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Baker Boyer BancorpBBBK 64 Pretax Margin % is 11.29% as of Jun. 2026, which is 47% below its 10-year median of 21.49. GuruFocus rates BBBK with a GF Score™ of 64/100 and a GF Value™ of $45.28 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Baker Boyer Bancorp ranks worse than 88.72% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Baker Boyer Bancorp Pretax Margin % Related Terms
Baker Boyer Bancorp Pretax Margin % Historical Data
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The historical data trend for Baker Boyer Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BBBK vs CIBH, NIDB, INFT: Pretax Margin % Comparison
For the Banks - Regional subindustry, Baker Boyer Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Baker Boyer Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Baker Boyer Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Baker Boyer Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baker Boyer Bancorp (BBBK) has a Pretax Margin % of 11.29% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Baker Boyer Bancorp and its competitors. This is 47% below median its historical median of 21.49. Over the past decade, Baker Boyer Bancorp's Pretax Margin % has ranged from 6.88 to 26.43. According to the industry distribution chart, Baker Boyer Bancorp ranks #1353 out of 1525 companies in the Banks industry, placing it in the top 88.7%.
Is Baker Boyer Bancorp's Pretax Margin % too high?
Baker Boyer Bancorp's current Pretax Margin % of 11.29% is 47% below median its 10-year median of 21.49. Over the past 10 years, this metric has ranged from a low of 6.88 to a high of 26.43. The Banks industry median Pretax Margin % is 35.37. Baker Boyer Bancorp's value of 11.29% is 68.1% below this industry median. Based on the distribution chart, Baker Boyer Bancorp ranks #1353 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Baker Boyer Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Baker Boyer Bancorp's Pretax Margin % compare to CIBH and NIDB?
According to the Banks industry distribution chart, Baker Boyer Bancorp ranks #1353 out of 1525 companies for Pretax Margin %. This places Baker Boyer Bancorp in the lower half of its industry. The industry median Pretax Margin % is 35.37. Baker Boyer Bancorp's value of 11.29% is 68.1% below this benchmark. Historically, Baker Boyer Bancorp's own Pretax Margin % has ranged from 6.88 to 26.43 over the past decade. While the company's 10-year median is 21.49 vs. the industry median of 35.37, Baker Boyer Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.37, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baker Boyer Bancorp's current Pretax Margin % of 11.29% is 68.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Baker Boyer Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baker Boyer Bancorp's current Pretax Margin % is 11.29%, which is 47% below median its own 10-year median of 21.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baker Boyer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baker Boyer Bancorp (BBBK) is currently considered Fairly Valued. The stock's GF Value™ is $45.28, compared to a current price of $42.99 — trading 5.1% below its estimated fair value. The current Pretax Margin % is 11.29%, which is 47% below median its 10-year median of 21.49 and 68.1% below the Banks industry median of 35.37. Baker Boyer Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Baker Boyer Bancorp (BBBK), the current Pretax Margin % is 11.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Baker Boyer Bancorp (BBBK) Overvalued in 2026?
Based on GuruFocus' analysis, Baker Boyer Bancorp stock appears to be undervalued.
The current stock price of $42.99 is trading 5.1% below its estimated GF Value™ of $45.28.
GuruFocus considers Baker Boyer Bancorp to be Fairly Valued.
Key valuation signals for BBBK:
Pretax Margin %: 11.29% (47% below median its 10-year median of 21.49)
GF Value™: $45.28 vs. price of $42.99 (5.1% below fair value)
Industry Position: 68.1% below the Banks median (#1353 of 1525)
No single metric tells the full story. See the BBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Baker Boyer Bancorp and its wholly-owned subsidiary provide banking services predominantly to the greater Walla Walla, Columbia Valley, and Yakima area of south eastern Washington and north eastern Oregon. The company offers its services to individuals, small businesses, and the agricultural industry. The primary sources of revenue for the company are loans, investment securities, and wealth management services.
64GF Score
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