Chhimek Laghubitta Bikas Bank (XNEP:CBBL) FCF Margin %: 130.31% (As of Apr. 2026) — 195% Above Median

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XNEP:CBBL Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
69 GF Score
Price NPR933.50
GF Value NPR828.96
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Chhimek Laghubitta Bikas Bank FCF Margin %?

Chhimek Laghubitta Bikas Bank XNEP:CBBL -0.16% 69 FCF Margin % is 130.31% as of Apr. 2026, which is 195% above its 10-year median of 44.18. GuruFocus rates XNEP:CBBL with a GF Score™ of 69/100 and a GF Value™ of NPR828.96 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, Chhimek Laghubitta Bikas Bank ranks better than 88.38% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Chhimek Laghubitta Bikas Bank's Free Cash Flow for the three months ended in Apr. 2026 was NPR1,116 Mil. Chhimek Laghubitta Bikas Bank's Revenue for the three months ended in Apr. 2026 was NPR857 Mil. Therefore, Chhimek Laghubitta Bikas Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 130.31%.

As of today, Chhimek Laghubitta Bikas Bank's current FCF Yield % is 12.47%.

The historical rank and industry rank for Chhimek Laghubitta Bikas Bank's FCF Margin % or its related term are showing as below:

XNEP:CBBL' s FCF Margin % Range Over the Past 10 Years
Min: -171.08   Med: 44.18   Max: 198.45
Current: 126.77


During the past 12 years, the highest FCF Margin % of Chhimek Laghubitta Bikas Bank was 198.45%. The lowest was -171.08%. And the median was 44.18%.

XNEP:CBBL's FCF Margin % is ranked better than
88.38% of 1498 companies
in the Banks industry
Industry Median: 26.605 vs XNEP:CBBL: 126.77


Chhimek Laghubitta Bikas Bank FCF Margin % Related Terms


Chhimek Laghubitta Bikas Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Chhimek Laghubitta Bikas Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chhimek Laghubitta Bikas Bank FCF Margin % Chart

Chhimek Laghubitta Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.54 -171.08 160.82 40.81 10.89

Chhimek Laghubitta Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -105.63 149.55 120.95 105.73 130.31

Chhimek Laghubitta Bikas Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Chhimek Laghubitta Bikas Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chhimek Laghubitta Bikas Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Chhimek Laghubitta Bikas Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Chhimek Laghubitta Bikas Bank's FCF Margin % falls into.


XNEP:CBBL
69GF Score
Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chhimek Laghubitta Bikas Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Chhimek Laghubitta Bikas Bank's FCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=341.694/3137.847
=10.89 %

Chhimek Laghubitta Bikas Bank's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=1116.4/856.748
=130.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 130.31% mean?
Chhimek Laghubitta Bikas Bank (XNEP:CBBL) has a FCF Margin % of 130.31% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. This is 195% above median its historical median of 44.18. According to the industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #174 out of 1498 companies in the Banks industry, placing it in the top 11.6%.
Is Chhimek Laghubitta Bikas Bank's FCF Margin % too high?
Chhimek Laghubitta Bikas Bank's current FCF Margin % of 130.31% is 195% above median its 10-year median of 44.18. The Banks industry median FCF Margin % is 26.61. Chhimek Laghubitta Bikas Bank's value of 130.31% is 389.8% above this industry median. Based on the distribution chart, Chhimek Laghubitta Bikas Bank ranks #174 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chhimek Laghubitta Bikas Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chhimek Laghubitta Bikas Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #174 out of 1498 companies for FCF Margin %. This places Chhimek Laghubitta Bikas Bank in the top 12% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.61. Chhimek Laghubitta Bikas Bank's value of 130.31% is 389.8% above this benchmark. While the company's 10-year median is 44.18 vs. the industry median of 26.61, Chhimek Laghubitta Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chhimek Laghubitta Bikas Bank's current FCF Margin % of 130.31% is 389.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chhimek Laghubitta Bikas Bank's current FCF Margin % is 130.31%, which is 195% above median its own 10-year median of 44.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chhimek Laghubitta Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank (XNEP:CBBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR828.96, compared to a current price of NPR933.50 — trading 12.6% above its estimated fair value. The current FCF Margin % is 130.31%, which is 195% above median its 10-year median of 44.18 and 389.8% above the Banks industry median of 26.61. Chhimek Laghubitta Bikas Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Chhimek Laghubitta Bikas Bank (XNEP:CBBL), the current FCF Margin % is 130.31% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank stock appears to be overvalued. The current stock price of NPR933.50 is trading 12.6% above its estimated GF Value™ of NPR828.96. GuruFocus considers Chhimek Laghubitta Bikas Bank to be Modestly Overvalued.

Key valuation signals for XNEP:CBBL:

  • FCF Margin %: 130.31% (195% above median its 10-year median of 44.18)
  • GF Value™: NPR828.96 vs. price of NPR933.50 (12.6% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 389.8% above the Banks median (#174 of 1498)

No single metric tells the full story. See the XNEP:CBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chhimek Laghubitta Bikas Bank Business Description

Address Mid-Baneshwor, Metropolitan city-31, Kathmandu, NPL
Chhimek Laghubitta Bikas Bank Ltd provides banking services. Its services include loans, savings, security services, and others. Its operating segments are Koshi Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province, Madhesh Province, and Sudurpaschim Province. The majority of the revenue comes from the Madhesh Province.
69GF Score

Get the complete analysis for XNEP:CBBL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR933.50
Price
NPR828.96
GF Value