BBBK (Baker Boyer Bancorp) Cyclically Adjusted PS Ratio: 1.37 (As of Aug. 03, 2026) — 43% Below Median

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BBBK Baker Boyer Bancorp BBBK
64 GF Score
Price $42.99
GF Value $45.28
Valuation Fairly Valued
! 3 Warning Signs
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What is Baker Boyer Bancorp Cyclically Adjusted PS Ratio?

Baker Boyer Bancorp BBBK 64 Cyclically Adjusted PS Ratio is 1.37 as of Aug. 03, 2026, which is 43% below its 10-year median of 2.39. GuruFocus rates BBBK with a GF Score™ of 64/100 and a GF Value™ of $45.28 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, Baker Boyer Bancorp ranks better than 85.6% on this metric.

As of today (2026-08-03), Baker Boyer Bancorp's current share price is $42.99. Baker Boyer Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $31.36. Baker Boyer Bancorp's Cyclically Adjusted PS Ratio for today is 1.37.

The historical rank and industry rank for Baker Boyer Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

BBBK' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.02   Med: 2.39   Max: 3.24
Current: 1.37

During the past years, Baker Boyer Bancorp's highest Cyclically Adjusted PS Ratio was 3.24. The lowest was 1.02. And the median was 2.39.

BBBK's Cyclically Adjusted PS Ratio is ranked better than
85.6% of 1299 companies
in the Banks industry
Industry Median: 3.4 vs BBBK: 1.37

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Baker Boyer Bancorp's adjusted revenue per share data for the three months ended in Jun. 2026 was $7.541. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $31.36 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Baker Boyer Bancorp  (OTCPK:BBBK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Baker Boyer Bancorp Cyclically Adjusted PS Ratio Related Terms


Baker Boyer Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Baker Boyer Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baker Boyer Bancorp Cyclically Adjusted PS Ratio Chart

Baker Boyer Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.63 2.48 1.67 1.14 1.40

Baker Boyer Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.31 1.32 1.40 1.36 1.40

BBBK vs CIBH, NIDB, INFT: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Baker Boyer Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baker Boyer Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Baker Boyer Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Baker Boyer Bancorp's Cyclically Adjusted PS Ratio falls into.


BBBK
64GF Score
Baker Boyer Bancorp BBBK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Baker Boyer Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Baker Boyer Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=42.99/31.36
=1.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baker Boyer Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Baker Boyer Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.541/333.9520*333.9520
=7.541

Current CPI (Jun. 2026) = 333.9520.

Baker Boyer Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 5.775 241.428 7.988
201612 6.055 241.432 8.375
201703 5.811 243.801 7.960
201706 5.894 244.955 8.035
201709 6.029 246.819 8.157
201712 6.413 246.524 8.687
201803 6.252 249.554 8.366
201806 6.354 251.989 8.421
201809 6.554 252.439 8.670
201812 6.656 251.233 8.848
201903 6.553 254.202 8.609
201906 6.521 256.143 8.502
201909 6.707 256.759 8.723
201912 7.147 256.974 9.288
202003 6.553 258.115 8.478
202006 6.366 257.797 8.247
202009 6.467 260.280 8.297
202012 6.447 260.474 8.266
202103 6.516 264.877 8.215
202106 6.524 271.696 8.019
202109 6.780 274.310 8.254
202112 6.862 278.802 8.219
202203 6.521 287.504 7.575
202206 6.650 296.311 7.495
202209 6.870 296.808 7.730
202212 6.668 296.797 7.503
202303 6.514 301.836 7.207
202306 7.096 305.109 7.767
202309 6.432 307.789 6.979
202312 6.180 306.746 6.728
202403 6.282 312.332 6.717
202406 6.153 314.175 6.540
202409 6.432 315.301 6.812
202412 6.376 315.605 6.747
202503 6.670 319.799 6.965
202506 6.776 322.561 7.015
202509 6.714 324.800 6.903
202512 7.047 324.054 7.262
202603 7.360 330.213 7.443
202606 7.541 333.952 7.541

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.37 mean?
Baker Boyer Bancorp (BBBK) has a Cyclically Adjusted PS Ratio of 1.37 as of Aug. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Baker Boyer Bancorp and its competitors. This is 43% below median its historical median of 2.39. Over the past decade, Baker Boyer Bancorp's Cyclically Adjusted PS Ratio has ranged from 1.02 to 3.24. According to the industry distribution chart, Baker Boyer Bancorp ranks #187 out of 1299 companies in the Banks industry, placing it in the top 14.4%.
Is Baker Boyer Bancorp's Cyclically Adjusted PS Ratio too high?
Baker Boyer Bancorp's current Cyclically Adjusted PS Ratio of 1.37 is 43% below median its 10-year median of 2.39. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 3.24. The Banks industry median Cyclically Adjusted PS Ratio is 3.40. Baker Boyer Bancorp's value of 1.37 is 59.7% below this industry median. Based on the distribution chart, Baker Boyer Bancorp ranks #187 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Baker Boyer Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Baker Boyer Bancorp's Cyclically Adjusted PS Ratio compare to CIBH and NIDB?
According to the Banks industry distribution chart, Baker Boyer Bancorp ranks #187 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Baker Boyer Bancorp in the top 14% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.40. Baker Boyer Bancorp's value of 1.37 is 59.7% below this benchmark. Historically, Baker Boyer Bancorp's own Cyclically Adjusted PS Ratio has ranged from 1.02 to 3.24 over the past decade. While the company's 10-year median is 2.39 vs. the industry median of 3.40, Baker Boyer Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.40, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baker Boyer Bancorp's current Cyclically Adjusted PS Ratio of 1.37 is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Baker Boyer Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baker Boyer Bancorp's current Cyclically Adjusted PS Ratio is 1.37, which is 43% below median its own 10-year median of 2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baker Boyer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baker Boyer Bancorp (BBBK) is currently considered Fairly Valued. The stock's GF Value™ is $45.28, compared to a current price of $42.99 — trading 5.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.37, which is 43% below median its 10-year median of 2.39 and 59.7% below the Banks industry median of 3.40. Baker Boyer Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Baker Boyer Bancorp (BBBK), the current Cyclically Adjusted PS Ratio is 1.37 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baker Boyer Bancorp (BBBK) Overvalued in 2026?

Based on GuruFocus' analysis, Baker Boyer Bancorp stock appears to be undervalued. The current stock price of $42.99 is trading 5.1% below its estimated GF Value™ of $45.28. GuruFocus considers Baker Boyer Bancorp to be Fairly Valued.

Key valuation signals for BBBK:

  • Cyclically Adjusted PS Ratio: 1.37 (43% below median its 10-year median of 2.39)
  • GF Value™: $45.28 vs. price of $42.99 (5.1% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 59.7% below the Banks median (#187 of 1299)

No single metric tells the full story. See the BBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baker Boyer Bancorp Business Description

Address 7 West Main Street, P.O. Box 2175, Walla Walla, WA, USA, 99362
Baker Boyer Bancorp and its wholly-owned subsidiary provide banking services predominantly to the greater Walla Walla, Columbia Valley, and Yakima area of south eastern Washington and north eastern Oregon. The company offers its services to individuals, small businesses, and the agricultural industry. The primary sources of revenue for the company are loans, investment securities, and wealth management services.
64GF Score

Get the complete analysis for BBBK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.99
Price
$45.28
GF Value