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GPM VindexusWAR:VIN -0.34%84 Debt-to-EBITDA is 4.65 as of Mar. 2026, which is 72% above its 10-year median of 2.71. GuruFocus rates WAR:VIN with a GF Score™ of 84/100 and a GF Value™ of zł11.40 (Modestly Overvalued). The stock has 13 warning signs investors should review. Among 832 Business Services companies, GPM Vindexus ranks worse than 78% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for GPM Vindexus's Debt-to-EBITDA or its related term are showing as below:
WAR:VIN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.33 Med: 2.71 Max: 5.42
Current: 3.82
During the past 13 years, the highest Debt-to-EBITDA Ratio of GPM Vindexus was 5.42. The lowest was 1.33. And the median was 2.71.
WAR:VIN's Debt-to-EBITDA is ranked worse than 78% of 832
companies
in the Business Services industry
Industry Median: 1.68
vs WAR:VIN: 3.82
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
GPM Vindexus Debt-to-EBITDA Related Terms
GPM Vindexus Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for GPM Vindexus's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:VIN vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison
For the Specialty Business Services subindustry, GPM Vindexus's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GPM Vindexus Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, GPM Vindexus's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where GPM Vindexus's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
GPM Vindexus (WAR:VIN) has a Debt-to-EBITDA of 4.65 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GPM Vindexus. This is 72% above median its historical median of 2.71. Over the past decade, GPM Vindexus' Debt-to-EBITDA has ranged from 1.33 to 5.42. According to the industry distribution chart, GPM Vindexus ranks #649 out of 832 companies in the Business Services industry, placing it in the top 78%.
Is GPM Vindexus' Debt-to-EBITDA too high?
GPM Vindexus' current Debt-to-EBITDA of 4.65 is 72% above median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 5.42. The Business Services industry median Debt-to-EBITDA is 1.68. GPM Vindexus' value of 4.65 is 176.8% above this industry median. Based on the distribution chart, GPM Vindexus ranks #649 out of 832 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, GPM Vindexus has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GPM Vindexus' Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, GPM Vindexus ranks #649 out of 832 companies for Debt-to-EBITDA. This places GPM Vindexus in the lower half of its industry. The industry median Debt-to-EBITDA is 1.68. GPM Vindexus' value of 4.65 is 176.8% above this benchmark. Historically, GPM Vindexus' own Debt-to-EBITDA has ranged from 1.33 to 5.42 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 1.68, GPM Vindexus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.68, based on 832 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GPM Vindexus's current Debt-to-EBITDA of 4.65 is 176.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GPM Vindexus. For the Business Services industry, the median Debt-to-EBITDA is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GPM Vindexus's current Debt-to-EBITDA is 4.65, which is 72% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GPM Vindexus stock overvalued right now?
Based on GuruFocus' analysis, GPM Vindexus (WAR:VIN) is currently considered Modestly Overvalued. The stock's GF Value™ is zł11.40, compared to a current price of zł14.75 — trading 29.4% above its estimated fair value. The current Debt-to-EBITDA is 4.65, which is 72% above median its 10-year median of 2.71 and 176.8% above the Business Services industry median of 1.68. GPM Vindexus' overall GF Score™ is 84/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For GPM Vindexus (WAR:VIN), the current Debt-to-EBITDA is 4.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GPM Vindexus (WAR:VIN) Overvalued in 2026?
Based on GuruFocus' analysis, GPM Vindexus stock appears to be overvalued.
The current stock price of zł14.75 is trading 29.4% above its estimated GF Value™ of zł11.40.
GuruFocus considers GPM Vindexus to be Modestly Overvalued.
Key valuation signals for WAR:VIN:
Debt-to-EBITDA: 4.65 (72% above median its 10-year median of 2.71)
GF Value™: zł11.40 vs. price of zł14.75 (29.4% above fair value)
Industry Position: 176.8% above the Business Services median (#649 of 832)
No single metric tells the full story. See the WAR:VIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GPM Vindexus SA is engaged in the debt management business in Poland. The company buys and sells various types of debts, such as unpaid bank loans, debts subject to banking settlement proceedings, receivables due to issued invoices, receivables arising from interest notes, receivables due to issued debit notes, receivables secured by regulatory titles, and receivables covered by court insolvency proceedings.
84GF Score
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