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RenaissanceRe HoldingsFRA:RRJ +0.07%67 Interest Coverage is 36.17 as of Jun. 2026, which is 74% above its 10-year median of 20.74. GuruFocus rates FRA:RRJ with a GF Score™ of 67/100 and a GF Value™ of €225.71 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 350 Insurance companies, RenaissanceRe Holdings ranks better than 66.29% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. RenaissanceRe Holdings's
EBIT
for the
three
months ended in Jun. 2026 was €998 Mil. RenaissanceRe Holdings's Interest Expense for the
three
months ended in Jun. 2026 was €-28 Mil.
RenaissanceRe Holdings's interest coverage for the quarter that ended in Jun. 2026 was 36.17.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for RenaissanceRe Holdings's Interest Coverage or its related term are showing as below:
FRA:RRJ'
s Interest Coverage Range Over the Past 10 Years
Min: 6.58 Med: 20.74 Max: 43.5
Current: 36.14
FRA:RRJ's Interest Coverage is ranked better than 66.29% of 350
companies
in the Insurance industry
Industry Median: 16.03
vs FRA:RRJ: 36.14
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
RenaissanceRe Holdings Interest Coverage Related Terms
RenaissanceRe Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for RenaissanceRe Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:RRJ vs EG, RGA, HG: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, RenaissanceRe Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RenaissanceRe Holdings Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, RenaissanceRe Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where RenaissanceRe Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RenaissanceRe Holdings (FRA:RRJ) has a Interest Coverage of 36.17 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RenaissanceRe Holdings and its competitors. This is 74% above median its historical median of 20.74. Over the past decade, RenaissanceRe Holdings' Interest Coverage has ranged from 6.58 to 43.50. According to the industry distribution chart, RenaissanceRe Holdings ranks #118 out of 350 companies in the Insurance industry, placing it in the top 33.7%.
Is RenaissanceRe Holdings' Interest Coverage too high?
RenaissanceRe Holdings' current Interest Coverage of 36.17 is 74% above median its 10-year median of 20.74. Over the past 10 years, this metric has ranged from a low of 6.58 to a high of 43.50. The Insurance industry median Interest Coverage is 16.03. RenaissanceRe Holdings' value of 36.17 is 125.6% above this industry median. Based on the distribution chart, RenaissanceRe Holdings ranks #118 out of 350 companies in the Insurance industry, which is above the industry midpoint. Overall, RenaissanceRe Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' Interest Coverage compare to EG and RGA?
According to the Insurance industry distribution chart, RenaissanceRe Holdings ranks #118 out of 350 companies for Interest Coverage. This puts RenaissanceRe Holdings in the upper half of its industry. The industry median Interest Coverage is 16.03. RenaissanceRe Holdings' value of 36.17 is 125.6% above this benchmark. Historically, RenaissanceRe Holdings' own Interest Coverage has ranged from 6.58 to 43.50 over the past decade. While the company's 10-year median is 20.74 vs. the industry median of 16.03, RenaissanceRe Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RenaissanceRe Holdings's current Interest Coverage of 36.17 is 125.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RenaissanceRe Holdings and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RenaissanceRe Holdings's current Interest Coverage is 36.17, which is 74% above median its own 10-year median of 20.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (FRA:RRJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €225.71, compared to a current price of €275.60 — trading 22.1% above its estimated fair value. The current Interest Coverage is 36.17, which is 74% above median its 10-year median of 20.74 and 125.6% above the Insurance industry median of 16.03. RenaissanceRe Holdings' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RenaissanceRe Holdings (FRA:RRJ), the current Interest Coverage is 36.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RenaissanceRe Holdings (FRA:RRJ) Overvalued in 2026?
Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued.
The current stock price of €275.60 is trading 22.1% above its estimated GF Value™ of €225.71.
GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.
Key valuation signals for FRA:RRJ:
Interest Coverage: 36.17 (74% above median its 10-year median of 20.74)
GF Value™: €225.71 vs. price of €275.60 (22.1% above fair value)
Industry Position: 125.6% above the Insurance median (#118 of 350)
No single metric tells the full story. See the FRA:RRJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
67GF Score
Get the complete analysis for FRA:RRJ
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