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CasaTSE:7196 +0.13%66 Return-on-Tangible-Equity is 13.84% as of Jan. 2026, which is 35% below its 10-year median of 21.43. GuruFocus rates TSE:7196 with a GF Score™ of 66/100 and a GF Value™ of 円983.82 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,518 Banks companies, Casa ranks worse than 96.97% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Casa's annualized net income for the quarter that ended in Jan. 2026 was 円485 Mil. Casa's average shareholder tangible equity for the quarter that ended in Jan. 2026 was 円3,500 Mil. Therefore, Casa's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 was 13.84%.
The historical rank and industry rank for Casa's Return-on-Tangible-Equity or its related term are showing as below:
TSE:7196'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.12 Med: 21.43 Max: 2431.33
Current: -2.12
During the past 11 years, Casa's highest Return-on-Tangible-Equity was 2,431.33%. The lowest was -2.12%. And the median was 21.43%.
TSE:7196's Return-on-Tangible-Equity is ranked worse than 96.97% of 1518
companies
in the Banks industry
Industry Median: 11.255
vs TSE:7196: -2.12
Casa (TSE:7196) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Casa Return-on-Tangible-Equity Related Terms
Casa Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Casa's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7196 vs RKT, FNMA, PFSI: Return-on-Tangible-Equity Comparison
For the Mortgage Finance subindustry, Casa's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Casa Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Casa's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Casa's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jan. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 13.84% mean?
Casa (TSE:7196) has a Return-on-Tangible-Equity of 13.84% as of Jan. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Casa and its competitors. This is 35% below median its historical median of 21.43. According to the industry distribution chart, Casa ranks #1472 out of 1518 companies in the Banks industry, placing it in the top 97%.
Is Casa's Return-on-Tangible-Equity too high?
Casa's current Return-on-Tangible-Equity of 13.84% is 35% below median its 10-year median of 21.43. The Banks industry median Return-on-Tangible-Equity is 11.26. Casa's value of 13.84% is 23% above this industry median. Based on the distribution chart, Casa ranks #1472 out of 1518 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Casa has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Casa's Return-on-Tangible-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Casa ranks #1472 out of 1518 companies for Return-on-Tangible-Equity. This places Casa in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.26. Casa's value of 13.84% is 23% above this benchmark. While the company's 10-year median is 21.43 vs. the industry median of 11.26, Casa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.26, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Casa's current Return-on-Tangible-Equity of 13.84% is 23% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Casa and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Casa's current Return-on-Tangible-Equity is 13.84%, which is 35% below median its own 10-year median of 21.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Casa stock overvalued right now?
Based on GuruFocus' analysis, Casa (TSE:7196) is currently considered Modestly Undervalued. The stock's GF Value™ is 円983.82, compared to a current price of 円787.00 — trading 20% below its estimated fair value. The current Return-on-Tangible-Equity is 13.84%, which is 35% below median its 10-year median of 21.43 and 23% above the Banks industry median of 11.26. Casa's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Casa (TSE:7196), the current Return-on-Tangible-Equity is 13.84% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Casa (TSE:7196) Overvalued in 2026?
Based on GuruFocus' analysis, Casa stock appears to be undervalued.
The current stock price of 円787.00 is trading 20% below its estimated GF Value™ of 円983.82.
GuruFocus considers Casa to be Modestly Undervalued.
Key valuation signals for TSE:7196:
Return-on-Tangible-Equity: 13.84% (35% below median its 10-year median of 21.43)
GF Value™: 円983.82 vs. price of 円787.00 (20% below fair value)
Industry Position: 23% above the Banks median (#1472 of 1518)
No single metric tells the full story. See the TSE:7196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Casa Inc is engaged in rental liability guarantee business. The services provided by the company include casa cloud which is a platform that matches people who want to live with people that want to lend, tenant cafe which is a portal site for Casa subscribers, and oya cafe.
66GF Score
Get the complete analysis for TSE:7196
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