GPM Vindexus (WAR:VIN) Debt-to-Equity: 0.44 (As of Mar. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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WAR:VIN GPM Vindexus SA WAR:VIN
83 GF Score
Price zł14.40
GF Value zł11.17
Valuation Modestly Overvalued
! 13 Warning Signs
View Full Analysis

What is GPM Vindexus Debt-to-Equity?

GPM Vindexus WAR:VIN 83 Debt-to-Equity is 0.44 as of Mar. 2026, which is 5% above its 10-year median of 0.42. GuruFocus rates WAR:VIN with a GF Score™ of 83/100 and a GF Value™ of zł11.17 (Modestly Overvalued). The stock has 13 warning signs investors should review. Among 950 Business Services companies, GPM Vindexus ranks worse than 57.47% on this metric.

GPM Vindexus's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł37.3 Mil. GPM Vindexus's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł97.9 Mil. GPM Vindexus's Total Stockholders Equity for the quarter that ended in Mar. 2026 was zł307.6 Mil. GPM Vindexus's debt to equity for the quarter that ended in Mar. 2026 was 0.44.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for GPM Vindexus's Debt-to-Equity or its related term are showing as below:

WAR:VIN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.19   Med: 0.42   Max: 0.64
Current: 0.44

During the past 13 years, the highest Debt-to-Equity Ratio of GPM Vindexus was 0.64. The lowest was 0.19. And the median was 0.42.

WAR:VIN's Debt-to-Equity is ranked worse than
57.47% of 950 companies
in the Business Services industry
Industry Median: 0.34 vs WAR:VIN: 0.44

GPM Vindexus  (WAR:VIN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


GPM Vindexus Debt-to-Equity Related Terms


GPM Vindexus Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for GPM Vindexus's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GPM Vindexus Debt-to-Equity Chart

GPM Vindexus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 0.27 0.19 0.41 0.34

GPM Vindexus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.44 0.35 0.34 0.44

WAR:VIN vs CTAS, CPRT, GPN: Debt-to-Equity Comparison

For the Specialty Business Services subindustry, GPM Vindexus's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GPM Vindexus Debt-to-Equity vs Business Services Industry

For the Business Services industry and Industrials sector, GPM Vindexus's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where GPM Vindexus's Debt-to-Equity falls into.


WAR:VIN
83GF Score
GPM Vindexus SA WAR:VIN
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GPM Vindexus Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

GPM Vindexus's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

GPM Vindexus's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.44 mean?
GPM Vindexus (WAR:VIN) has a Debt-to-Equity of 0.44 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on GPM Vindexus and its competitors. This is near median its historical median of 0.42. Over the past decade, GPM Vindexus' Debt-to-Equity has ranged from 0.19 to 0.64. According to the industry distribution chart, GPM Vindexus ranks #546 out of 950 companies in the Business Services industry, placing it in the top 57.5%.
Is GPM Vindexus' Debt-to-Equity too high?
GPM Vindexus' current Debt-to-Equity of 0.44 is near median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.64. The Business Services industry median Debt-to-Equity is 0.34. GPM Vindexus' value of 0.44 is 29.4% above this industry median. Based on the distribution chart, GPM Vindexus ranks #546 out of 950 companies in the Business Services industry, which is below the industry midpoint. Overall, GPM Vindexus has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GPM Vindexus' Debt-to-Equity compare to CTAS and CPRT?
According to the Business Services industry distribution chart, GPM Vindexus ranks #546 out of 950 companies for Debt-to-Equity. This places GPM Vindexus in the lower half of its industry. The industry median Debt-to-Equity is 0.34. GPM Vindexus' value of 0.44 is 29.4% above this benchmark. Historically, GPM Vindexus' own Debt-to-Equity has ranged from 0.19 to 0.64 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.34, GPM Vindexus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Business Services company?
The median Debt-to-Equity among Business Services companies is 0.34, based on 950 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GPM Vindexus's current Debt-to-Equity of 0.44 is 29.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on GPM Vindexus and its competitors. For the Business Services industry, the median Debt-to-Equity is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GPM Vindexus's current Debt-to-Equity is 0.44, which is near median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GPM Vindexus stock overvalued right now?
Based on GuruFocus' analysis, GPM Vindexus (WAR:VIN) is currently considered Modestly Overvalued. The stock's GF Value™ is zł11.17, compared to a current price of zł14.40 — trading 28.9% above its estimated fair value. The current Debt-to-Equity is 0.44, which is near median its 10-year median of 0.42 and 29.4% above the Business Services industry median of 0.34. GPM Vindexus' overall GF Score™ is 83/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For GPM Vindexus (WAR:VIN), the current Debt-to-Equity is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GPM Vindexus (WAR:VIN) Overvalued in 2026?

Based on GuruFocus' analysis, GPM Vindexus stock appears to be overvalued. The current stock price of zł14.40 is trading 28.9% above its estimated GF Value™ of zł11.17. GuruFocus considers GPM Vindexus to be Modestly Overvalued.

Key valuation signals for WAR:VIN:

  • Debt-to-Equity: 0.44 (near median its 10-year median of 0.42)
  • GF Value™: zł11.17 vs. price of zł14.40 (28.9% above fair value)
  • GF Score™: 83/100 with 13 warning signs
  • Industry Position: 29.4% above the Business Services median (#546 of 950)

No single metric tells the full story. See the WAR:VIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GPM Vindexus Business Description

Address ul. Serocka 3 lok. B 2, Warszawa, POL, 04-333
GPM Vindexus SA is engaged in the debt management business in Poland. The company buys and sells various types of debts, such as unpaid bank loans, debts subject to banking settlement proceedings, receivables due to issued invoices, receivables arising from interest notes, receivables due to issued debit notes, receivables secured by regulatory titles, and receivables covered by court insolvency proceedings.
83GF Score

Get the complete analysis for WAR:VIN

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł14.40
Price
zł11.17
GF Value