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CasaTSE:7196 +0.13%69 Debt-to-Equity is 0.09 as of Jan. 2026, which is 350% above its 10-year median of 0.02. GuruFocus rates TSE:7196 with a GF Score™ of 69/100 and a GF Value™ of 円993.27 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,410 Banks companies, Casa ranks better than 93.26% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Casa's Debt-to-Equity or its related term are showing as below:
TSE:7196'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.02 Max: 0.21
Current: 0.06
During the past 11 years, the highest Debt-to-Equity Ratio of Casa was 0.21. The lowest was 0.00. And the median was 0.02.
TSE:7196's Debt-to-Equity is ranked better than 93.26% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs TSE:7196: 0.06
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Casa Debt-to-Equity Related Terms
Casa Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Casa's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7196 vs RKT, FNMA, PFSI: Debt-to-Equity Comparison
For the Mortgage Finance subindustry, Casa's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Casa Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Casa's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Casa's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Casa (TSE:7196) has a Debt-to-Equity of 0.09 as of Jan. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Casa and its competitors. This is 350% above median its historical median of 0.02. According to the industry distribution chart, Casa ranks #95 out of 1410 companies in the Banks industry, placing it in the top 6.7%.
Is Casa's Debt-to-Equity too high?
Casa's current Debt-to-Equity of 0.09 is 350% above median its 10-year median of 0.02. The Banks industry median Debt-to-Equity is 0.58. Casa's value of 0.09 is 84.5% below this industry median. Based on the distribution chart, Casa ranks #95 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Casa has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Casa's Debt-to-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Casa ranks #95 out of 1410 companies for Debt-to-Equity. This places Casa in the top 7% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Casa's value of 0.09 is 84.5% below this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.58, Casa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Casa's current Debt-to-Equity of 0.09 is 84.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Casa and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Casa's current Debt-to-Equity is 0.09, which is 350% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Casa stock overvalued right now?
Based on GuruFocus' analysis, Casa (TSE:7196) is currently considered Modestly Undervalued. The stock's GF Value™ is 円993.27, compared to a current price of 円747.00 — trading 24.8% below its estimated fair value. The current Debt-to-Equity is 0.09, which is 350% above median its 10-year median of 0.02 and 84.5% below the Banks industry median of 0.58. Casa's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Casa (TSE:7196), the current Debt-to-Equity is 0.09 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Casa (TSE:7196) Overvalued in 2026?
Based on GuruFocus' analysis, Casa stock appears to be undervalued.
The current stock price of 円747.00 is trading 24.8% below its estimated GF Value™ of 円993.27.
GuruFocus considers Casa to be Modestly Undervalued.
Key valuation signals for TSE:7196:
Debt-to-Equity: 0.09 (350% above median its 10-year median of 0.02)
GF Value™: 円993.27 vs. price of 円747.00 (24.8% below fair value)
Industry Position: 84.5% below the Banks median (#95 of 1410)
No single metric tells the full story. See the TSE:7196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Casa Inc is engaged in rental liability guarantee business. The services provided by the company include casa cloud which is a platform that matches people who want to live with people that want to lend, tenant cafe which is a portal site for Casa subscribers, and oya cafe.
69GF Score
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