GPM VindexusWAR:VIN 85 Interest Coverage is 2.23 as of Mar. 2026, which is 51% below its 10-year median of 4.59. GuruFocus rates WAR:VIN with a GF Score™ of 85/100 and a GF Value™ of zł9.76 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 812 Business Services companies, GPM Vindexus ranks worse than 74.14% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. GPM Vindexus's
Operating Income
for the
three
months ended in Mar. 2026 was zł7.0 Mil. GPM Vindexus's Interest Expense for the
three
months ended in Mar. 2026 was zł-3.1 Mil.
GPM Vindexus's interest coverage for the quarter that ended in Mar. 2026 was 2.23.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for GPM Vindexus's Interest Coverage or its related term are showing as below:
WAR:VIN'
s Interest Coverage Range Over the Past 10 Years
Min: 2.61 Med: 4.59 Max: 10.11
Current: 3.81
WAR:VIN's Interest Coverage is ranked worse than 74.14% of 812
companies
in the Business Services industry
Industry Median: 12.98
vs WAR:VIN: 3.81
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
GPM Vindexus Interest Coverage Related Terms
GPM Vindexus Interest Coverage Historical Data
* Premium members only.
The historical data trend for GPM Vindexus's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:VIN vs CTAS, CPRT, ULS: Interest Coverage Comparison
For the Specialty Business Services subindustry, GPM Vindexus's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GPM Vindexus Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, GPM Vindexus's Interest Coverage distribution charts can be found below:
* The bar in red indicates where GPM Vindexus's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GPM Vindexus (WAR:VIN) has a Interest Coverage of 2.23 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GPM Vindexus and its competitors. This is 51% below median its historical median of 4.59. Over the past decade, GPM Vindexus' Interest Coverage has ranged from 2.61 to 10.11. According to the industry distribution chart, GPM Vindexus ranks #602 out of 812 companies in the Business Services industry, placing it in the top 74.1%.
Is GPM Vindexus' Interest Coverage too high?
GPM Vindexus' current Interest Coverage of 2.23 is 51% below median its 10-year median of 4.59. Over the past 10 years, this metric has ranged from a low of 2.61 to a high of 10.11. The Business Services industry median Interest Coverage is 12.98. GPM Vindexus' value of 2.23 is 82.8% below this industry median. Based on the distribution chart, GPM Vindexus ranks #602 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, GPM Vindexus has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GPM Vindexus' Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, GPM Vindexus ranks #602 out of 812 companies for Interest Coverage. This places GPM Vindexus in the lower half of its industry. The industry median Interest Coverage is 12.98. GPM Vindexus' value of 2.23 is 82.8% below this benchmark. Historically, GPM Vindexus' own Interest Coverage has ranged from 2.61 to 10.11 over the past decade. While the company's 10-year median is 4.59 vs. the industry median of 12.98, GPM Vindexus has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GPM Vindexus's current Interest Coverage of 2.23 is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GPM Vindexus and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GPM Vindexus's current Interest Coverage is 2.23, which is 51% below median its own 10-year median of 4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GPM Vindexus stock overvalued right now?
Based on GuruFocus' analysis, GPM Vindexus (WAR:VIN) is currently considered Significantly Overvalued. The stock's GF Value™ is zł9.76, compared to a current price of zł14.95 — trading 53.2% above its estimated fair value. The current Interest Coverage is 2.23, which is 51% below median its 10-year median of 4.59 and 82.8% below the Business Services industry median of 12.98. GPM Vindexus' overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GPM Vindexus (WAR:VIN), the current Interest Coverage is 2.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GPM Vindexus (WAR:VIN) Overvalued in 2026?
Based on GuruFocus' analysis, GPM Vindexus stock appears to be overvalued.
The current stock price of zł14.95 is trading 53.2% above its estimated GF Value™ of zł9.76.
GuruFocus considers GPM Vindexus to be Significantly Overvalued.
Key valuation signals for WAR:VIN:
Interest Coverage: 2.23 (51% below median its 10-year median of 4.59)
GF Value™: zł9.76 vs. price of zł14.95 (53.2% above fair value)
Industry Position: 82.8% below the Business Services median (#602 of 812)
No single metric tells the full story. See the WAR:VIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GPM Vindexus SA is engaged in the debt management business in Poland. The company buys and sells various types of debts, such as unpaid bank loans, debts subject to banking settlement proceedings, receivables due to issued invoices, receivables arising from interest notes, receivables due to issued debit notes, receivables secured by regulatory titles, and receivables covered by court insolvency proceedings.
85GF Score
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