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Ping An Insurance (Group) Co. of ChinaFRA:PZX -1.25%69 Cyclically Adjusted PS Ratio is 0.97 as of Jul. 14, 2026, which is 31% below its 10-year median of 1.41. GuruFocus rates FRA:PZX with a GF Score™ of 69/100 and a GF Value™ of €5.26 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 412 Insurance companies, Ping An Insurance (Group) Co. of China ranks better than 62.62% on this metric.
The historical rank and industry rank for Ping An Insurance (Group) Co. of China's Cyclically Adjusted PS Ratio or its related term are showing as below:
FRA:PZX'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.77 Med: 1.41 Max: 3.13
Current: 0.94
During the past years, Ping An Insurance (Group) Co. of China's highest Cyclically Adjusted PS Ratio was 3.13. The lowest was 0.77. And the median was 1.41.
FRA:PZX's Cyclically Adjusted PS Ratio is ranked better than 62.62% of 412
companies
in the Insurance industry
Industry Median: 1.23
vs FRA:PZX: 0.94
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Ping An Insurance (Group) Co. of China's adjusted revenue per share data for the three months ended in Mar. 2026 was €1.168. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €6.11 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Ping An Insurance (Group) Co. of China (FRA:PZX) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Ping An Insurance (Group) Co. of China Cyclically Adjusted PS Ratio Related Terms
Ping An Insurance (Group) Co. of China Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China Cyclically Adjusted PS Ratio Chart
Ping An Insurance (Group) Co. of China Annual Data
FRA:PZX vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ping An Insurance (Group) Co. of China Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Ping An Insurance (Group) Co. of China's Cyclically Adjusted PS Ratio falls into.
Ping An Insurance (Group) Co. of China Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 0.97 mean?
Ping An Insurance (Group) Co. of China (FRA:PZX) has a Cyclically Adjusted PS Ratio of 0.97 as of Jul. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ping An Insurance (Group) Co. of China and its competitors. This is 31% below median its historical median of 1.41. Over the past decade, Ping An Insurance (Group) Co. of China's Cyclically Adjusted PS Ratio has ranged from 0.77 to 3.13. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #154 out of 412 companies in the Insurance industry, placing it in the top 37.4%.
Is Ping An Insurance (Group) Co. of China's Cyclically Adjusted PS Ratio too high?
Ping An Insurance (Group) Co. of China's current Cyclically Adjusted PS Ratio of 0.97 is 31% below median its 10-year median of 1.41. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 3.13. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Ping An Insurance (Group) Co. of China's value of 0.97 is 21.1% below this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #154 out of 412 companies in the Insurance industry, which is above the industry midpoint. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #154 out of 412 companies for Cyclically Adjusted PS Ratio. This puts Ping An Insurance (Group) Co. of China in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Ping An Insurance (Group) Co. of China's value of 0.97 is 21.1% below this benchmark. Historically, Ping An Insurance (Group) Co. of China's own Cyclically Adjusted PS Ratio has ranged from 0.77 to 3.13 over the past decade. While the company's 10-year median is 1.41 vs. the industry median of 1.23, Ping An Insurance (Group) Co. of China has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current Cyclically Adjusted PS Ratio of 0.97 is 21.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ping An Insurance (Group) Co. of China and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current Cyclically Adjusted PS Ratio is 0.97, which is 31% below median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (FRA:PZX) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.26, compared to a current price of €5.93 — trading 12.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.97, which is 31% below median its 10-year median of 1.41 and 21.1% below the Insurance industry median of 1.23. Ping An Insurance (Group) Co. of China's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (FRA:PZX), the current Cyclically Adjusted PS Ratio is 0.97 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ping An Insurance (Group) Co. of China (FRA:PZX) Overvalued in 2026?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued.
The current stock price of €5.93 is trading 12.6% above its estimated GF Value™ of €5.26.
GuruFocus considers Ping An Insurance (Group) Co. of China to be Modestly Overvalued.
Key valuation signals for FRA:PZX:
Cyclically Adjusted PS Ratio: 0.97 (31% below median its 10-year median of 1.41)
GF Value™: €5.26 vs. price of €5.93 (12.6% above fair value)
Industry Position: 21.1% below the Insurance median (#154 of 412)
No single metric tells the full story. See the FRA:PZX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ping An Insurance (Group) Co. of China Business Description
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
69GF Score
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