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RenaissanceRe HoldingsFRA:RRJ +0.07%67 FCF Margin % is 30.99% as of Jun. 2026, which is 8% below its 10-year median of 33.76. GuruFocus rates FRA:RRJ with a GF Score™ of 67/100 and a GF Value™ of €225.71 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, RenaissanceRe Holdings ranks better than 90.42% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, RenaissanceRe Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RenaissanceRe Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, RenaissanceRe Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where RenaissanceRe Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RenaissanceRe Holdings (FRA:RRJ) has a FCF Margin % of 30.99% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on RenaissanceRe Holdings and its competitors. This is near median its historical median of 33.76. Over the past decade, RenaissanceRe Holdings' FCF Margin % has ranged from 21.03 to 59.41. According to the industry distribution chart, RenaissanceRe Holdings ranks #48 out of 501 companies in the Insurance industry, placing it in the top 9.6%.
Is RenaissanceRe Holdings' FCF Margin % too high?
RenaissanceRe Holdings' current FCF Margin % of 30.99% is near median its 10-year median of 33.76. Over the past 10 years, this metric has ranged from a low of 21.03 to a high of 59.41. The Insurance industry median FCF Margin % is 9.74. RenaissanceRe Holdings' value of 30.99% is 218.2% above this industry median. Based on the distribution chart, RenaissanceRe Holdings ranks #48 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, RenaissanceRe Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' FCF Margin % compare to EG and RGA?
According to the Insurance industry distribution chart, RenaissanceRe Holdings ranks #48 out of 501 companies for FCF Margin %. This places RenaissanceRe Holdings in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.74. RenaissanceRe Holdings' value of 30.99% is 218.2% above this benchmark. Historically, RenaissanceRe Holdings' own FCF Margin % has ranged from 21.03 to 59.41 over the past decade. While the company's 10-year median is 33.76 vs. the industry median of 9.74, RenaissanceRe Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.74, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RenaissanceRe Holdings's current FCF Margin % of 30.99% is 218.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on RenaissanceRe Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RenaissanceRe Holdings's current FCF Margin % is 30.99%, which is near median its own 10-year median of 33.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (FRA:RRJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €225.71, compared to a current price of €275.60 — trading 22.1% above its estimated fair value. The current FCF Margin % is 30.99%, which is near median its 10-year median of 33.76 and 218.2% above the Insurance industry median of 9.74. RenaissanceRe Holdings' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For RenaissanceRe Holdings (FRA:RRJ), the current FCF Margin % is 30.99% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RenaissanceRe Holdings (FRA:RRJ) Overvalued in 2026?
Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued.
The current stock price of €275.60 is trading 22.1% above its estimated GF Value™ of €225.71.
GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.
Key valuation signals for FRA:RRJ:
FCF Margin %: 30.99% (near median its 10-year median of 33.76)
GF Value™: €225.71 vs. price of €275.60 (22.1% above fair value)
Industry Position: 218.2% above the Insurance median (#48 of 501)
No single metric tells the full story. See the FRA:RRJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
67GF Score
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