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CasaTSE:7196 +0.13%66 Interest Coverage is 73.85 as of Jan. 2026, which is 87% below its 10-year median of 549.86. GuruFocus rates TSE:7196 with a GF Score™ of 66/100 and a GF Value™ of 円983.82 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 20 Banks companies, Casa ranks worse than 4999995% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Casa's
Operating Income
for the
three
months ended in Jan. 2026 was 円134 Mil. Casa's Interest Expense for the
three
months ended in Jan. 2026 was 円-2 Mil.
Casa's interest coverage for the quarter that ended in Jan. 2026 was 73.85.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Casa's Interest Coverage or its related term are showing as below:
TSE:7196's Interest Coverage is not ranked *
in the Banks industry.
Industry Median: 29.955 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Casa Interest Coverage Related Terms
Casa Interest Coverage Historical Data
* Premium members only.
The historical data trend for Casa's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:7196 vs RKT, FNMA, PFSI: Interest Coverage Comparison
For the Mortgage Finance subindustry, Casa's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Casa Interest Coverage vs Banks Industry
For the Banks industry and Financial Services sector, Casa's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Casa's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Casa (TSE:7196) has a Interest Coverage of 73.85 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Casa and its competitors. This is 87% below median its historical median of 549.86. According to the industry distribution chart, Casa ranks #999999 out of 20 companies in the Banks industry.
Is Casa's Interest Coverage too high?
Casa's current Interest Coverage of 73.85 is 87% below median its 10-year median of 549.86. The Banks industry median Interest Coverage is 29.96. Casa's value of 73.85 is 146.5% above this industry median. Based on the distribution chart, Casa ranks #999999 out of 20 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Casa has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Casa's Interest Coverage compare to RKT and FNMA?
According to the Banks industry distribution chart, Casa ranks #999999 out of 20 companies for Interest Coverage. This places Casa in the lower half of its industry. The industry median Interest Coverage is 29.96. Casa's value of 73.85 is 146.5% above this benchmark. While the company's 10-year median is 549.86 vs. the industry median of 29.96, Casa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Banks company?
The median Interest Coverage among Banks companies is 29.96, based on 20 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Casa's current Interest Coverage of 73.85 is 146.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Casa and its competitors. For the Banks industry, the median Interest Coverage is 29.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Casa's current Interest Coverage is 73.85, which is 87% below median its own 10-year median of 549.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Casa stock overvalued right now?
Based on GuruFocus' analysis, Casa (TSE:7196) is currently considered Modestly Undervalued. The stock's GF Value™ is 円983.82, compared to a current price of 円787.00 — trading 20% below its estimated fair value. The current Interest Coverage is 73.85, which is 87% below median its 10-year median of 549.86 and 146.5% above the Banks industry median of 29.96. Casa's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Casa (TSE:7196), the current Interest Coverage is 73.85 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Casa (TSE:7196) Overvalued in 2026?
Based on GuruFocus' analysis, Casa stock appears to be undervalued.
The current stock price of 円787.00 is trading 20% below its estimated GF Value™ of 円983.82.
GuruFocus considers Casa to be Modestly Undervalued.
Key valuation signals for TSE:7196:
Interest Coverage: 73.85 (87% below median its 10-year median of 549.86)
GF Value™: 円983.82 vs. price of 円787.00 (20% below fair value)
Industry Position: 146.5% above the Banks median (#999999 of 20)
No single metric tells the full story. See the TSE:7196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Casa Inc is engaged in rental liability guarantee business. The services provided by the company include casa cloud which is a platform that matches people who want to live with people that want to lend, tenant cafe which is a portal site for Casa subscribers, and oya cafe.
66GF Score
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