Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
CasaTSE:7196 +0.13%66 Gross Margin % is 50.57% as of Jan. 2026, which is 16% below its 10-year median of 60.11. GuruFocus rates TSE:7196 with a GF Score™ of 66/100 and a GF Value™ of 円983.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 43 Banks companies, Casa ranks better than 67.44% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. Casa's Gross Profit for the
three
months ended in Jan. 2026 was 円1,625 Mil. Casa's Revenue for the
three
months ended in Jan. 2026 was 円3,214 Mil. Therefore, Casa's Gross Margin % for the quarter that ended in Jan. 2026 was 50.57%.
Warning Sign:
Casa Inc gross margin has been in long-term decline. The average rate of decline per year is -2.8%.
The historical rank and industry rank for Casa's Gross Margin % or its related term are showing as below:
TSE:7196'
s Gross Margin % Range Over the Past 10 Years
Min: 47.76 Med: 60.11 Max: 67.3
Current: 48.53
During the past 11 years, the highestGross Margin % of Casa was 67.30%. The lowest was 47.76%. And the median was 60.11%.
TSE:7196's Gross Margin % is ranked better than 67.44% of 43
companies
in the Banks industry
Industry Median: 40.26
vs TSE:7196: 48.53
Casa had a gross margin of 50.57% for the quarter that ended in Jan. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Casa was -2.80% per year.
Casa (TSE:7196) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Casa had a gross margin of 50.57% for the quarter that ended in Jan. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Casa Gross Margin % Related Terms
Casa Gross Margin % Historical Data
* Premium members only.
The historical data trend for Casa's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7196 vs RKT, FNMA, PFSI: Gross Margin % Comparison
For the Mortgage Finance subindustry, Casa's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Casa Gross Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Casa's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Casa's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Casa (TSE:7196) has a Gross Margin % of 50.57% as of Jan. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Casa and its competitors. This is 16% below median its historical median of 60.11. Over the past decade, Casa's Gross Margin % has ranged from 47.76 to 67.30. According to the industry distribution chart, Casa ranks #14 out of 43 companies in the Banks industry, placing it in the top 32.6%.
Is Casa's Gross Margin % too high?
Casa's current Gross Margin % of 50.57% is 16% below median its 10-year median of 60.11. Over the past 10 years, this metric has ranged from a low of 47.76 to a high of 67.30. The Banks industry median Gross Margin % is 40.26. Casa's value of 50.57% is 25.6% above this industry median. Based on the distribution chart, Casa ranks #14 out of 43 companies in the Banks industry, which is above the industry midpoint. Overall, Casa has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Casa's Gross Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Casa ranks #14 out of 43 companies for Gross Margin %. This puts Casa in the upper half of its industry. The industry median Gross Margin % is 40.26. Casa's value of 50.57% is 25.6% above this benchmark. Historically, Casa's own Gross Margin % has ranged from 47.76 to 67.30 over the past decade. While the company's 10-year median is 60.11 vs. the industry median of 40.26, Casa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Banks company?
The median Gross Margin % among Banks companies is 40.26, based on 43 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Casa's current Gross Margin % of 50.57% is 25.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Casa and its competitors. For the Banks industry, the median Gross Margin % is 40.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Casa's current Gross Margin % is 50.57%, which is 16% below median its own 10-year median of 60.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Casa stock overvalued right now?
Based on GuruFocus' analysis, Casa (TSE:7196) is currently considered Modestly Undervalued. The stock's GF Value™ is 円983.59, compared to a current price of 円787.00 — trading 20% below its estimated fair value. The current Gross Margin % is 50.57%, which is 16% below median its 10-year median of 60.11 and 25.6% above the Banks industry median of 40.26. Casa's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Casa (TSE:7196), the current Gross Margin % is 50.57% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Casa (TSE:7196) Overvalued in 2026?
Based on GuruFocus' analysis, Casa stock appears to be undervalued.
The current stock price of 円787.00 is trading 20% below its estimated GF Value™ of 円983.59.
GuruFocus considers Casa to be Modestly Undervalued.
Key valuation signals for TSE:7196:
Gross Margin %: 50.57% (16% below median its 10-year median of 60.11)
GF Value™: 円983.59 vs. price of 円787.00 (20% below fair value)
Industry Position: 25.6% above the Banks median (#14 of 43)
No single metric tells the full story. See the TSE:7196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Casa Inc is engaged in rental liability guarantee business. The services provided by the company include casa cloud which is a platform that matches people who want to live with people that want to lend, tenant cafe which is a portal site for Casa subscribers, and oya cafe.
66GF Score
Get the complete analysis for TSE:7196
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7196 has been successfully added to your 
