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Employers Holdings (FRA:YGB) Cyclically Adjusted Price-to-FCF : 13.52 (As of Jun. 01, 2025)


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What is Employers Holdings Cyclically Adjusted Price-to-FCF?

As of today (2025-06-01), Employers Holdings's current share price is €43.00. Employers Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was €3.18. Employers Holdings's Cyclically Adjusted Price-to-FCF for today is 13.52.

The historical rank and industry rank for Employers Holdings's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

FRA:YGB' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.95   Med: 10.95   Max: 15.86
Current: 14.04

During the past years, Employers Holdings's highest Cyclically Adjusted Price-to-FCF was 15.86. The lowest was 6.95. And the median was 10.95.

FRA:YGB's Cyclically Adjusted Price-to-FCF is ranked worse than
53.85% of 312 companies
in the Insurance industry
Industry Median: 12.925 vs FRA:YGB: 14.04

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Employers Holdings's adjusted free cash flow per share data for the three months ended in Mar. 2025 was €0.530. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €3.18 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Employers Holdings Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Employers Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Employers Holdings Cyclically Adjusted Price-to-FCF Chart

Employers Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.42 10.37 10.56 10.54 14.80

Employers Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.43 11.99 13.50 14.80 14.61

Competitive Comparison of Employers Holdings's Cyclically Adjusted Price-to-FCF

For the Insurance - Specialty subindustry, Employers Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Employers Holdings's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Employers Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Employers Holdings's Cyclically Adjusted Price-to-FCF falls into.


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Employers Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Employers Holdings's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=43.00/3.18
=13.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Employers Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Employers Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.53/134.9266*134.9266
=0.530

Current CPI (Mar. 2025) = 134.9266.

Employers Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.907 100.684 1.215
201509 0.808 100.392 1.086
201512 0.513 99.792 0.694
201603 0.583 100.470 0.783
201606 0.508 101.688 0.674
201609 1.428 101.861 1.892
201612 0.713 101.863 0.944
201703 0.771 102.862 1.011
201706 0.256 103.349 0.334
201709 1.505 104.136 1.950
201712 0.969 104.011 1.257
201803 1.054 105.290 1.351
201806 0.845 106.317 1.072
201809 1.271 106.507 1.610
201812 1.171 105.998 1.491
201903 0.411 107.251 0.517
201906 0.510 108.070 0.637
201909 1.860 108.329 2.317
201912 0.283 108.420 0.352
202003 0.395 108.902 0.489
202006 0.314 108.767 0.390
202009 0.540 109.815 0.663
202012 -0.439 109.897 -0.539
202103 -0.345 111.754 -0.417
202106 -0.409 114.631 -0.481
202109 0.439 115.734 0.512
202112 0.584 117.630 0.670
202203 0.517 121.301 0.575
202206 0.695 125.017 0.750
202209 1.064 125.227 1.146
202212 1.088 125.222 1.172
202303 0.130 127.348 0.138
202306 -0.272 128.729 -0.285
202309 0.875 129.860 0.909
202312 0.956 129.419 0.997
202403 -0.025 131.776 -0.026
202406 0.392 132.554 0.399
202409 1.807 133.029 1.833
202412 0.437 133.157 0.443
202503 0.530 134.927 0.530

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Employers Holdings  (FRA:YGB) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Employers Holdings Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Employers Holdings's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Employers Holdings Business Description

Traded in Other Exchanges
Address
5340 Kietzke Lane, Suite 202, Reno, NV, USA, 89511
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations, through its wholly owned subsidiaries.

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