Chhimek Laghubitta Bikas Bank (XNEP:CBBL) ROE %: 0.00% (As of Apr. 2026)

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XNEP:CBBL Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
69 GF Score
Price NPR933.50
GF Value NPR828.96
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Chhimek Laghubitta Bikas Bank ROE %?

Chhimek Laghubitta Bikas Bank XNEP:CBBL -0.16% 69 ROE % is 0.00% as of Apr. 2026. GuruFocus rates XNEP:CBBL with a GF Score™ of 69/100 and a GF Value™ of NPR828.96 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,519 Banks companies, Chhimek Laghubitta Bikas Bank ranks better than 82.75% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Chhimek Laghubitta Bikas Bank's annualized net income for the quarter that ended in Apr. 2026 was NPR1,322 Mil. Chhimek Laghubitta Bikas Bank's average Total Stockholders Equity over the quarter that ended in Apr. 2026 was NPR8,452 Mil. Therefore, Chhimek Laghubitta Bikas Bank's annualized ROE % for the quarter that ended in Apr. 2026 was 15.64%.

The historical rank and industry rank for Chhimek Laghubitta Bikas Bank's ROE % or its related term are showing as below:

XNEP:CBBL' s ROE % Range Over the Past 10 Years
Min: 13.4   Med: 20.49   Max: 47.24
Current: 15.48

During the past 12 years, Chhimek Laghubitta Bikas Bank's highest ROE % was 47.24%. The lowest was 13.40%. And the median was 20.49%.

XNEP:CBBL's ROE % is ranked better than
82.75% of 1519 companies
in the Banks industry
Industry Median: 10.26 vs XNEP:CBBL: 15.48

Chhimek Laghubitta Bikas Bank  (XNEP:CBBL) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Apr. 2026 )
=Net Income/Total Stockholders Equity
=1321.52/8451.946
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1321.52 / 3426.992)*(3426.992 / 54912.941)*(54912.941 / 8451.946)
=Net Margin %*Asset Turnover*Equity Multiplier
=38.56 %*0.0624*6.4971
=ROA %*Equity Multiplier
=2.41 %*6.4971
=15.64 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Apr. 2026 )
=Net Income/Total Stockholders Equity
=1321.52/8451.946
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1321.52 / 1887.884) * (1887.884 / 3426.992) * (3426.992 / 54912.941) * (54912.941 / 8451.946)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7 * 55.09 % * 0.0624 * 6.4971
=15.64 %

Note: The net income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Chhimek Laghubitta Bikas Bank ROE % Related Terms


Chhimek Laghubitta Bikas Bank ROE % Historical Data

* Premium members only.

The historical data trend for Chhimek Laghubitta Bikas Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chhimek Laghubitta Bikas Bank ROE % Chart

Chhimek Laghubitta Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.64 17.40 16.32 13.40 15.56

Chhimek Laghubitta Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.54 17.72 12.78 14.44 0.00

Chhimek Laghubitta Bikas Bank ROE % Competitor Comparison

For the Banks - Regional subindustry, Chhimek Laghubitta Bikas Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chhimek Laghubitta Bikas Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Chhimek Laghubitta Bikas Bank's ROE % distribution charts can be found below:

* The bar in red indicates where Chhimek Laghubitta Bikas Bank's ROE % falls into.


XNEP:CBBL
69GF Score
Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chhimek Laghubitta Bikas Bank ROE % Calculation

Chhimek Laghubitta Bikas Bank's annualized ROE % for the fiscal year that ended in Jul. 2025 is calculated as

ROE %=Net Income (A: Jul. 2025 )/( (Total Stockholders Equity (A: Jul. 2024 )+Total Stockholders Equity (A: Jul. 2025 ))/ count )
=1215.425/( (7344.021+8282.128)/ 2 )
=1215.425/7813.0745
=15.56 %

Chhimek Laghubitta Bikas Bank's annualized ROE % for the quarter that ended in Apr. 2026 is calculated as

ROE %=Net Income (Q: Apr. 2026 )/( (Total Stockholders Equity (Q: Jan. 2026 )+Total Stockholders Equity (Q: Apr. 2026 ))/ count )
=1321.52/( (8451.946+0)/ 1 )
=1321.52/8451.946
=15.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Apr. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.00% mean?
Chhimek Laghubitta Bikas Bank (XNEP:CBBL) has a ROE % of 0.00% as of Apr. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. Over the past decade, Chhimek Laghubitta Bikas Bank's ROE % has ranged from 13.40 to 47.24. According to the industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #262 out of 1519 companies in the Banks industry, placing it in the top 17.2%.
Is Chhimek Laghubitta Bikas Bank's ROE % too high?
Chhimek Laghubitta Bikas Bank's current ROE % is 0.00%. Over the past 10 years, this metric has ranged from a low of 13.40 to a high of 47.24. Based on the distribution chart, Chhimek Laghubitta Bikas Bank ranks #262 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chhimek Laghubitta Bikas Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chhimek Laghubitta Bikas Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #262 out of 1519 companies for ROE %. This places Chhimek Laghubitta Bikas Bank in the top 17% of its industry — outperforming the majority of peers. The industry median ROE % is 10.26. Historically, Chhimek Laghubitta Bikas Bank's own ROE % has ranged from 13.40 to 47.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.26, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. For the Banks industry, the median ROE % is 10.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chhimek Laghubitta Bikas Bank's current ROE % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chhimek Laghubitta Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank (XNEP:CBBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR828.96, compared to a current price of NPR933.50 — trading 12.6% above its estimated fair value. The current ROE % is 0.00%. Chhimek Laghubitta Bikas Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Chhimek Laghubitta Bikas Bank (XNEP:CBBL), the current ROE % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank stock appears to be overvalued. The current stock price of NPR933.50 is trading 12.6% above its estimated GF Value™ of NPR828.96. GuruFocus considers Chhimek Laghubitta Bikas Bank to be Modestly Overvalued.

Key valuation signals for XNEP:CBBL:

  • ROE %: 0.00%
  • GF Value™: NPR828.96 vs. price of NPR933.50 (12.6% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XNEP:CBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chhimek Laghubitta Bikas Bank Business Description

Address Mid-Baneshwor, Metropolitan city-31, Kathmandu, NPL
Chhimek Laghubitta Bikas Bank Ltd provides banking services. Its services include loans, savings, security services, and others. Its operating segments are Koshi Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province, Madhesh Province, and Sudurpaschim Province. The majority of the revenue comes from the Madhesh Province.
69GF Score

Get the complete analysis for XNEP:CBBL

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR933.50
Price
NPR828.96
GF Value