RenaissanceRe Holdings (FRA:RRJ) LT-Debt-to-Total-Asset: 0.04 (As of Jun. 2026)

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FRA:RRJ RenaissanceRe Holdings Ltd FRA:RRJ
67 GF Score
Price €275.60
GF Value €225.71
Valuation Modestly Overvalued
! 6 Warning Signs
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What is RenaissanceRe Holdings LT-Debt-to-Total-Asset?

RenaissanceRe Holdings FRA:RRJ +0.07% 67 LT-Debt-to-Total-Asset is 0.04 as of Jun. 2026. GuruFocus rates FRA:RRJ with a GF Score™ of 67/100 and a GF Value™ of €225.71 (Modestly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. RenaissanceRe Holdings's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.04.

RenaissanceRe Holdings's long-term debt to total assets ratio increased from Jun. 2025 (0.04) to Jun. 2026 (0.04). It may suggest that RenaissanceRe Holdings is progressively becoming more dependent on debt to grow their business.

RenaissanceRe Holdings  (FRA:RRJ) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

RenaissanceRe Holdings LT-Debt-to-Total-Asset Related Terms

RenaissanceRe Holdings LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for RenaissanceRe Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RenaissanceRe Holdings LT-Debt-to-Total-Asset Chart

RenaissanceRe Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.04 0.04 0.04

RenaissanceRe Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04
FRA:RRJ
67GF Score
RenaissanceRe Holdings Ltd FRA:RRJ
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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RenaissanceRe Holdings LT-Debt-to-Total-Asset Calculation

RenaissanceRe Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1989.138/45945.533
=0.04

RenaissanceRe Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=2023.227/47909.792
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.04 mean?
RenaissanceRe Holdings (FRA:RRJ) has a LT-Debt-to-Total-Asset of 0.04 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on RenaissanceRe Holdings and its competitors.
Is RenaissanceRe Holdings' LT-Debt-to-Total-Asset too high?
RenaissanceRe Holdings' current LT-Debt-to-Total-Asset is 0.04. Overall, RenaissanceRe Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' LT-Debt-to-Total-Asset compare to EG and RGA?
RenaissanceRe Holdings' LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on RenaissanceRe Holdings and its competitors. RenaissanceRe Holdings's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (FRA:RRJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €225.71, compared to a current price of €275.60 — trading 22.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. RenaissanceRe Holdings' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For RenaissanceRe Holdings (FRA:RRJ), the current LT-Debt-to-Total-Asset is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RenaissanceRe Holdings (FRA:RRJ) Overvalued in 2026?

Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued. The current stock price of €275.60 is trading 22.1% above its estimated GF Value™ of €225.71. GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.

Key valuation signals for FRA:RRJ:

  • LT-Debt-to-Total-Asset: 0.04
  • GF Value™: €225.71 vs. price of €275.60 (22.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the FRA:RRJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

RenaissanceRe Holdings Business Description

Other Exchanges RNRpF.PFD:USARNR:USA
Address 12 Crow Lane, Renaissance House, Pembroke, BMU, HM 19
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
67GF Score

Get the complete analysis for FRA:RRJ

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€275.60
Price
€225.71
GF Value