BBBK (Baker Boyer Bancorp) E10: $4.83 (As of Jun. 2026)

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BBBK Baker Boyer Bancorp BBBK
64 GF Score
Price $42.99
GF Value $45.28
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Baker Boyer Bancorp E10?

Baker Boyer Bancorp BBBK 64 E10 is $4.83 as of Jun. 2026. GuruFocus rates BBBK with a GF Score™ of 64/100 and a GF Value™ of $45.28 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Baker Boyer Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.689. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.83 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Baker Boyer Bancorp's average E10 Growth Rate was -2.80% per year. During the past 3 years, the average E10 Growth Rate was -3.30% per year. During the past 5 years, the average E10 Growth Rate was 0.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Baker Boyer Bancorp was 7.20% per year. The lowest was -3.30% per year. And the median was 2.40% per year.

As of today (2026-08-03), Baker Boyer Bancorp's current stock price is $42.99. Baker Boyer Bancorp's E10 for the quarter that ended in Jun. 2026 was $4.83. Baker Boyer Bancorp's Shiller PE Ratio of today is 8.90.

During the past 13 years, the highest Shiller PE Ratio of Baker Boyer Bancorp was 18.37. The lowest was 6.00. And the median was 12.86.


Baker Boyer Bancorp  (OTCPK:BBBK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Baker Boyer Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=42.99/4.83
=8.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Baker Boyer Bancorp was 18.37. The lowest was 6.00. And the median was 12.86.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Baker Boyer Bancorp E10 Related Terms


Baker Boyer Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Baker Boyer Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baker Boyer Bancorp E10 Chart

Baker Boyer Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.95 5.31 5.21 5.00 4.80

Baker Boyer Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.97 4.87 4.80 4.83 4.83

BBBK vs CIBH, NIDB, INFT: E10 Comparison

For the Banks - Regional subindustry, Baker Boyer Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baker Boyer Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Baker Boyer Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Baker Boyer Bancorp's Shiller PE Ratio falls into.


BBBK
64GF Score
Baker Boyer Bancorp BBBK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Baker Boyer Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Baker Boyer Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.689/333.9520*333.9520
=0.689

Current CPI (Jun. 2026) = 333.9520.

Baker Boyer Bancorp Quarterly Data

per share eps CPI Adj_EPS
201609 1.070 241.428 1.480
201612 1.220 241.432 1.688
201703 1.090 243.801 1.493
201706 0.930 244.955 1.268
201709 1.234 246.819 1.670
201712 0.920 246.524 1.246
201803 1.220 249.554 1.633
201806 1.197 251.989 1.586
201809 1.578 252.439 2.088
201812 1.598 251.233 2.124
201903 1.370 254.202 1.800
201906 1.167 256.143 1.522
201909 1.493 256.759 1.942
201912 1.440 256.974 1.871
202003 1.110 258.115 1.436
202006 0.942 257.797 1.220
202009 1.141 260.280 1.464
202012 0.820 260.474 1.051
202103 0.880 264.877 1.109
202106 0.860 271.696 1.057
202109 1.218 274.310 1.483
202112 1.161 278.802 1.391
202203 0.790 287.504 0.918
202206 3.182 296.311 3.586
202209 1.044 296.808 1.175
202212 0.717 296.797 0.807
202303 0.310 301.836 0.343
202306 0.935 305.109 1.023
202309 0.584 307.789 0.634
202312 0.575 306.746 0.626
202403 0.180 312.332 0.192
202406 -0.093 314.175 -0.099
202409 0.628 315.301 0.665
202412 0.708 315.605 0.749
202503 0.650 319.799 0.679
202506 0.477 322.561 0.494
202509 0.470 324.800 0.483
202512 0.886 324.054 0.913
202603 0.820 330.213 0.829
202606 0.689 333.952 0.689

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $4.83 mean?
Baker Boyer Bancorp (BBBK) has a E10 of $4.83 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Baker Boyer Bancorp and its competitors.
Is Baker Boyer Bancorp's E10 too high?
Baker Boyer Bancorp's current E10 is $4.83. Overall, Baker Boyer Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Baker Boyer Bancorp's E10 compare to CIBH and NIDB?
Baker Boyer Bancorp's E10 of $4.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Baker Boyer Bancorp and its competitors. Baker Boyer Bancorp's current E10 is $4.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baker Boyer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baker Boyer Bancorp (BBBK) is currently considered Fairly Valued. The stock's GF Value™ is $45.28, compared to a current price of $42.99 — trading 5.1% below its estimated fair value. The current E10 is $4.83. Baker Boyer Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Baker Boyer Bancorp (BBBK), the current E10 is $4.83 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baker Boyer Bancorp (BBBK) Overvalued in 2026?

Based on GuruFocus' analysis, Baker Boyer Bancorp stock appears to be undervalued. The current stock price of $42.99 is trading 5.1% below its estimated GF Value™ of $45.28. GuruFocus considers Baker Boyer Bancorp to be Fairly Valued.

Key valuation signals for BBBK:

  • E10: $4.83
  • GF Value™: $45.28 vs. price of $42.99 (5.1% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the BBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baker Boyer Bancorp Business Description

Address 7 West Main Street, P.O. Box 2175, Walla Walla, WA, USA, 99362
Baker Boyer Bancorp and its wholly-owned subsidiary provide banking services predominantly to the greater Walla Walla, Columbia Valley, and Yakima area of south eastern Washington and north eastern Oregon. The company offers its services to individuals, small businesses, and the agricultural industry. The primary sources of revenue for the company are loans, investment securities, and wealth management services.
64GF Score

Get the complete analysis for BBBK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.99
Price
$45.28
GF Value