Ping An Insurance (Group) Co. of China (FRA:PZX) Retained Earnings: €99,374 Mil (As of Mar. 2026)

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FRA:PZX Ping An Insurance (Group) Co. of China Ltd FRA:PZX
72 GF Score
Price €6.06
GF Value €5.25
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Ping An Insurance (Group) Co. of China Retained Earnings?

Ping An Insurance (Group) Co. of China FRA:PZX +2.25% 72 Retained Earnings is €99,374 Mil as of Mar. 2026. GuruFocus rates FRA:PZX with a GF Score™ of 72/100 and a GF Value™ of €5.25 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Ping An Insurance (Group) Co. of China's retained earnings for the quarter that ended in Mar. 2026 was €99,374 Mil.

Ping An Insurance (Group) Co. of China's quarterly retained earnings declined from Sep. 2025 (€93,451 Mil) to Dec. 2025 (€92,990 Mil) but then increased from Dec. 2025 (€92,990 Mil) to Mar. 2026 (€99,374 Mil).

Ping An Insurance (Group) Co. of China's annual retained earnings increased from Dec. 2023 (€79,847 Mil) to Dec. 2024 (€90,962 Mil) and increased from Dec. 2024 (€90,962 Mil) to Dec. 2025 (€92,990 Mil).


Ping An Insurance (Group) Co. of China  (FRA:PZX) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Ping An Insurance (Group) Co. of China Retained Earnings Historical Data

* Premium members only.

The historical data trend for Ping An Insurance (Group) Co. of China's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ping An Insurance (Group) Co. of China Retained Earnings Chart

Ping An Insurance (Group) Co. of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79,131.73 80,275.41 79,846.50 90,961.56 92,989.63

Ping An Insurance (Group) Co. of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 92,088.24 88,605.00 93,450.77 92,989.63 99,373.65
FRA:PZX
72GF Score
Ping An Insurance (Group) Co. of China Ltd FRA:PZX
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Ping An Insurance (Group) Co. of China Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €99,374 Mil mean?
Ping An Insurance (Group) Co. of China (FRA:PZX) has a Retained Earnings of €99,374 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ping An Insurance (Group) Co. of China and its competitors.
Is Ping An Insurance (Group) Co. of China's Retained Earnings too high?
Ping An Insurance (Group) Co. of China's current Retained Earnings is €99,374 Mil. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's Retained Earnings compare to AFL and MET?
Ping An Insurance (Group) Co. of China's Retained Earnings of €99,374 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ping An Insurance (Group) Co. of China and its competitors. Ping An Insurance (Group) Co. of China's current Retained Earnings is €99,374 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (FRA:PZX) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.25, compared to a current price of €6.06 — trading 15.3% above its estimated fair value. The current Retained Earnings is €99,374 Mil. Ping An Insurance (Group) Co. of China's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (FRA:PZX), the current Retained Earnings is €99,374 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ping An Insurance (Group) Co. of China (FRA:PZX) Overvalued in 2026?

Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued. The current stock price of €6.06 is trading 15.3% above its estimated GF Value™ of €5.25. GuruFocus considers Ping An Insurance (Group) Co. of China to be Modestly Overvalued.

Key valuation signals for FRA:PZX:

  • Retained Earnings: €99,374 Mil
  • GF Value™: €5.25 vs. price of €6.06 (15.3% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the FRA:PZX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ping An Insurance (Group) Co. of China Business Description

Address No. 5033 Yitian Road, Ping An Finance Center, 47th, 48th, 109th, 110th, 111th and 112th Floors, Futian District, Guangdong Province, Shenzhen, CHN, 518033
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
72GF Score

Get the complete analysis for FRA:PZX

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.06
Price
€5.25
GF Value