RenaissanceRe Holdings (FRA:RRJ) Effective Interest Rate on Debt %: 5.46% (As of Jun. 2026)

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FRA:RRJ RenaissanceRe Holdings Ltd FRA:RRJ
67 GF Score
Price €288.80
GF Value €243.02
Valuation Modestly Overvalued
! 6 Warning Signs
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What is RenaissanceRe Holdings Effective Interest Rate on Debt %?

RenaissanceRe Holdings FRA:RRJ +1.48% 67 Effective Interest Rate on Debt % is 5.46% as of Jun. 2026. GuruFocus rates FRA:RRJ with a GF Score™ of 67/100 and a GF Value™ of €243.02 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. RenaissanceRe Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €110 Mil. RenaissanceRe Holdings's average total debt for the quarter that ended in Jun. 2026 was €2,019 Mil. Therefore, RenaissanceRe Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 5.46%.


RenaissanceRe Holdings  (FRA:RRJ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


RenaissanceRe Holdings Effective Interest Rate on Debt % Related Terms


RenaissanceRe Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for RenaissanceRe Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RenaissanceRe Holdings Effective Interest Rate on Debt % Chart

RenaissanceRe Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.28 4.27 4.63 4.98 5.45

RenaissanceRe Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.89 5.40 5.52 5.49 5.46

FRA:RRJ vs EG, RGA, HG: Effective Interest Rate on Debt % Comparison

For the Insurance - Reinsurance subindustry, RenaissanceRe Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RenaissanceRe Holdings Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, RenaissanceRe Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where RenaissanceRe Holdings's Effective Interest Rate on Debt % falls into.


FRA:RRJ
67GF Score
RenaissanceRe Holdings Ltd FRA:RRJ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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RenaissanceRe Holdings Effective Interest Rate on Debt % Calculation

RenaissanceRe Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -103.208/( (1801.788+1989.138)/ 2 )
=-1  *  -103.208/1895.463
=5.45 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1801.788 + 0
=1801.788

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1989.138 + 0
=1989.138

RenaissanceRe Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -110.332/( (2015.494+2023.227)/ 2 )
=-1  *  -110.332/2019.3605
=5.46 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2015.494 + 0
=2015.494

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2023.227 + 0
=2023.227

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.46% mean?
RenaissanceRe Holdings (FRA:RRJ) has a Effective Interest Rate on Debt % of 5.46% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RenaissanceRe Holdings and its competitors.
Is RenaissanceRe Holdings' Effective Interest Rate on Debt % too high?
RenaissanceRe Holdings' current Effective Interest Rate on Debt % is 5.46%. Overall, RenaissanceRe Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' Effective Interest Rate on Debt % compare to EG and RGA?
RenaissanceRe Holdings' Effective Interest Rate on Debt % of 5.46% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RenaissanceRe Holdings and its competitors. RenaissanceRe Holdings's current Effective Interest Rate on Debt % is 5.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (FRA:RRJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €243.02, compared to a current price of €288.80 — trading 18.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.46%. RenaissanceRe Holdings' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For RenaissanceRe Holdings (FRA:RRJ), the current Effective Interest Rate on Debt % is 5.46% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RenaissanceRe Holdings (FRA:RRJ) Overvalued in 2026?

Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued. The current stock price of €288.80 is trading 18.8% above its estimated GF Value™ of €243.02. GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.

Key valuation signals for FRA:RRJ:

  • Effective Interest Rate on Debt %: 5.46%
  • GF Value™: €243.02 vs. price of €288.80 (18.8% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the FRA:RRJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RenaissanceRe Holdings Business Description

Other Exchanges RNRpF.PFD:USARNR:USA
Address 12 Crow Lane, Renaissance House, Pembroke, BMU, HM 19
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
67GF Score

Get the complete analysis for FRA:RRJ

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€288.80
Price
€243.02
GF Value