GPM Vindexus (WAR:VIN) Cyclically Adjusted PB Ratio: 0.60 (As of Aug. 06, 2026) — 25% Above Median

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WAR:VIN GPM Vindexus SA WAR:VIN
84 GF Score
Price zł14.85
GF Value zł11.63
Valuation Modestly Overvalued
! 13 Warning Signs
View Full Analysis

What is GPM Vindexus Cyclically Adjusted PB Ratio?

GPM Vindexus WAR:VIN 84 Cyclically Adjusted PB Ratio is 0.60 as of Aug. 06, 2026, which is 25% above its 10-year median of 0.48. GuruFocus rates WAR:VIN with a GF Score™ of 84/100 and a GF Value™ of zł11.63 (Modestly Overvalued). The stock has 13 warning signs investors should review. Among 729 Business Services companies, GPM Vindexus ranks better than 79.97% on this metric.

As of today (2026-08-06), GPM Vindexus's current share price is zł14.85. GPM Vindexus's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was zł24.63. GPM Vindexus's Cyclically Adjusted PB Ratio for today is 0.60.

The historical rank and industry rank for GPM Vindexus's Cyclically Adjusted PB Ratio or its related term are showing as below:

WAR:VIN' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.48   Max: 0.81
Current: 0.6

During the past years, GPM Vindexus's highest Cyclically Adjusted PB Ratio was 0.81. The lowest was 0.33. And the median was 0.48.

WAR:VIN's Cyclically Adjusted PB Ratio is ranked better than
79.97% of 729 companies
in the Business Services industry
Industry Median: 1.55 vs WAR:VIN: 0.60

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

GPM Vindexus's adjusted book value per share data for the three months ended in Mar. 2026 was zł27.675. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is zł24.63 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


GPM Vindexus  (WAR:VIN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


GPM Vindexus Cyclically Adjusted PB Ratio Related Terms


GPM Vindexus Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for GPM Vindexus's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GPM Vindexus Cyclically Adjusted PB Ratio Chart

GPM Vindexus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.48 0.34 0.53 0.42 0.55

GPM Vindexus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.48 0.49 0.55 0.57

WAR:VIN vs CTAS, CPRT, GPN: Cyclically Adjusted PB Ratio Comparison

For the Specialty Business Services subindustry, GPM Vindexus's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GPM Vindexus Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, GPM Vindexus's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where GPM Vindexus's Cyclically Adjusted PB Ratio falls into.


WAR:VIN
84GF Score
GPM Vindexus SA WAR:VIN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GPM Vindexus Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

GPM Vindexus's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=14.85/24.63
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GPM Vindexus's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, GPM Vindexus's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=27.675/163.0700*163.0700
=27.675

Current CPI (Mar. 2026) = 163.0700.

GPM Vindexus Quarterly Data

Book Value per Share CPI Adj_Book
201606 11.310 99.552 18.526
201609 11.912 99.064 19.608
201612 12.137 100.366 19.720
201703 12.260 101.018 19.791
201706 13.002 101.180 20.955
201709 13.572 101.343 21.839
201712 14.760 102.564 23.467
201803 15.146 102.564 24.081
201806 14.440 103.378 22.778
201809 14.854 103.378 23.431
201812 15.285 103.785 24.016
201903 15.581 104.274 24.367
201906 15.666 105.983 24.104
201909 16.043 105.983 24.684
201912 16.059 107.123 24.446
202003 0.000 109.076 0.000
202006 16.209 109.402 24.161
202009 16.343 109.320 24.378
202012 16.433 109.565 24.458
202103 17.016 112.658 24.630
202106 17.695 113.960 25.320
202109 18.300 115.588 25.817
202112 19.392 119.088 26.554
202203 19.753 125.031 25.763
202206 20.088 131.705 24.872
202209 20.615 135.531 24.804
202212 21.855 139.113 25.619
202303 22.208 145.950 24.813
202306 22.721 147.009 25.203
202309 23.321 146.113 26.027
202312 23.346 147.741 25.768
202403 23.756 149.044 25.992
202406 23.461 150.997 25.337
202409 25.165 153.439 26.745
202412 26.208 154.660 27.633
202503 26.900 157.021 27.936
202506 27.238 157.509 28.200
202509 27.988 158.000 28.886
202512 27.530 158.320 28.356
202603 27.675 163.070 27.675

