FRA:PZX'
s Pretax Margin % Range Over the Past 10 Years
Min: 13.17 Med: 17.32 Max: 20.3
Current: 20.3
FRA:PZX's Pretax Margin % is ranked better than 75.25% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs FRA:PZX: 20.30
Ping An Insurance (Group) Co. of China (FRA:PZX) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Ping An Insurance (Group) Co. of China Pretax Margin % Related Terms
Ping An Insurance (Group) Co. of China Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China Pretax Margin % Chart
Ping An Insurance (Group) Co. of China Annual Data
FRA:PZX vs AFL, MET, PRU: Pretax Margin % Comparison
For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ping An Insurance (Group) Co. of China Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Ping An Insurance (Group) Co. of China's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China (FRA:PZX) has a Pretax Margin % of 18.82% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ping An Insurance (Group) Co. of China and its competitors. This is near median its historical median of 17.32. Over the past decade, Ping An Insurance (Group) Co. of China's Pretax Margin % has ranged from 13.17 to 20.30. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #124 out of 501 companies in the Insurance industry, placing it in the top 24.8%.
Is Ping An Insurance (Group) Co. of China's Pretax Margin % too high?
Ping An Insurance (Group) Co. of China's current Pretax Margin % of 18.82% is near median its 10-year median of 17.32. Over the past 10 years, this metric has ranged from a low of 13.17 to a high of 20.30. The Insurance industry median Pretax Margin % is 12.04. Ping An Insurance (Group) Co. of China's value of 18.82% is 56.3% above this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #124 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #124 out of 501 companies for Pretax Margin %. This places Ping An Insurance (Group) Co. of China in the top 25% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.04. Ping An Insurance (Group) Co. of China's value of 18.82% is 56.3% above this benchmark. Historically, Ping An Insurance (Group) Co. of China's own Pretax Margin % has ranged from 13.17 to 20.30 over the past decade. While the company's 10-year median is 17.32 vs. the industry median of 12.04, Ping An Insurance (Group) Co. of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current Pretax Margin % of 18.82% is 56.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ping An Insurance (Group) Co. of China and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current Pretax Margin % is 18.82%, which is near median its own 10-year median of 17.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (FRA:PZX) is currently considered Fairly Valued. The stock's GF Value™ is €5.54, compared to a current price of €5.68 — trading 2.5% above its estimated fair value. The current Pretax Margin % is 18.82%, which is near median its 10-year median of 17.32 and 56.3% above the Insurance industry median of 12.04. Ping An Insurance (Group) Co. of China's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (FRA:PZX), the current Pretax Margin % is 18.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ping An Insurance (Group) Co. of China (FRA:PZX) Overvalued in 2026?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued.
The current stock price of €5.68 is trading 2.5% above its estimated GF Value™ of €5.54.
GuruFocus considers Ping An Insurance (Group) Co. of China to be Fairly Valued.
Key valuation signals for FRA:PZX:
Pretax Margin %: 18.82% (near median its 10-year median of 17.32)
GF Value™: €5.54 vs. price of €5.68 (2.5% above fair value)
Industry Position: 56.3% above the Insurance median (#124 of 501)
No single metric tells the full story. See the FRA:PZX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ping An Insurance (Group) Co. of China Business Description
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
69GF Score
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