Bankwell Financial Group (FRA:33W) Cyclically Adjusted PS Ratio: 5.34 (As of Jul. 25, 2026) — 65% Above Median

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FRA:33W Bankwell Financial Group Inc FRA:33W
60 GF Score
Price €53.00
GF Value €32.68
! 5 Warning Signs
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What is Bankwell Financial Group Cyclically Adjusted PS Ratio?

Bankwell Financial Group FRA:33W +4.95% 60 Cyclically Adjusted PS Ratio is 5.34 as of Jul. 25, 2026, which is 65% above its 10-year median of 3.23. GuruFocus rates FRA:33W with a GF Score™ of 60/100 and a GF Value™ of €32.68. The stock has 5 warning signs investors should review. Among 1,299 Banks companies, Bankwell Financial Group ranks worse than 78.75% on this metric.

As of today (2026-07-25), Bankwell Financial Group's current share price is €53.00. Bankwell Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €9.93. Bankwell Financial Group's Cyclically Adjusted PS Ratio for today is 5.34.

The historical rank and industry rank for Bankwell Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:33W' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.63   Med: 3.23   Max: 5.18
Current: 5.18

During the past years, Bankwell Financial Group's highest Cyclically Adjusted PS Ratio was 5.18. The lowest was 1.63. And the median was 3.23.

FRA:33W's Cyclically Adjusted PS Ratio is ranked worse than
78.75% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs FRA:33W: 5.18

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bankwell Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was €3.352. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €9.93 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bankwell Financial Group  (FRA:33W) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bankwell Financial Group Cyclically Adjusted PS Ratio Related Terms


Bankwell Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bankwell Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankwell Financial Group Cyclically Adjusted PS Ratio Chart

Bankwell Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.61 2.87 3.06 2.96 4.05

Bankwell Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.80 3.28 3.96 4.05 4.15

FRA:33W vs BSVN, FFMR, PDLB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bankwell Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankwell Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bankwell Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bankwell Financial Group's Cyclically Adjusted PS Ratio falls into.


FRA:33W
60GF Score
Bankwell Financial Group Inc FRA:33W
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bankwell Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bankwell Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=53.00/9.93
=5.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankwell Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bankwell Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.352/330.2130*330.2130
=3.352

Current CPI (Mar. 2026) = 330.2130.

Bankwell Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.517 241.018 2.078
201609 1.580 241.428 2.161
201612 1.711 241.432 2.340
201703 1.741 243.801 2.358
201706 1.704 244.955 2.297
201709 1.606 246.819 2.149
201712 1.690 246.524 2.264
201803 1.579 249.554 2.089
201806 1.656 251.989 2.170
201809 1.667 252.439 2.181
201812 1.692 251.233 2.224
201903 1.773 254.202 2.303
201906 1.696 256.143 2.186
201909 1.703 256.759 2.190
201912 1.613 256.974 2.073
202003 1.670 258.115 2.136
202006 1.636 257.797 2.096
202009 1.564 260.280 1.984
202012 1.584 260.474 2.008
202103 1.789 264.877 2.230
202106 1.925 271.696 2.340
202109 2.105 274.310 2.534
202112 2.268 278.802 2.686
202203 2.408 287.504 2.766
202206 3.103 296.311 3.458
202209 3.318 296.808 3.691
202212 3.409 296.797 3.793
202303 3.319 301.836 3.631
202306 3.083 305.109 3.337
202309 2.882 307.789 3.092
202312 2.802 306.746 3.016
202403 2.640 312.332 2.791
202406 2.626 314.175 2.760
202409 2.553 315.301 2.674
202412 2.606 315.605 2.727
202503 2.817 319.799 2.909
202506 2.877 322.561 2.945
202509 3.093 324.800 3.145
202512 3.300 324.054 3.363
202603 3.352 330.213 3.352

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.34 mean?
Bankwell Financial Group (FRA:33W) has a Cyclically Adjusted PS Ratio of 5.34 as of Jul. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bankwell Financial Group and its competitors. This is 65% above median its historical median of 3.23. Over the past decade, Bankwell Financial Group's Cyclically Adjusted PS Ratio has ranged from 1.63 to 5.18. According to the industry distribution chart, Bankwell Financial Group ranks #1023 out of 1299 companies in the Banks industry, placing it in the top 78.8%.
Is Bankwell Financial Group's Cyclically Adjusted PS Ratio too high?
Bankwell Financial Group's current Cyclically Adjusted PS Ratio of 5.34 is 65% above median its 10-year median of 3.23. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 5.18. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. Bankwell Financial Group's value of 5.34 is 58.9% above this industry median. Based on the distribution chart, Bankwell Financial Group ranks #1023 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bankwell Financial Group has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Cyclically Adjusted PS Ratio compare to BSVN and FFMR?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #1023 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Bankwell Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. Bankwell Financial Group's value of 5.34 is 58.9% above this benchmark. Historically, Bankwell Financial Group's own Cyclically Adjusted PS Ratio has ranged from 1.63 to 5.18 over the past decade. While the company's 10-year median is 3.23 vs. the industry median of 3.36, Bankwell Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current Cyclically Adjusted PS Ratio of 5.34 is 58.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current Cyclically Adjusted PS Ratio is 5.34, which is 65% above median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Bankwell Financial Group (FRA:33W) has a current Cyclically Adjusted PS Ratio of 5.34. The stock's GF Value™ is €32.68, compared to a current price of €53.00 — trading 62.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.34, which is 65% above median its 10-year median of 3.23 and 58.9% above the Banks industry median of 3.36. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bankwell Financial Group (FRA:33W), the current Cyclically Adjusted PS Ratio is 5.34 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankwell Financial Group (FRA:33W) Overvalued in 2026?

Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued. The current stock price of €53.00 is trading 62.2% above its estimated GF Value™ of €32.68.

Key valuation signals for FRA:33W:

  • Cyclically Adjusted PS Ratio: 5.34 (65% above median its 10-year median of 3.23)
  • GF Value™: €32.68 vs. price of €53.00 (62.2% above fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 58.9% above the Banks median (#1023 of 1299)

No single metric tells the full story. See the FRA:33W stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankwell Financial Group Business Description

Other Exchanges BWFG:USA
Address 258 Elm Street, New Canaan, CT, USA, 06840
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score

Get the complete analysis for FRA:33W

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€53.00
Price
€32.68
GF Value