Chhimek Laghubitta Bikas Bank (XNEP:CBBL) E10: NPR32.82 (As of Apr. 2026)

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XNEP:CBBL Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
69 GF Score
Price NPR933.50
GF Value NPR828.96
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Chhimek Laghubitta Bikas Bank E10?

Chhimek Laghubitta Bikas Bank XNEP:CBBL -0.16% 69 E10 is NPR32.82 as of Apr. 2026. GuruFocus rates XNEP:CBBL with a GF Score™ of 69/100 and a GF Value™ of NPR828.96 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Chhimek Laghubitta Bikas Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR9.133. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR32.82 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Chhimek Laghubitta Bikas Bank's average E10 Growth Rate was -1.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-22), Chhimek Laghubitta Bikas Bank's current stock price is NPR933.50. Chhimek Laghubitta Bikas Bank's E10 for the quarter that ended in Apr. 2026 was NPR32.82. Chhimek Laghubitta Bikas Bank's Shiller PE Ratio of today is 28.44.

During the past 12 years, the highest Shiller PE Ratio of Chhimek Laghubitta Bikas Bank was 30.11. The lowest was 20.29. And the median was 23.81.


Chhimek Laghubitta Bikas Bank  (XNEP:CBBL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Chhimek Laghubitta Bikas Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=933.50/32.82
=28.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of Chhimek Laghubitta Bikas Bank was 30.11. The lowest was 20.29. And the median was 23.81.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Chhimek Laghubitta Bikas Bank E10 Related Terms


Chhimek Laghubitta Bikas Bank E10 Historical Data

* Premium members only.

The historical data trend for Chhimek Laghubitta Bikas Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chhimek Laghubitta Bikas Bank E10 Chart

Chhimek Laghubitta Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 33.42 34.56

Chhimek Laghubitta Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.20 34.56 34.65 33.86 32.82

Chhimek Laghubitta Bikas Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Chhimek Laghubitta Bikas Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chhimek Laghubitta Bikas Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chhimek Laghubitta Bikas Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Chhimek Laghubitta Bikas Bank's Shiller PE Ratio falls into.


XNEP:CBBL
69GF Score
Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chhimek Laghubitta Bikas Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Chhimek Laghubitta Bikas Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=9.133/333.0200*333.0200
=9.133

Current CPI (Apr. 2026) = 333.0200.

Chhimek Laghubitta Bikas Bank Quarterly Data

per share eps CPI Adj_EPS
201607 -9.894 240.628 -13.693
201610 7.354 241.729 10.131
201701 17.169 242.839 23.545
201704 25.765 244.524 35.090
201707 -6.677 244.786 -9.084
201710 0.000 246.663 0.000
201801 0.000 247.867 0.000
201804 3.933 250.546 5.228
201807 8.527 252.006 11.268
201810 4.317 252.885 5.685
201901 6.530 251.712 8.639
201904 6.930 255.548 9.031
201907 2.866 256.571 3.720
201910 6.155 257.346 7.965
202001 7.161 257.971 9.244
202004 3.214 256.389 4.175
202007 2.004 259.101 2.576
202010 1.785 260.388 2.283
202101 15.230 261.582 19.389
202104 9.930 267.054 12.383
202107 9.894 273.003 12.069
202110 5.919 276.589 7.127
202201 7.861 281.148 9.311
202204 7.950 289.109 9.157
202207 6.362 296.276 7.151
202210 9.098 298.012 10.167
202301 6.275 299.170 6.985
202304 8.973 303.363 9.850
202307 3.990 305.691 4.347
202310 6.114 307.671 6.618
202401 5.946 308.417 6.420
202404 5.737 313.548 6.093
202407 8.079 314.540 8.554
202410 6.565 315.664 6.926
202501 7.584 317.671 7.950
202504 9.447 320.795 9.807
202507 9.935 323.048 10.242
202510 7.437 0.000
202601 8.490 325.252 8.693
202604 9.133 333.020 9.133

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR32.82 mean?
Chhimek Laghubitta Bikas Bank (XNEP:CBBL) has a E10 of NPR32.82 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chhimek Laghubitta Bikas Bank and its competitors.
Is Chhimek Laghubitta Bikas Bank's E10 too high?
Chhimek Laghubitta Bikas Bank's current E10 is NPR32.82. Overall, Chhimek Laghubitta Bikas Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chhimek Laghubitta Bikas Bank's E10 compare to competitors?
Chhimek Laghubitta Bikas Bank's E10 of NPR32.82 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. Chhimek Laghubitta Bikas Bank's current E10 is NPR32.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chhimek Laghubitta Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank (XNEP:CBBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR828.96, compared to a current price of NPR933.50 — trading 12.6% above its estimated fair value. The current E10 is NPR32.82. Chhimek Laghubitta Bikas Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Chhimek Laghubitta Bikas Bank (XNEP:CBBL), the current E10 is NPR32.82 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank stock appears to be overvalued. The current stock price of NPR933.50 is trading 12.6% above its estimated GF Value™ of NPR828.96. GuruFocus considers Chhimek Laghubitta Bikas Bank to be Modestly Overvalued.

Key valuation signals for XNEP:CBBL:

  • E10: NPR32.82
  • GF Value™: NPR828.96 vs. price of NPR933.50 (12.6% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XNEP:CBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chhimek Laghubitta Bikas Bank Business Description

Address Mid-Baneshwor, Metropolitan city-31, Kathmandu, NPL
Chhimek Laghubitta Bikas Bank Ltd provides banking services. Its services include loans, savings, security services, and others. Its operating segments are Koshi Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province, Madhesh Province, and Sudurpaschim Province. The majority of the revenue comes from the Madhesh Province.
69GF Score

Get the complete analysis for XNEP:CBBL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR933.50
Price
NPR828.96
GF Value