BBBK (Baker Boyer Bancorp) Cyclically Adjusted Book per Share: $50.19 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BBBK Baker Boyer Bancorp BBBK
57 GF Score
Price $43.26
GF Value $45.27
Valuation Fairly Valued
! 3 Warning Signs
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What is Baker Boyer Bancorp Cyclically Adjusted Book per Share?

Baker Boyer Bancorp BBBK -0.78% 57 Cyclically Adjusted Book per Share is $50.19 as of Jun. 2026. GuruFocus rates BBBK with a GF Score™ of 57/100 and a GF Value™ of $45.27 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Baker Boyer Bancorp's adjusted book value per share for the three months ended in Jun. 2026 was $45.866. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $50.19 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Baker Boyer Bancorp's average Cyclically Adjusted Book Growth Rate was 1.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 4.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 12 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Baker Boyer Bancorp was 7.00% per year. The lowest was 2.00% per year. And the median was 5.10% per year.

As of today (2026-09-18), Baker Boyer Bancorp's current stock price is $43.26. Baker Boyer Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $50.19. Baker Boyer Bancorp's Cyclically Adjusted PB Ratio of today is 0.86.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Baker Boyer Bancorp was 2.06. The lowest was 0.63. And the median was 1.46.


Baker Boyer Bancorp  (OTCPK:BBBK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Baker Boyer Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=43.26/50.186
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Baker Boyer Bancorp was 2.06. The lowest was 0.63. And the median was 1.46.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Baker Boyer Bancorp Cyclically Adjusted Book per Share Related Terms


Baker Boyer Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Baker Boyer Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baker Boyer Bancorp Cyclically Adjusted Book per Share Chart

Baker Boyer Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.22 47.90 48.55 49.06 49.62

Baker Boyer Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.32 49.43 49.13 49.85 50.19

BBBK vs WSSH, NEFB, OSBK: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Baker Boyer Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baker Boyer Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Baker Boyer Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Baker Boyer Bancorp's Cyclically Adjusted PB Ratio falls into.


BBBK
57GF Score
Baker Boyer Bancorp BBBK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Baker Boyer Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Baker Boyer Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=45.866/333.9520*333.9520
=45.866

Current CPI (Jun. 2026) = 333.9520.

Baker Boyer Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 39.749 241.428 54.982
201612 39.460 241.432 54.582
201703 39.569 243.801 54.201
201706 40.065 244.955 54.621
201709 40.405 246.819 54.669
201712 40.745 246.524 55.195
201803 40.602 249.554 54.333
201806 40.743 251.989 53.995
201809 40.985 252.439 54.219
201812 43.128 251.233 57.328
201903 43.312 254.202 56.900
201906 43.805 256.143 57.112
201909 44.244 256.759 57.546
201912 46.046 256.974 59.839
202003 45.806 258.115 59.264
202006 46.028 257.797 59.625
202009 46.681 260.280 59.894
202012 47.776 260.474 61.253
202103 47.434 264.877 59.804
202106 46.846 271.696 57.580
202109 46.916 274.310 57.117
202112 46.150 278.802 55.279
202203 43.246 287.504 50.233
202206 39.553 296.311 44.577
202209 38.005 296.808 42.761
202212 31.780 296.797 35.758
202303 32.851 301.836 36.346
202306 33.859 305.109 37.060
202309 33.848 307.789 36.725
202312 38.055 306.746 41.430
202403 37.541 312.332 40.140
202406 37.386 314.175 39.739
202409 37.906 315.301 40.148
202412 41.194 315.605 43.589
202503 41.283 319.799 43.110
202506 41.946 322.561 43.427
202509 42.504 324.800 43.702
202512 45.737 324.054 47.134
202603 45.852 330.213 46.371
202606 45.866 333.952 45.866

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $50.19 mean?
Baker Boyer Bancorp (BBBK) has a Cyclically Adjusted Book per Share of $50.19 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Baker Boyer Bancorp and its competitors.
Is Baker Boyer Bancorp's Cyclically Adjusted Book per Share too high?
Baker Boyer Bancorp's current Cyclically Adjusted Book per Share is $50.19. Overall, Baker Boyer Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Baker Boyer Bancorp's Cyclically Adjusted Book per Share compare to WSSH and NEFB?
Baker Boyer Bancorp's Cyclically Adjusted Book per Share of $50.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Baker Boyer Bancorp and its competitors. Baker Boyer Bancorp's current Cyclically Adjusted Book per Share is $50.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baker Boyer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baker Boyer Bancorp (BBBK) is currently considered Fairly Valued. The stock's GF Value™ is $45.27, compared to a current price of $43.26 — trading 4.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is $50.19. Baker Boyer Bancorp's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Baker Boyer Bancorp (BBBK), the current Cyclically Adjusted Book per Share is $50.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baker Boyer Bancorp (BBBK) Overvalued in 2026?

Based on GuruFocus' analysis, Baker Boyer Bancorp stock appears to be undervalued. The current stock price of $43.26 is trading 4.4% below its estimated GF Value™ of $45.27. GuruFocus considers Baker Boyer Bancorp to be Fairly Valued.

Key valuation signals for BBBK:

  • Cyclically Adjusted Book per Share: $50.19
  • GF Value™: $45.27 vs. price of $43.26 (4.4% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the BBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baker Boyer Bancorp Business Description

Address 7 West Main Street, P.O. Box 2175, Walla Walla, WA, USA, 99362
Baker Boyer Bancorp and its wholly-owned subsidiary provide banking services predominantly to the greater Walla Walla, Columbia Valley, and Yakima area of south eastern Washington and north eastern Oregon. The company offers its services to individuals, small businesses, and the agricultural industry. The primary sources of revenue for the company are loans, investment securities, and wealth management services.
57GF Score

Get the complete analysis for BBBK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.26
Price
$45.27
GF Value