Ping An Insurance (Group) Co. of China (FRA:PZX) EV-to-EBITDA: 8.92 (As of Jul. 29, 2026) — 15% Below Median

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FRA:PZX Ping An Insurance (Group) Co. of China Ltd FRA:PZX
68 GF Score
Price €6.38
GF Value €5.14
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Ping An Insurance (Group) Co. of China EV-to-EBITDA?

Ping An Insurance (Group) Co. of China FRA:PZX +1.75% 68 EV-to-EBITDA is 8.92 as of Jul. 29, 2026, which is 15% below its 10-year median of 10.54. GuruFocus rates FRA:PZX with a GF Score™ of 68/100 and a GF Value™ of €5.14 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 346 Insurance companies, Ping An Insurance (Group) Co. of China ranks better than 50.58% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Ping An Insurance (Group) Co. of China's enterprise value is €222,824 Mil. Ping An Insurance (Group) Co. of China's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €24,981 Mil. Therefore, Ping An Insurance (Group) Co. of China's EV-to-EBITDA for today is 8.92.

The historical rank and industry rank for Ping An Insurance (Group) Co. of China's EV-to-EBITDA or its related term are showing as below:

FRA:PZX' s EV-to-EBITDA Range Over the Past 10 Years
Min: 8.26   Med: 10.54   Max: 35.38
Current: 8.33

During the past 13 years, the highest EV-to-EBITDA of Ping An Insurance (Group) Co. of China was 35.38. The lowest was 8.26. And the median was 10.54.

FRA:PZX's EV-to-EBITDA is ranked better than
50.58% of 346 companies
in the Insurance industry
Industry Median: 8.36 vs FRA:PZX: 8.33

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-29), Ping An Insurance (Group) Co. of China's stock price is €6.382. Ping An Insurance (Group) Co. of China's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.868. Therefore, Ping An Insurance (Group) Co. of China's PE Ratio (TTM) for today is 7.35.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Ping An Insurance (Group) Co. of China  (FRA:PZX) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Ping An Insurance (Group) Co. of China's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.382/0.868
=7.35

Ping An Insurance (Group) Co. of China's share price for today is €6.382.
Ping An Insurance (Group) Co. of China's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.868.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Ping An Insurance (Group) Co. of China EV-to-EBITDA Related Terms


Ping An Insurance (Group) Co. of China EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Ping An Insurance (Group) Co. of China's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ping An Insurance (Group) Co. of China EV-to-EBITDA Chart

Ping An Insurance (Group) Co. of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.65 10.42 10.72 8.56 9.26

Ping An Insurance (Group) Co. of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.29 9.82 8.57 9.26 8.72

FRA:PZX vs AFL, MET, PRU: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ping An Insurance (Group) Co. of China EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ping An Insurance (Group) Co. of China's EV-to-EBITDA falls into.


FRA:PZX
68GF Score
Ping An Insurance (Group) Co. of China Ltd FRA:PZX
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ping An Insurance (Group) Co. of China EV-to-EBITDA Calculation

Ping An Insurance (Group) Co. of China's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=222823.592/24981.498
=8.92

Ping An Insurance (Group) Co. of China's current Enterprise Value is €222,824 Mil.
Ping An Insurance (Group) Co. of China's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €24,981 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 8.92 mean?
Ping An Insurance (Group) Co. of China (FRA:PZX) has a EV-to-EBITDA of 8.92 as of Jul. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Ping An Insurance (Group) Co. of China. This is 15% below median its historical median of 10.54. Over the past decade, Ping An Insurance (Group) Co. of China's EV-to-EBITDA has ranged from 8.26 to 35.38. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #171 out of 346 companies in the Insurance industry, placing it in the top 49.4%.
Is Ping An Insurance (Group) Co. of China's EV-to-EBITDA too high?
Ping An Insurance (Group) Co. of China's current EV-to-EBITDA of 8.92 is 15% below median its 10-year median of 10.54. Over the past 10 years, this metric has ranged from a low of 8.26 to a high of 35.38. The Insurance industry median EV-to-EBITDA is 8.36. Ping An Insurance (Group) Co. of China's value of 8.92 is 6.7% above this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #171 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's EV-to-EBITDA compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #171 out of 346 companies for EV-to-EBITDA. This puts Ping An Insurance (Group) Co. of China in the upper half of its industry. The industry median EV-to-EBITDA is 8.36. Ping An Insurance (Group) Co. of China's value of 8.92 is 6.7% above this benchmark. Historically, Ping An Insurance (Group) Co. of China's own EV-to-EBITDA has ranged from 8.26 to 35.38 over the past decade. While the company's 10-year median is 10.54 vs. the industry median of 8.36, Ping An Insurance (Group) Co. of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.36, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current EV-to-EBITDA of 8.92 is 6.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Ping An Insurance (Group) Co. of China. For the Insurance industry, the median EV-to-EBITDA is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current EV-to-EBITDA is 8.92, which is 15% below median its own 10-year median of 10.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (FRA:PZX) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.14, compared to a current price of €6.38 — trading 24.2% above its estimated fair value. The current EV-to-EBITDA is 8.92, which is 15% below median its 10-year median of 10.54 and 6.7% above the Insurance industry median of 8.36. Ping An Insurance (Group) Co. of China's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (FRA:PZX), the current EV-to-EBITDA is 8.92 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ping An Insurance (Group) Co. of China (FRA:PZX) Overvalued in 2026?

Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued. The current stock price of €6.38 is trading 24.2% above its estimated GF Value™ of €5.14. GuruFocus considers Ping An Insurance (Group) Co. of China to be Modestly Overvalued.

Key valuation signals for FRA:PZX:

  • EV-to-EBITDA: 8.92 (15% below median its 10-year median of 10.54)
  • GF Value™: €5.14 vs. price of €6.38 (24.2% above fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 6.7% above the Insurance median (#171 of 346)

No single metric tells the full story. See the FRA:PZX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ping An Insurance (Group) Co. of China Business Description

Address No. 5033 Yitian Road, Ping An Finance Center, 47th, 48th, 109th, 110th, 111th and 112th Floors, Futian District, Guangdong Province, Shenzhen, CHN, 518033
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
68GF Score

Get the complete analysis for FRA:PZX

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.38
Price
€5.14
GF Value