RenaissanceRe Holdings (FRA:RRJ) Cyclically Adjusted PS Ratio: 2.09 (As of Jul. 30, 2026) — 24% Below Median

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FRA:RRJ RenaissanceRe Holdings Ltd FRA:RRJ
67 GF Score
Price €288.80
GF Value €243.02
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is RenaissanceRe Holdings Cyclically Adjusted PS Ratio?

RenaissanceRe Holdings FRA:RRJ +1.48% 67 Cyclically Adjusted PS Ratio is 2.09 as of Jul. 30, 2026, which is 24% below its 10-year median of 2.74. GuruFocus rates FRA:RRJ with a GF Score™ of 67/100 and a GF Value™ of €243.02 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 412 Insurance companies, RenaissanceRe Holdings ranks worse than 74.76% on this metric.

As of today (2026-07-30), RenaissanceRe Holdings's current share price is €288.80. RenaissanceRe Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €137.95. RenaissanceRe Holdings's Cyclically Adjusted PS Ratio for today is 2.09.

The historical rank and industry rank for RenaissanceRe Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:RRJ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.75   Med: 2.74   Max: 5.15
Current: 2.14

During the past years, RenaissanceRe Holdings's highest Cyclically Adjusted PS Ratio was 5.15. The lowest was 1.75. And the median was 2.74.

FRA:RRJ's Cyclically Adjusted PS Ratio is ranked worse than
74.76% of 412 companies
in the Insurance industry
Industry Median: 1.21 vs FRA:RRJ: 2.14

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

RenaissanceRe Holdings's adjusted revenue per share data for the three months ended in Jun. 2026 was €57.472. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €137.95 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


RenaissanceRe Holdings  (FRA:RRJ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


RenaissanceRe Holdings Cyclically Adjusted PS Ratio Related Terms


RenaissanceRe Holdings Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for RenaissanceRe Holdings's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RenaissanceRe Holdings Cyclically Adjusted PS Ratio Chart

RenaissanceRe Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.61 2.38 2.06 2.14 1.97

RenaissanceRe Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.86 1.85 1.97 2.00 2.04

FRA:RRJ vs EG, RGA, HG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Reinsurance subindustry, RenaissanceRe Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RenaissanceRe Holdings Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, RenaissanceRe Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where RenaissanceRe Holdings's Cyclically Adjusted PS Ratio falls into.


FRA:RRJ
67GF Score
RenaissanceRe Holdings Ltd FRA:RRJ
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RenaissanceRe Holdings Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

RenaissanceRe Holdings's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=288.80/137.95
=2.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RenaissanceRe Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, RenaissanceRe Holdings's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=57.472/333.9520*333.9520
=57.472

Current CPI (Jun. 2026) = 333.9520.

RenaissanceRe Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 9.933 241.428 13.740
201612 8.127 241.432 11.241
201703 10.900 243.801 14.931
201706 11.119 244.955 15.159
201709 13.413 246.819 18.148
201712 10.468 246.524 14.180
201803 8.543 249.554 11.432
201806 10.219 251.989 13.543
201809 13.451 252.439 17.794
201812 11.910 251.233 15.831
201903 16.872 254.202 22.165
201906 25.044 256.143 32.652
201909 21.800 256.759 28.354
201912 22.719 256.974 29.525
202003 18.577 258.115 24.035
202006 30.375 257.797 39.348
202009 22.487 260.280 28.852
202012 22.918 260.474 29.383
202103 14.697 264.877 18.530
202106 25.275 271.696 31.066
202109 28.308 274.310 34.463
202112 27.508 278.802 32.949
202203 18.488 287.504 21.475
202206 18.836 296.311 21.229
202209 30.292 296.808 34.083
202212 44.601 296.797 50.184
202303 47.683 301.836 52.757
202306 37.039 305.109 40.540
202309 33.960 307.789 36.847
202312 57.900 306.746 63.035
202403 45.892 312.332 49.069
202406 50.488 314.175 53.666
202409 69.960 315.301 74.098
202412 43.000 315.605 45.500
202503 65.831 319.799 68.744
202506 58.421 322.561 60.484
202509 58.997 324.800 60.659
202512 57.133 324.054 58.878
202603 44.123 330.213 44.623
202606 57.472 333.952 57.472

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.09 mean?
RenaissanceRe Holdings (FRA:RRJ) has a Cyclically Adjusted PS Ratio of 2.09 as of Jul. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on RenaissanceRe Holdings and its competitors. This is 24% below median its historical median of 2.74. Over the past decade, RenaissanceRe Holdings' Cyclically Adjusted PS Ratio has ranged from 1.75 to 5.15. According to the industry distribution chart, RenaissanceRe Holdings ranks #308 out of 412 companies in the Insurance industry, placing it in the top 74.8%.
Is RenaissanceRe Holdings' Cyclically Adjusted PS Ratio too high?
RenaissanceRe Holdings' current Cyclically Adjusted PS Ratio of 2.09 is 24% below median its 10-year median of 2.74. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 5.15. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. RenaissanceRe Holdings' value of 2.09 is 72.7% above this industry median. Based on the distribution chart, RenaissanceRe Holdings ranks #308 out of 412 companies in the Insurance industry, which is below the industry midpoint. Overall, RenaissanceRe Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' Cyclically Adjusted PS Ratio compare to EG and RGA?
According to the Insurance industry distribution chart, RenaissanceRe Holdings ranks #308 out of 412 companies for Cyclically Adjusted PS Ratio. This places RenaissanceRe Holdings in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. RenaissanceRe Holdings' value of 2.09 is 72.7% above this benchmark. Historically, RenaissanceRe Holdings' own Cyclically Adjusted PS Ratio has ranged from 1.75 to 5.15 over the past decade. While the company's 10-year median is 2.74 vs. the industry median of 1.21, RenaissanceRe Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RenaissanceRe Holdings's current Cyclically Adjusted PS Ratio of 2.09 is 72.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on RenaissanceRe Holdings and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RenaissanceRe Holdings's current Cyclically Adjusted PS Ratio is 2.09, which is 24% below median its own 10-year median of 2.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (FRA:RRJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €243.02, compared to a current price of €288.80 — trading 18.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.09, which is 24% below median its 10-year median of 2.74 and 72.7% above the Insurance industry median of 1.21. RenaissanceRe Holdings' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For RenaissanceRe Holdings (FRA:RRJ), the current Cyclically Adjusted PS Ratio is 2.09 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RenaissanceRe Holdings (FRA:RRJ) Overvalued in 2026?

Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued. The current stock price of €288.80 is trading 18.8% above its estimated GF Value™ of €243.02. GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.

Key valuation signals for FRA:RRJ:

  • Cyclically Adjusted PS Ratio: 2.09 (24% below median its 10-year median of 2.74)
  • GF Value™: €243.02 vs. price of €288.80 (18.8% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 72.7% above the Insurance median (#308 of 412)

No single metric tells the full story. See the FRA:RRJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RenaissanceRe Holdings Business Description

Other Exchanges RNRpF.PFD:USARNR:USA
Address 12 Crow Lane, Renaissance House, Pembroke, BMU, HM 19
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
67GF Score

Get the complete analysis for FRA:RRJ

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€288.80
Price
€243.02
GF Value