BBBK (Baker Boyer Bancorp) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BBBK Baker Boyer Bancorp BBBK
57 GF Score
Price $43.26
GF Value $45.27
Valuation Fairly Valued
! 3 Warning Signs
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What is Baker Boyer Bancorp Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Baker Boyer Bancorp  (OTCPK:BBBK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Baker Boyer Bancorp Cyclically Adjusted PS Ratio Related Terms


Baker Boyer Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Baker Boyer Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baker Boyer Bancorp Cyclically Adjusted PS Ratio Chart

Baker Boyer Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.54 2.41 1.64 1.13 1.39

Baker Boyer Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.29 1.30 1.39 1.34 1.38

BBBK vs WSSH, NEFB, OSBK: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Baker Boyer Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baker Boyer Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Baker Boyer Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Baker Boyer Bancorp's Cyclically Adjusted PS Ratio falls into.


BBBK
57GF Score
Baker Boyer Bancorp BBBK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Baker Boyer Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Baker Boyer Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Baker Boyer Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.541/333.9520*333.9520
=7.541

Current CPI (Jun. 2026) = 333.9520.

Baker Boyer Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 5.722 241.428 7.915
201612 6.155 241.432 8.514
201703 5.809 243.801 7.957
201706 5.893 244.955 8.034
201709 6.030 246.819 8.159
201712 6.573 246.524 8.904
201803 6.252 249.554 8.366
201806 6.381 251.989 8.457
201809 6.553 252.439 8.669
201812 6.979 251.233 9.277
201903 6.554 254.202 8.610
201906 6.521 256.143 8.502
201909 6.706 256.759 8.722
201912 7.502 256.974 9.749
202003 6.554 258.115 8.480
202006 6.367 257.797 8.248
202009 6.466 260.280 8.296
202012 6.971 260.474 8.937
202103 6.514 264.877 8.213
202106 6.524 271.696 8.019
202109 6.782 274.310 8.257
202112 7.252 278.802 8.687
202203 6.521 287.504 7.575
202206 6.651 296.311 7.496
202209 6.871 296.808 7.731
202212 7.066 296.797 7.951
202303 6.512 301.836 7.205
202306 7.094 305.109 7.765
202309 6.431 307.789 6.978
202312 6.617 306.746 7.204
202403 6.283 312.332 6.718
202406 6.152 314.175 6.539
202409 6.431 315.301 6.811
202412 6.816 315.605 7.212
202503 6.672 319.799 6.967
202506 6.794 322.561 7.034
202509 6.925 324.800 7.120
202512 7.475 324.054 7.703
202603 7.358 330.213 7.441
202606 7.541 333.952 7.541

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Baker Boyer Bancorp (BBBK) Overvalued in 2026?

Based on GuruFocus' analysis, Baker Boyer Bancorp stock appears to be undervalued. The current stock price of $43.26 is trading 4.4% below its estimated GF Value™ of $45.27. GuruFocus considers Baker Boyer Bancorp to be Fairly Valued.

Key valuation signals for BBBK:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $45.27 vs. price of $43.26 (4.4% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the BBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baker Boyer Bancorp Business Description

Address 7 West Main Street, P.O. Box 2175, Walla Walla, WA, USA, 99362
Baker Boyer Bancorp and its wholly-owned subsidiary provide banking services predominantly to the greater Walla Walla, Columbia Valley, and Yakima area of south eastern Washington and north eastern Oregon. The company offers its services to individuals, small businesses, and the agricultural industry. The primary sources of revenue for the company are loans, investment securities, and wealth management services.
57GF Score

Get the complete analysis for BBBK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.26
Price
$45.27
GF Value