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FRA:PZX's EV-to-OCF is ranked better than 67.06% of 507
companies
in the Insurance industry
Industry Median: 6.77
vs FRA:PZX: 3.12
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ping An Insurance (Group) Co. of China (FRA:PZX) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ping An Insurance (Group) Co. of China's PE Ratio (TTM) for today is calculated as:
Ping An Insurance (Group) Co. of China's share price for today is €6.259.
Ping An Insurance (Group) Co. of China's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.868.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ping An Insurance (Group) Co. of China EV-to-OCF Related Terms
Ping An Insurance (Group) Co. of China EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China EV-to-OCF Chart
Ping An Insurance (Group) Co. of China Annual Data
For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ping An Insurance (Group) Co. of China EV-to-OCF vs Insurance Industry
Ping An Insurance (Group) Co. of China's current Enterprise Value is €219,756 Mil.
Ping An Insurance (Group) Co. of China's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €66,767 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China (FRA:PZX) has a EV-to-OCF of 3.29 as of Aug. 09, 2026. This is 42% below median its historical median of 5.72. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #167 out of 507 companies in the Insurance industry, placing it in the top 32.9%.
Is Ping An Insurance (Group) Co. of China's EV-to-OCF too high?
Ping An Insurance (Group) Co. of China's current EV-to-OCF of 3.29 is 42% below median its 10-year median of 5.72. The Insurance industry median EV-to-OCF is 6.77. Ping An Insurance (Group) Co. of China's value of 3.29 is 51.4% below this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #167 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #167 out of 507 companies for EV-to-OCF. This puts Ping An Insurance (Group) Co. of China in the upper half of its industry. The industry median EV-to-OCF is 6.77. Ping An Insurance (Group) Co. of China's value of 3.29 is 51.4% below this benchmark. While the company's 10-year median is 5.72 vs. the industry median of 6.77, Ping An Insurance (Group) Co. of China has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.77, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current EV-to-OCF of 3.29 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current EV-to-OCF is 3.29, which is 42% below median its own 10-year median of 5.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (FRA:PZX) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.03, compared to a current price of €6.26 — trading 24.4% above its estimated fair value. The current EV-to-OCF is 3.29, which is 42% below median its 10-year median of 5.72 and 51.4% below the Insurance industry median of 6.77. Ping An Insurance (Group) Co. of China's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (FRA:PZX), the current EV-to-OCF is 3.29 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ping An Insurance (Group) Co. of China (FRA:PZX) Overvalued in 2026?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued.
The current stock price of €6.26 is trading 24.4% above its estimated GF Value™ of €5.03.
GuruFocus considers Ping An Insurance (Group) Co. of China to be Modestly Overvalued.
Key valuation signals for FRA:PZX:
EV-to-OCF: 3.29 (42% below median its 10-year median of 5.72)
GF Value™: €5.03 vs. price of €6.26 (24.4% above fair value)
Industry Position: 51.4% below the Insurance median (#167 of 507)
No single metric tells the full story. See the FRA:PZX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
69GF Score
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