BBBK (Baker Boyer Bancorp) Dividend Payout Ratio: 0.80 (As of Jun. 2026) — Near Median

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BBBK Baker Boyer Bancorp BBBK
64 GF Score
Price $42.99
GF Value $45.28
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Baker Boyer Bancorp Dividend Payout Ratio?

Baker Boyer Bancorp BBBK 64 Dividend Payout Ratio is 0.80 as of Jun. 2026, which is 7% above its 10-year median of 0.75. GuruFocus rates BBBK with a GF Score™ of 64/100 and a GF Value™ of $45.28 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,174 Banks companies, Baker Boyer Bancorp ranks worse than 90.72% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Baker Boyer Bancorp's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.80.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Baker Boyer Bancorp is 0.72, which seems too high.

The historical rank and industry rank for Baker Boyer Bancorp's Dividend Payout Ratio or its related term are showing as below:

BBBK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.54   Med: 0.75   Max: 1.4
Current: 0.72

During the past 13 years, the highest Dividend Payout Ratio of Baker Boyer Bancorp was 1.40. The lowest was 0.54. And the median was 0.75.

BBBK's Dividend Payout Ratio is ranked worse than
90.72% of 1174 companies
in the Banks industry
Industry Median: 0.32 vs BBBK: 0.72

As of today (2026-08-03), the Dividend Yield % of Baker Boyer Bancorp is 4.77%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Baker Boyer Bancorp was 6.87%. The lowest was 3.51%. And the median was 4.63%.

Baker Boyer Bancorp's Dividends per Share for the months ended in Jun. 2026 was $0.55.

During the past 12 months, Baker Boyer Bancorp's average Dividends Per Share Growth Rate was 2.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -15.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -11.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -3.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Baker Boyer Bancorp was 63.00% per year. The lowest was -15.20% per year. And the median was 2.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Baker Boyer Bancorp (OTCPK:BBBK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Baker Boyer Bancorp Dividend Payout Ratio Related Terms

Baker Boyer Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Baker Boyer Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baker Boyer Bancorp Dividend Payout Ratio Chart

Baker Boyer Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.57 1.10 1.40 0.80

Baker Boyer Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 1.06 0.56 0.61 0.80

BBBK vs CIBH, NIDB, INFT: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Baker Boyer Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Baker Boyer Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Baker Boyer Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Baker Boyer Bancorp's Dividend Payout Ratio falls into.


BBBK
64GF Score
Baker Boyer Bancorp BBBK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Baker Boyer Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Baker Boyer Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=2/ 2.49
=0.80

Baker Boyer Bancorp's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.55/ 0.689
=0.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.80 mean?
Baker Boyer Bancorp (BBBK) has a Dividend Payout Ratio of 0.80 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Baker Boyer Bancorp and its competitors. This is near median its historical median of 0.75. Over the past decade, Baker Boyer Bancorp's Dividend Payout Ratio has ranged from 0.54 to 1.40. According to the industry distribution chart, Baker Boyer Bancorp ranks #1065 out of 1174 companies in the Banks industry, placing it in the top 90.7%.
Is Baker Boyer Bancorp's Dividend Payout Ratio too high?
Baker Boyer Bancorp's current Dividend Payout Ratio of 0.80 is near median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 1.40. The Banks industry median Dividend Payout Ratio is 0.32. Baker Boyer Bancorp's value of 0.80 is 150% above this industry median. Based on the distribution chart, Baker Boyer Bancorp ranks #1065 out of 1174 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Baker Boyer Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Baker Boyer Bancorp's Dividend Payout Ratio compare to CIBH and NIDB?
According to the Banks industry distribution chart, Baker Boyer Bancorp ranks #1065 out of 1174 companies for Dividend Payout Ratio. This places Baker Boyer Bancorp in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Baker Boyer Bancorp's value of 0.80 is 150% above this benchmark. Historically, Baker Boyer Bancorp's own Dividend Payout Ratio has ranged from 0.54 to 1.40 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 0.32, Baker Boyer Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baker Boyer Bancorp's current Dividend Payout Ratio of 0.80 is 150% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Baker Boyer Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baker Boyer Bancorp's current Dividend Payout Ratio is 0.80, which is near median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baker Boyer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baker Boyer Bancorp (BBBK) is currently considered Fairly Valued. The stock's GF Value™ is $45.28, compared to a current price of $42.99 — trading 5.1% below its estimated fair value. The current Dividend Payout Ratio is 0.80, which is near median its 10-year median of 0.75 and 150% above the Banks industry median of 0.32. Baker Boyer Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Baker Boyer Bancorp (BBBK), the current Dividend Payout Ratio is 0.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baker Boyer Bancorp (BBBK) Overvalued in 2026?

Based on GuruFocus' analysis, Baker Boyer Bancorp stock appears to be undervalued. The current stock price of $42.99 is trading 5.1% below its estimated GF Value™ of $45.28. GuruFocus considers Baker Boyer Bancorp to be Fairly Valued.

Key valuation signals for BBBK:

  • Dividend Payout Ratio: 0.80 (near median its 10-year median of 0.75)
  • GF Value™: $45.28 vs. price of $42.99 (5.1% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 150% above the Banks median (#1065 of 1174)

No single metric tells the full story. See the BBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Baker Boyer Bancorp Business Description

Address 7 West Main Street, P.O. Box 2175, Walla Walla, WA, USA, 99362
Baker Boyer Bancorp and its wholly-owned subsidiary provide banking services predominantly to the greater Walla Walla, Columbia Valley, and Yakima area of south eastern Washington and north eastern Oregon. The company offers its services to individuals, small businesses, and the agricultural industry. The primary sources of revenue for the company are loans, investment securities, and wealth management services.
64GF Score

Get the complete analysis for BBBK

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.99
Price
$45.28
GF Value