Casa (TSE:7196) Cyclically Adjusted PB Ratio: 1.02 (As of Aug. 07, 2026) — Near Median

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TSE:7196 Casa Inc TSE:7196
73 GF Score
Price 円731.00
GF Value 円986.97
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Casa Cyclically Adjusted PB Ratio?

Casa TSE:7196 +0.14% 73 Cyclically Adjusted PB Ratio is 1.02 as of Aug. 07, 2026, which is 5% below its 10-year median of 1.07. GuruFocus rates TSE:7196 with a GF Score™ of 73/100 and a GF Value™ of 円986.97 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,285 Banks companies, Casa ranks better than 60.16% on this metric.

As of today (2026-08-07), Casa's current share price is 円731.00. Casa's Cyclically Adjusted Book per Share for the fiscal year that ended in Jan26 was 円714.03. Casa's Cyclically Adjusted PB Ratio for today is 1.02.

The historical rank and industry rank for Casa's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSE:7196' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.99   Med: 1.07   Max: 1.24
Current: 1.1

During the past 11 years, Casa's highest Cyclically Adjusted PB Ratio was 1.24. The lowest was 0.99. And the median was 1.07.

TSE:7196's Cyclically Adjusted PB Ratio is ranked better than
60.16% of 1285 companies
in the Banks industry
Industry Median: 1.28 vs TSE:7196: 1.10

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Casa's adjusted book value per share data of for the fiscal year that ended in Jan26 was 円726.478. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円714.03 for the trailing ten years ended in Jan26.

Shiller PE for Stocks: The True Measure of Stock Valuation


Casa  (TSE:7196) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Casa Cyclically Adjusted PB Ratio Related Terms


Casa Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Casa's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Casa Cyclically Adjusted PB Ratio Chart

Casa Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.18 1.00

Casa Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.00 0.00

TSE:7196 vs RKT, FNMA, PFSI: Cyclically Adjusted PB Ratio Comparison

For the Mortgage Finance subindustry, Casa's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Casa Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Casa's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Casa's Cyclically Adjusted PB Ratio falls into.


TSE:7196
73GF Score
Casa Inc TSE:7196
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Casa Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Casa's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=731.00/714.03
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Casa's Cyclically Adjusted Book per Share for the fiscal year that ended in Jan26 is calculated as:

For example, Casa's adjusted Book Value per Share data for the fiscal year that ended in Jan26 was:

Adj_Book=Book Value per Share/CPI of Jan26 (Change)*Current CPI (Jan26)
=726.478/112.9000*112.9000
=726.478

Current CPI (Jan26) = 112.9000.

Casa Annual Data

Book Value per Share CPI Adj_Book
201701 473.773 98.200 544.694
201801 585.281 99.500 664.103
201901 604.389 99.700 684.408
202001 647.928 100.500 727.871
202101 672.100 99.800 760.322
202201 694.901 100.300 782.197
202301 683.869 104.700 737.429
202401 719.492 106.900 759.875
202501 741.628 111.200 752.966
202601 726.478 112.900 726.478

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.02 mean?
Casa (TSE:7196) has a Cyclically Adjusted PB Ratio of 1.02 as of Aug. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Casa and its competitors. This is near median its historical median of 1.07. Over the past decade, Casa's Cyclically Adjusted PB Ratio has ranged from 0.99 to 1.24. According to the industry distribution chart, Casa ranks #512 out of 1285 companies in the Banks industry, placing it in the top 39.8%.
Is Casa's Cyclically Adjusted PB Ratio too high?
Casa's current Cyclically Adjusted PB Ratio of 1.02 is near median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 1.24. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Casa's value of 1.02 is 20.3% below this industry median. Based on the distribution chart, Casa ranks #512 out of 1285 companies in the Banks industry, which is above the industry midpoint. Overall, Casa has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Casa's Cyclically Adjusted PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Casa ranks #512 out of 1285 companies for Cyclically Adjusted PB Ratio. This puts Casa in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Casa's value of 1.02 is 20.3% below this benchmark. Historically, Casa's own Cyclically Adjusted PB Ratio has ranged from 0.99 to 1.24 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 1.28, Casa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,285 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Casa's current Cyclically Adjusted PB Ratio of 1.02 is 20.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Casa and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Casa's current Cyclically Adjusted PB Ratio is 1.02, which is near median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Casa stock overvalued right now?
Based on GuruFocus' analysis, Casa (TSE:7196) is currently considered Modestly Undervalued. The stock's GF Value™ is 円986.97, compared to a current price of 円731.00 — trading 25.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.02, which is near median its 10-year median of 1.07 and 20.3% below the Banks industry median of 1.28. Casa's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Casa (TSE:7196), the current Cyclically Adjusted PB Ratio is 1.02 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Casa (TSE:7196) Overvalued in 2026?

Based on GuruFocus' analysis, Casa stock appears to be undervalued. The current stock price of 円731.00 is trading 25.9% below its estimated GF Value™ of 円986.97. GuruFocus considers Casa to be Modestly Undervalued.

Key valuation signals for TSE:7196:

  • Cyclically Adjusted PB Ratio: 1.02 (near median its 10-year median of 1.07)
  • GF Value™: 円986.97 vs. price of 円731.00 (25.9% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 20.3% below the Banks median (#512 of 1285)

No single metric tells the full story. See the TSE:7196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Casa Business Description

Address 2-6-1 Nishi Shinjuku, Shinjuku Sumitomo Building, Shinjuku-ku, Tokyo, JPN, 163-0230
Casa Inc is engaged in rental liability guarantee business. The services provided by the company include casa cloud which is a platform that matches people who want to live with people that want to lend, tenant cafe which is a portal site for Casa subscribers, and oya cafe.
73GF Score

Get the complete analysis for TSE:7196

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円731.00
Price
円986.97
GF Value