Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Cyclically Adjusted PB Ratio: (As of Aug. 31, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:CBBL Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
69 GF Score
Price NPR921.00
GF Value NPR827.05
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Chhimek Laghubitta Bikas Bank Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Chhimek Laghubitta Bikas Bank  (XNEP:CBBL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Chhimek Laghubitta Bikas Bank Cyclically Adjusted PB Ratio Related Terms


Chhimek Laghubitta Bikas Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Chhimek Laghubitta Bikas Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chhimek Laghubitta Bikas Bank Cyclically Adjusted PB Ratio Chart

Chhimek Laghubitta Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 6.87 6.69

Chhimek Laghubitta Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.33 6.69 5.87 6.14 0.00

Chhimek Laghubitta Bikas Bank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Chhimek Laghubitta Bikas Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chhimek Laghubitta Bikas Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chhimek Laghubitta Bikas Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Chhimek Laghubitta Bikas Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:CBBL
69GF Score
Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chhimek Laghubitta Bikas Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Chhimek Laghubitta Bikas Bank's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Chhimek Laghubitta Bikas Bank's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book=Book Value per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=0/333.0200*333.0200
=0.000

Current CPI (Apr. 2026) = 333.0200.

Chhimek Laghubitta Bikas Bank Quarterly Data

Book Value per Share CPI Adj_Book
201607 70.390 240.628 97.417
201610 84.855 241.729 116.901
201701 87.558 242.839 120.074
201704 96.156 244.524 130.956
201707 50.224 244.786 68.327
201710 59.840 246.663 80.790
201801 0.000 247.867 0.000
201804 51.791 250.546 68.839
201807 75.156 252.006 99.317
201810 64.267 252.885 84.632
201901 70.809 251.712 93.682
201904 77.728 255.548 101.292
201907 99.919 256.571 129.691
201910 84.125 257.346 108.862
202001 83.678 257.971 108.022
202004 86.892 256.389 112.863
202007 113.419 259.101 145.776
202010 90.599 260.388 115.870
202101 122.877 261.582 156.435
202104 130.784 267.054 163.089
202107 140.191 273.003 171.011
202110 141.461 276.589 170.323
202201 130.596 281.148 154.691
202204 155.280 289.109 178.865
202207 160.717 296.276 180.649
202210 173.665 298.012 194.066
202301 175.851 299.170 195.748
202304 181.918 303.363 199.702
202307 186.517 305.691 203.192
202310 194.111 307.671 210.104
202401 190.551 308.417 205.752
202404 195.309 313.548 207.438
202407 203.025 314.540 214.953
202410 211.514 315.664 223.144
202501 211.101 317.671 221.301
202504 219.677 320.795 228.049
202507 228.959 323.048 236.027
202510 236.600 0.000
202601 233.653 325.252 239.233
202604 0.000 333.020 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank stock appears to be overvalued. The current stock price of NPR921.00 is trading 11.4% above its estimated GF Value™ of NPR827.05. GuruFocus considers Chhimek Laghubitta Bikas Bank to be Modestly Overvalued.

Key valuation signals for XNEP:CBBL:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: NPR827.05 vs. price of NPR921.00 (11.4% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XNEP:CBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chhimek Laghubitta Bikas Bank Business Description

Address Mid-Baneshwor, Metropolitan city-31, Kathmandu, NPL
Chhimek Laghubitta Bikas Bank Ltd provides banking services. Its services include loans, savings, security services, and others. Its operating segments are Koshi Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province, Madhesh Province, and Sudurpaschim Province. The majority of the revenue comes from the Madhesh Province.
69GF Score

Get the complete analysis for XNEP:CBBL

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR921.00
Price
NPR827.05
GF Value