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GPM VindexusWAR:VIN +0.34%84 Return-on-Tangible-Asset is 4.24% as of Mar. 2026, which is 36% below its 10-year median of 6.65. GuruFocus rates WAR:VIN with a GF Score™ of 84/100 and a GF Value™ of zł11.67 (Modestly Overvalued). The stock has 13 warning signs investors should review. Among 1,094 Business Services companies, GPM Vindexus ranks better than 59.51% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. GPM Vindexus's annualizedNet Income for the quarter that ended in Mar. 2026 was zł19.7 Mil. GPM Vindexus's average total tangible assets for the quarter that ended in Mar. 2026 was zł464.6 Mil. Therefore, GPM Vindexus's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 4.24%.
The historical rank and industry rank for GPM Vindexus's Return-on-Tangible-Asset or its related term are showing as below:
WAR:VIN'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.9 Med: 6.65 Max: 11
Current: 5.76
During the past 13 years, GPM Vindexus's highest Return-on-Tangible-Asset was 11.00%. The lowest was 1.90%. And the median was 6.65%.
WAR:VIN's Return-on-Tangible-Asset is ranked better than 59.51% of 1094
companies
in the Business Services industry
Industry Median: 3.98
vs WAR:VIN: 5.76
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
GPM Vindexus Return-on-Tangible-Asset Related Terms
GPM Vindexus Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for GPM Vindexus's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:VIN vs CTAS, CPRT, GPN: Return-on-Tangible-Asset Comparison
For the Specialty Business Services subindustry, GPM Vindexus's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GPM Vindexus Return-on-Tangible-Asset vs Business Services Industry
For the Business Services industry and Industrials sector, GPM Vindexus's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where GPM Vindexus's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 4.24% mean?
GPM Vindexus (WAR:VIN) has a Return-on-Tangible-Asset of 4.24% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on GPM Vindexus and its competitors. This is 36% below median its historical median of 6.65. Over the past decade, GPM Vindexus' Return-on-Tangible-Asset has ranged from 1.90 to 11.00. According to the industry distribution chart, GPM Vindexus ranks #443 out of 1094 companies in the Business Services industry, placing it in the top 40.5%.
Is GPM Vindexus' Return-on-Tangible-Asset too high?
GPM Vindexus' current Return-on-Tangible-Asset of 4.24% is 36% below median its 10-year median of 6.65. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 11.00. The Business Services industry median Return-on-Tangible-Asset is 3.98. GPM Vindexus' value of 4.24% is 6.5% above this industry median. Based on the distribution chart, GPM Vindexus ranks #443 out of 1094 companies in the Business Services industry, which is above the industry midpoint. Overall, GPM Vindexus has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GPM Vindexus' Return-on-Tangible-Asset compare to CTAS and CPRT?
According to the Business Services industry distribution chart, GPM Vindexus ranks #443 out of 1094 companies for Return-on-Tangible-Asset. This puts GPM Vindexus in the upper half of its industry. The industry median Return-on-Tangible-Asset is 3.98. GPM Vindexus' value of 4.24% is 6.5% above this benchmark. Historically, GPM Vindexus' own Return-on-Tangible-Asset has ranged from 1.90 to 11.00 over the past decade. While the company's 10-year median is 6.65 vs. the industry median of 3.98, GPM Vindexus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Business Services company?
The median Return-on-Tangible-Asset among Business Services companies is 3.98, based on 1,094 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GPM Vindexus's current Return-on-Tangible-Asset of 4.24% is 6.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on GPM Vindexus and its competitors. For the Business Services industry, the median Return-on-Tangible-Asset is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GPM Vindexus's current Return-on-Tangible-Asset is 4.24%, which is 36% below median its own 10-year median of 6.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GPM Vindexus stock overvalued right now?
Based on GuruFocus' analysis, GPM Vindexus (WAR:VIN) is currently considered Modestly Overvalued. The stock's GF Value™ is zł11.67, compared to a current price of zł14.90 — trading 27.7% above its estimated fair value. The current Return-on-Tangible-Asset is 4.24%, which is 36% below median its 10-year median of 6.65 and 6.5% above the Business Services industry median of 3.98. GPM Vindexus' overall GF Score™ is 84/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For GPM Vindexus (WAR:VIN), the current Return-on-Tangible-Asset is 4.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GPM Vindexus (WAR:VIN) Overvalued in 2026?
Based on GuruFocus' analysis, GPM Vindexus stock appears to be overvalued.
The current stock price of zł14.90 is trading 27.7% above its estimated GF Value™ of zł11.67.
GuruFocus considers GPM Vindexus to be Modestly Overvalued.
Key valuation signals for WAR:VIN:
Return-on-Tangible-Asset: 4.24% (36% below median its 10-year median of 6.65)
GF Value™: zł11.67 vs. price of zł14.90 (27.7% above fair value)
Industry Position: 6.5% above the Business Services median (#443 of 1094)
No single metric tells the full story. See the WAR:VIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GPM Vindexus SA is engaged in the debt management business in Poland. The company buys and sells various types of debts, such as unpaid bank loans, debts subject to banking settlement proceedings, receivables due to issued invoices, receivables arising from interest notes, receivables due to issued debit notes, receivables secured by regulatory titles, and receivables covered by court insolvency proceedings.
84GF Score
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