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RenaissanceRe HoldingsFRA:RRJ -0.28%67 5-Year Yield-on-Cost % is 0.55 as of Jul. 31, 2026, which is 41% below its 10-year median of 0.94. GuruFocus rates FRA:RRJ with a GF Score™ of 67/100 and a GF Value™ of €253.19 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 420 Insurance companies, RenaissanceRe Holdings ranks worse than 95.71% on this metric.
RenaissanceRe Holdings's yield on cost for the quarter that ended in Jun. 2026 was 0.55.
The historical rank and industry rank for RenaissanceRe Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:RRJ'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.55 Med: 0.94 Max: 1.34
Current: 0.55
During the past 13 years, RenaissanceRe Holdings's highest Yield on Cost was 1.34. The lowest was 0.55. And the median was 0.94.
FRA:RRJ's 5-Year Yield-on-Cost % is ranked worse than 95.71% of 420
companies
in the Insurance industry
Industry Median: 3.87
vs FRA:RRJ: 0.55
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
RenaissanceRe Holdings 5-Year Yield-on-Cost % Related Terms
FRA:RRJ vs EG, RGA, HG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Reinsurance subindustry, RenaissanceRe Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RenaissanceRe Holdings 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, RenaissanceRe Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where RenaissanceRe Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
RenaissanceRe Holdings (FRA:RRJ) has a 5-Year Yield-on-Cost % of 0.55 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on RenaissanceRe Holdings and its competitors. This is 41% below median its historical median of 0.94. Over the past decade, RenaissanceRe Holdings' 5-Year Yield-on-Cost % has ranged from 0.55 to 1.34. According to the industry distribution chart, RenaissanceRe Holdings ranks #402 out of 420 companies in the Insurance industry, placing it in the top 95.7%.
Is RenaissanceRe Holdings' 5-Year Yield-on-Cost % too high?
RenaissanceRe Holdings' current 5-Year Yield-on-Cost % of 0.55 is 41% below median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 1.34. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. RenaissanceRe Holdings' value of 0.55 is 85.8% below this industry median. Based on the distribution chart, RenaissanceRe Holdings ranks #402 out of 420 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, RenaissanceRe Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' 5-Year Yield-on-Cost % compare to EG and RGA?
According to the Insurance industry distribution chart, RenaissanceRe Holdings ranks #402 out of 420 companies for 5-Year Yield-on-Cost %. This places RenaissanceRe Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. RenaissanceRe Holdings' value of 0.55 is 85.8% below this benchmark. Historically, RenaissanceRe Holdings' own 5-Year Yield-on-Cost % has ranged from 0.55 to 1.34 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 3.87, RenaissanceRe Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RenaissanceRe Holdings's current 5-Year Yield-on-Cost % of 0.55 is 85.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on RenaissanceRe Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RenaissanceRe Holdings's current 5-Year Yield-on-Cost % is 0.55, which is 41% below median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (FRA:RRJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €253.19, compared to a current price of €288.00 — trading 13.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.55, which is 41% below median its 10-year median of 0.94 and 85.8% below the Insurance industry median of 3.87. RenaissanceRe Holdings' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For RenaissanceRe Holdings (FRA:RRJ), the current 5-Year Yield-on-Cost % is 0.55 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RenaissanceRe Holdings (FRA:RRJ) Overvalued in 2026?
Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued.
The current stock price of €288.00 is trading 13.7% above its estimated GF Value™ of €253.19.
GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.
Key valuation signals for FRA:RRJ:
5-Year Yield-on-Cost %: 0.55 (41% below median its 10-year median of 0.94)
GF Value™: €253.19 vs. price of €288.00 (13.7% above fair value)
Industry Position: 85.8% below the Insurance median (#402 of 420)
No single metric tells the full story. See the FRA:RRJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
67GF Score
Get the complete analysis for FRA:RRJ
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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