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.60 mean?
GPM Vindexus (WAR:VIN) has a Cyclically Adjusted PB Ratio of 0.60 as of Aug. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on GPM Vindexus and its competitors. This is 25% above median its historical median of 0.48. Over the past decade, GPM Vindexus' Cyclically Adjusted PB Ratio has ranged from 0.33 to 0.81. According to the industry distribution chart, GPM Vindexus ranks #146 out of 729 companies in the Business Services industry, placing it in the top 20%.
Is GPM Vindexus' Cyclically Adjusted PB Ratio too high?
GPM Vindexus' current Cyclically Adjusted PB Ratio of 0.60 is 25% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.81. The Business Services industry median Cyclically Adjusted PB Ratio is 1.55. GPM Vindexus' value of 0.60 is 61.3% below this industry median. Based on the distribution chart, GPM Vindexus ranks #146 out of 729 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, GPM Vindexus has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GPM Vindexus' Cyclically Adjusted PB Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, GPM Vindexus ranks #146 out of 729 companies for Cyclically Adjusted PB Ratio. This places GPM Vindexus in the top 20% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.55. GPM Vindexus' value of 0.60 is 61.3% below this benchmark. Historically, GPM Vindexus' own Cyclically Adjusted PB Ratio has ranged from 0.33 to 0.81 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 1.55, GPM Vindexus has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Business Services company?
The median Cyclically Adjusted PB Ratio among Business Services companies is 1.55, based on 729 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GPM Vindexus's current Cyclically Adjusted PB Ratio of 0.60 is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on GPM Vindexus and its competitors. For the Business Services industry, the median Cyclically Adjusted PB Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GPM Vindexus's current Cyclically Adjusted PB Ratio is 0.60, which is 25% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GPM Vindexus stock overvalued right now?
Based on GuruFocus' analysis, GPM Vindexus (WAR:VIN) is currently considered Modestly Overvalued. The stock's GF Value™ is zł11.63, compared to a current price of zł14.85 — trading 27.7% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.60, which is 25% above median its 10-year median of 0.48 and 61.3% below the Business Services industry median of 1.55. GPM Vindexus' overall GF Score™ is 84/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For GPM Vindexus (WAR:VIN), the current Cyclically Adjusted PB Ratio is 0.60 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GPM Vindexus (WAR:VIN) Overvalued in 2026?

Based on GuruFocus' analysis, GPM Vindexus stock appears to be overvalued. The current stock price of zł14.85 is trading 27.7% above its estimated GF Value™ of zł11.63. GuruFocus considers GPM Vindexus to be Modestly Overvalued.

Key valuation signals for WAR:VIN:

  • Cyclically Adjusted PB Ratio: 0.60 (25% above median its 10-year median of 0.48)
  • GF Value™: zł11.63 vs. price of zł14.85 (27.7% above fair value)
  • GF Score™: 84/100 with 13 warning signs
  • Industry Position: 61.3% below the Business Services median (#146 of 729)

No single metric tells the full story. See the WAR:VIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GPM Vindexus Business Description

Address ul. Serocka 3 lok. B 2, Warszawa, POL, 04-333
GPM Vindexus SA is engaged in the debt management business in Poland. The company buys and sells various types of debts, such as unpaid bank loans, debts subject to banking settlement proceedings, receivables due to issued invoices, receivables arising from interest notes, receivables due to issued debit notes, receivables secured by regulatory titles, and receivables covered by court insolvency proceedings.
84GF Score

Get the complete analysis for WAR:VIN

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł14.85
Price
zł11.63
GF Value