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The historical rank and industry rank for Chhimek Laghubitta Bikas Bank's Net Margin % or its related term are showing as below:
XNEP:CBBL'
s Net Margin % Range Over the Past 10 Years
Min: 30.83 Med: 36.58 Max: 47.59
Current: 38.11
XNEP:CBBL's Net Margin % is ranked better than 81.53% of 1521
companies
in the Banks industry
Industry Median: 27.05
vs XNEP:CBBL: 38.11
Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Chhimek Laghubitta Bikas Bank Net Margin % Related Terms
Chhimek Laghubitta Bikas Bank Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chhimek Laghubitta Bikas Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Chhimek Laghubitta Bikas Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chhimek Laghubitta Bikas Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Chhimek Laghubitta Bikas Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Chhimek Laghubitta Bikas Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chhimek Laghubitta Bikas Bank (XNEP:CBBL) has a Net Margin % of 38.56% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. This is near median its historical median of 36.58. Over the past decade, Chhimek Laghubitta Bikas Bank's Net Margin % has ranged from 30.83 to 47.59. According to the industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #281 out of 1521 companies in the Banks industry, placing it in the top 18.5%.
Is Chhimek Laghubitta Bikas Bank's Net Margin % too high?
Chhimek Laghubitta Bikas Bank's current Net Margin % of 38.56% is near median its 10-year median of 36.58. Over the past 10 years, this metric has ranged from a low of 30.83 to a high of 47.59. The Banks industry median Net Margin % is 27.05. Chhimek Laghubitta Bikas Bank's value of 38.56% is 42.6% above this industry median. Based on the distribution chart, Chhimek Laghubitta Bikas Bank ranks #281 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chhimek Laghubitta Bikas Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chhimek Laghubitta Bikas Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #281 out of 1521 companies for Net Margin %. This places Chhimek Laghubitta Bikas Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.05. Chhimek Laghubitta Bikas Bank's value of 38.56% is 42.6% above this benchmark. Historically, Chhimek Laghubitta Bikas Bank's own Net Margin % has ranged from 30.83 to 47.59 over the past decade. While the company's 10-year median is 36.58 vs. the industry median of 27.05, Chhimek Laghubitta Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chhimek Laghubitta Bikas Bank's current Net Margin % of 38.56% is 42.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chhimek Laghubitta Bikas Bank's current Net Margin % is 38.56%, which is near median its own 10-year median of 36.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chhimek Laghubitta Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank (XNEP:CBBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR828.96, compared to a current price of NPR933.50 — trading 12.6% above its estimated fair value. The current Net Margin % is 38.56%, which is near median its 10-year median of 36.58 and 42.6% above the Banks industry median of 27.05. Chhimek Laghubitta Bikas Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Chhimek Laghubitta Bikas Bank (XNEP:CBBL), the current Net Margin % is 38.56% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Overvalued in 2026?
Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank stock appears to be overvalued.
The current stock price of NPR933.50 is trading 12.6% above its estimated GF Value™ of NPR828.96.
GuruFocus considers Chhimek Laghubitta Bikas Bank to be Modestly Overvalued.
Key valuation signals for XNEP:CBBL:
Net Margin %: 38.56% (near median its 10-year median of 36.58)
GF Value™: NPR828.96 vs. price of NPR933.50 (12.6% above fair value)
Industry Position: 42.6% above the Banks median (#281 of 1521)
No single metric tells the full story. See the XNEP:CBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chhimek Laghubitta Bikas Bank Business Description
Chhimek Laghubitta Bikas Bank Ltd provides banking services. Its services include loans, savings, security services, and others. Its operating segments are Koshi Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province, Madhesh Province, and Sudurpaschim Province. The majority of the revenue comes from the Madhesh Province.
69GF Score
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