ratio Comparison

For the Auto & Truck Dealerships subindustry, Bilia AB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bilia AB PB Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Bilia AB's PB Ratio distribution charts can be found below:

* The bar in red indicates where Bilia AB's PB Ratio falls into.


STU:BHJC
79GF Score
Bilia AB STU:BHJC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bilia AB PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Bilia AB's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=13.57/4.926
=2.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.75 mean?
Bilia AB (STU:BHJC) has a PB Ratio of 2.75 as of Jul. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bilia AB and its competitors. This is near median its historical median of 2.69. Over the past decade, Bilia AB's PB Ratio has ranged from 1.65 to 5.26. According to the industry distribution chart, Bilia AB ranks #985 out of 1294 companies in the Vehicles & Parts industry, placing it in the top 76.1%.
Is Bilia AB's PB Ratio too high?
Bilia AB's current PB Ratio of 2.75 is near median its 10-year median of 2.69. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 5.26. The Vehicles & Parts industry median PB Ratio is 1.36. Bilia AB's value of 2.75 is 103% above this industry median. Based on the distribution chart, Bilia AB ranks #985 out of 1294 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Bilia AB has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bilia AB's PB Ratio compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Bilia AB ranks #985 out of 1294 companies for PB Ratio. This places Bilia AB in the lower half of its industry. The industry median PB Ratio is 1.36. Bilia AB's value of 2.75 is 103% above this benchmark. Historically, Bilia AB's own PB Ratio has ranged from 1.65 to 5.26 over the past decade. While the company's 10-year median is 2.69 vs. the industry median of 1.36, Bilia AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Vehicles & Parts company?
The median PB Ratio among Vehicles & Parts companies is 1.36, based on 1,294 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bilia AB's current PB Ratio of 2.75 is 103% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bilia AB and its competitors. For the Vehicles & Parts industry, the median PB Ratio is 1.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bilia AB's current PB Ratio is 2.75, which is near median its own 10-year median of 2.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bilia AB stock overvalued right now?
Based on GuruFocus' analysis, Bilia AB (STU:BHJC) is currently considered Modestly Overvalued. The stock's GF Value™ is €11.68, compared to a current price of €13.57 — trading 16.2% above its estimated fair value. The current PB Ratio is 2.75, which is near median its 10-year median of 2.69 and 103% above the Vehicles & Parts industry median of 1.36. Bilia AB's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bilia AB (STU:BHJC), the current PB Ratio is 2.75 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bilia AB (STU:BHJC) Overvalued in 2026?

Based on GuruFocus' analysis, Bilia AB stock appears to be overvalued. The current stock price of €13.57 is trading 16.2% above its estimated GF Value™ of €11.68. GuruFocus considers Bilia AB to be Modestly Overvalued.

Key valuation signals for STU:BHJC:

  • PB Ratio: 2.75 (near median its 10-year median of 2.69)
  • GF Value™: €11.68 vs. price of €13.57 (16.2% above fair value)
  • GF Score™: 79/100 with 9 warning signs
  • Industry Position: 103% above the Vehicles & Parts median (#985 of 1294)

No single metric tells the full story. See the STU:BHJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bilia AB Business Description

Address Norra Langebergsgatan 3, Vastra Frolunda, Box 9003, Gothenburg, SWE, SE-400 91
Bilia AB is a Scandinavian car retail company. The company is split into three business segments: Service, Car, and Fuel. The Car segment, which offers both new and used cars and transport vehicles, generates the majority of the company's revenue. Its lineup of car brands focuses on the medium price range of automobiles. The Sevice segment is composed of service and damage centers, spare parts, car washes, tyre and glass centers, and other accessory services. The Fuel segment includes fuel sales in Sweden. The company's geographical segments include Sweden, Norway, Germany, Luxembourg, and Belgium.
79GF Score

Get the complete analysis for STU:BHJC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.57
Price
€11.68
GF Value