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CasaTSE:7196 +0.13%66 ROE % is 7.44% as of Jan. 2026, which is 20% below its 10-year median of 9.25. GuruFocus rates TSE:7196 with a GF Score™ of 66/100 and a GF Value™ of 円983.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,520 Banks companies, Casa ranks worse than 96.38% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Casa's annualized net income for the quarter that ended in Jan. 2026 was 円485 Mil. Casa's average Total Stockholders Equity over the quarter that ended in Jan. 2026 was 円6,516 Mil. Therefore, Casa's annualized ROE % for the quarter that ended in Jan. 2026 was 7.44%.
The historical rank and industry rank for Casa's ROE % or its related term are showing as below:
TSE:7196'
s ROE % Range Over the Past 10 Years
Min: -1.17 Med: 9.25 Max: 14.39
Current: -1.17
During the past 11 years, Casa's highest ROE % was 14.39%. The lowest was -1.17%. And the median was 9.25%.
TSE:7196's ROE % is ranked worse than 96.38% of 1520
companies
in the Banks industry
Industry Median: 10.255
vs TSE:7196: -1.17
Casa (TSE:7196) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Jan. 2026) net income data. The Revenue data used here is four times the quarterly (Jan. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Casa ROE % Related Terms
Casa ROE % Historical Data
* Premium members only.
The historical data trend for Casa's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Casa's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Casa ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Casa's ROE % distribution charts can be found below:
* The bar in red indicates where Casa's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jan. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Casa (TSE:7196) has a ROE % of 7.44% as of Jan. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Casa and its competitors. This is 20% below median its historical median of 9.25. According to the industry distribution chart, Casa ranks #1465 out of 1520 companies in the Banks industry, placing it in the top 96.4%.
Is Casa's ROE % too high?
Casa's current ROE % of 7.44% is 20% below median its 10-year median of 9.25. The Banks industry median ROE % is 10.26. Casa's value of 7.44% is 27.5% below this industry median. Based on the distribution chart, Casa ranks #1465 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Casa has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Casa's ROE % compare to RKT and FNMA?
According to the Banks industry distribution chart, Casa ranks #1465 out of 1520 companies for ROE %. This places Casa in the lower half of its industry. The industry median ROE % is 10.26. Casa's value of 7.44% is 27.5% below this benchmark. While the company's 10-year median is 9.25 vs. the industry median of 10.26, Casa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.26, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Casa's current ROE % of 7.44% is 27.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Casa and its competitors. For the Banks industry, the median ROE % is 10.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Casa's current ROE % is 7.44%, which is 20% below median its own 10-year median of 9.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Casa stock overvalued right now?
Based on GuruFocus' analysis, Casa (TSE:7196) is currently considered Modestly Undervalued. The stock's GF Value™ is 円983.59, compared to a current price of 円787.00 — trading 20% below its estimated fair value. The current ROE % is 7.44%, which is 20% below median its 10-year median of 9.25 and 27.5% below the Banks industry median of 10.26. Casa's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Casa (TSE:7196), the current ROE % is 7.44% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Casa (TSE:7196) Overvalued in 2026?
Based on GuruFocus' analysis, Casa stock appears to be undervalued.
The current stock price of 円787.00 is trading 20% below its estimated GF Value™ of 円983.59.
GuruFocus considers Casa to be Modestly Undervalued.
Key valuation signals for TSE:7196:
ROE %: 7.44% (20% below median its 10-year median of 9.25)
GF Value™: 円983.59 vs. price of 円787.00 (20% below fair value)
Industry Position: 27.5% below the Banks median (#1465 of 1520)
No single metric tells the full story. See the TSE:7196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Casa Inc is engaged in rental liability guarantee business. The services provided by the company include casa cloud which is a platform that matches people who want to live with people that want to lend, tenant cafe which is a portal site for Casa subscribers, and oya cafe.
66GF Score
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