Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Pretax Margin %: 55.09% (As of Apr. 2026) — Near Median

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XNEP:CBBL Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
69 GF Score
Price NPR933.50
GF Value NPR828.91
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Chhimek Laghubitta Bikas Bank Pretax Margin %?

Chhimek Laghubitta Bikas Bank XNEP:CBBL -0.16% 69 Pretax Margin % is 55.09% as of Apr. 2026, which is 1% above its 10-year median of 54.78. GuruFocus rates XNEP:CBBL with a GF Score™ of 69/100 and a GF Value™ of NPR828.91 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,521 Banks companies, Chhimek Laghubitta Bikas Bank ranks better than 87.57% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Chhimek Laghubitta Bikas Bank's Pre-Tax Income for the three months ended in Apr. 2026 was NPR472 Mil. Chhimek Laghubitta Bikas Bank's Revenue for the three months ended in Apr. 2026 was NPR857 Mil. Therefore, Chhimek Laghubitta Bikas Bank's pretax margin for the quarter that ended in Apr. 2026 was 55.09%.

The historical rank and industry rank for Chhimek Laghubitta Bikas Bank's Pretax Margin % or its related term are showing as below:

XNEP:CBBL' s Pretax Margin % Range Over the Past 10 Years
Min: 45.28   Med: 54.78   Max: 68.95
Current: 54.45


XNEP:CBBL's Pretax Margin % is ranked better than
87.57% of 1521 companies
in the Banks industry
Industry Median: 34.96 vs XNEP:CBBL: 54.45

Chhimek Laghubitta Bikas Bank  (XNEP:CBBL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Chhimek Laghubitta Bikas Bank Pretax Margin % Related Terms


Chhimek Laghubitta Bikas Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Chhimek Laghubitta Bikas Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chhimek Laghubitta Bikas Bank Pretax Margin % Chart

Chhimek Laghubitta Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 68.95 53.81 49.24 45.28 55.94

Chhimek Laghubitta Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 61.18 62.43 45.75 54.68 55.09

Chhimek Laghubitta Bikas Bank Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Chhimek Laghubitta Bikas Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chhimek Laghubitta Bikas Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Chhimek Laghubitta Bikas Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Chhimek Laghubitta Bikas Bank's Pretax Margin % falls into.


XNEP:CBBL
69GF Score
Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chhimek Laghubitta Bikas Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Chhimek Laghubitta Bikas Bank's Pretax Margin for the fiscal year that ended in Jul. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=1755.451/3137.847
=55.94 %

Chhimek Laghubitta Bikas Bank's Pretax Margin for the quarter that ended in Apr. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=471.971/856.748
=55.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 55.09% mean?
Chhimek Laghubitta Bikas Bank (XNEP:CBBL) has a Pretax Margin % of 55.09% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. This is near median its historical median of 54.78. Over the past decade, Chhimek Laghubitta Bikas Bank's Pretax Margin % has ranged from 45.28 to 68.95. According to the industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #189 out of 1521 companies in the Banks industry, placing it in the top 12.4%.
Is Chhimek Laghubitta Bikas Bank's Pretax Margin % too high?
Chhimek Laghubitta Bikas Bank's current Pretax Margin % of 55.09% is near median its 10-year median of 54.78. Over the past 10 years, this metric has ranged from a low of 45.28 to a high of 68.95. The Banks industry median Pretax Margin % is 34.96. Chhimek Laghubitta Bikas Bank's value of 55.09% is 57.6% above this industry median. Based on the distribution chart, Chhimek Laghubitta Bikas Bank ranks #189 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chhimek Laghubitta Bikas Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chhimek Laghubitta Bikas Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #189 out of 1521 companies for Pretax Margin %. This places Chhimek Laghubitta Bikas Bank in the top 12% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.96. Chhimek Laghubitta Bikas Bank's value of 55.09% is 57.6% above this benchmark. Historically, Chhimek Laghubitta Bikas Bank's own Pretax Margin % has ranged from 45.28 to 68.95 over the past decade. While the company's 10-year median is 54.78 vs. the industry median of 34.96, Chhimek Laghubitta Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chhimek Laghubitta Bikas Bank's current Pretax Margin % of 55.09% is 57.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chhimek Laghubitta Bikas Bank's current Pretax Margin % is 55.09%, which is near median its own 10-year median of 54.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chhimek Laghubitta Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank (XNEP:CBBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR828.91, compared to a current price of NPR933.50 — trading 12.6% above its estimated fair value. The current Pretax Margin % is 55.09%, which is near median its 10-year median of 54.78 and 57.6% above the Banks industry median of 34.96. Chhimek Laghubitta Bikas Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Chhimek Laghubitta Bikas Bank (XNEP:CBBL), the current Pretax Margin % is 55.09% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank stock appears to be overvalued. The current stock price of NPR933.50 is trading 12.6% above its estimated GF Value™ of NPR828.91. GuruFocus considers Chhimek Laghubitta Bikas Bank to be Modestly Overvalued.

Key valuation signals for XNEP:CBBL:

  • Pretax Margin %: 55.09% (near median its 10-year median of 54.78)
  • GF Value™: NPR828.91 vs. price of NPR933.50 (12.6% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 57.6% above the Banks median (#189 of 1521)

No single metric tells the full story. See the XNEP:CBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chhimek Laghubitta Bikas Bank Business Description

Address Mid-Baneshwor, Metropolitan city-31, Kathmandu, NPL
Chhimek Laghubitta Bikas Bank Ltd provides banking services. Its services include loans, savings, security services, and others. Its operating segments are Koshi Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province, Madhesh Province, and Sudurpaschim Province. The majority of the revenue comes from the Madhesh Province.
69GF Score

Get the complete analysis for XNEP:CBBL

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR933.50
Price
NPR828.91
GF Value