The Minami-Nippon Bank (FSE:8554) Cyclically Adjusted PS Ratio: 0.74 (As of Sep. 03, 2026) — 90% Above Median

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FSE:8554 The Minami-Nippon Bank Ltd FSE:8554
56 GF Score
Price 円1,427.00
GF Value 円863.81
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is The Minami-Nippon Bank Cyclically Adjusted PS Ratio?

The Minami-Nippon Bank FSE:8554 -4.55% 56 Cyclically Adjusted PS Ratio is 0.74 as of Sep. 03, 2026, which is 90% above its 10-year median of 0.39. GuruFocus rates FSE:8554 with a GF Score™ of 56/100 and a GF Value™ of 円863.81 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,302 Banks companies, The Minami-Nippon Bank ranks better than 94.09% on this metric.

As of today (2026-09-03), The Minami-Nippon Bank's current share price is 円1427.00. The Minami-Nippon Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円1,925.38. The Minami-Nippon Bank's Cyclically Adjusted PS Ratio for today is 0.74.

The historical rank and industry rank for The Minami-Nippon Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

FSE:8554' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.31   Med: 0.39   Max: 0.83
Current: 0.77

During the past years, The Minami-Nippon Bank's highest Cyclically Adjusted PS Ratio was 0.83. The lowest was 0.31. And the median was 0.39.

FSE:8554's Cyclically Adjusted PS Ratio is ranked better than
94.09% of 1302 companies
in the Banks industry
Industry Median: 3.42 vs FSE:8554: 0.77

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Minami-Nippon Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円472.694. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円1,925.38 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Minami-Nippon Bank  (FSE:8554) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Minami-Nippon Bank Cyclically Adjusted PS Ratio Related Terms


The Minami-Nippon Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Minami-Nippon Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Minami-Nippon Bank Cyclically Adjusted PS Ratio Chart

The Minami-Nippon Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.33 0.48 0.00 0.73

The Minami-Nippon Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.47 0.49 0.73 0.00

The Minami-Nippon Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Minami-Nippon Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Minami-Nippon Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Minami-Nippon Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Minami-Nippon Bank's Cyclically Adjusted PS Ratio falls into.


FSE:8554
56GF Score
The Minami-Nippon Bank Ltd FSE:8554
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Minami-Nippon Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Minami-Nippon Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1427.00/1925.38
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Minami-Nippon Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Minami-Nippon Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=472.694/112.7000*112.7000
=472.694

Current CPI (Mar. 2026) = 112.7000.

The Minami-Nippon Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 545.082 97.900 627.485
201606 550.174 98.100 632.055
201609 497.578 98.000 572.215
201612 471.867 98.400 540.441
201703 500.186 98.100 574.628
201706 456.273 98.500 522.050
201709 485.590 98.800 553.907
201712 466.087 99.400 528.451
201803 452.230 99.200 513.773
201806 427.063 99.200 485.181
201809 434.518 99.900 490.192
201812 455.765 99.700 515.193
201903 432.778 99.700 489.208
201906 418.665 99.800 472.781
201909 422.891 100.100 476.122
201912 424.382 100.500 475.899
202003 451.721 100.300 507.567
202006 464.827 99.900 524.384
202009 396.670 99.900 447.495
202012 419.038 99.300 475.585
202103 410.836 99.900 463.476
202106 453.517 99.500 513.682
202109 422.446 100.100 475.621
202112 335.201 100.100 377.394
202203 347.750 101.100 387.650
202206 396.768 101.800 439.251
202209 401.939 103.100 439.365
202212 404.673 104.100 438.104
202303 374.177 104.400 403.925
202306 379.988 105.200 407.078
202309 416.615 106.200 442.114
202312 419.224 106.800 442.383
202403 380.766 107.200 400.302
202406 391.523 108.200 407.806
202409 517.819 108.900 535.888
202503 0.000 111.100 0.000
202506 423.434 111.700 427.225
202509 410.726 112.000 413.293
202512 461.776 113.000 460.550
202603 472.694 112.700 472.694

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.74 mean?
The Minami-Nippon Bank (FSE:8554) has a Cyclically Adjusted PS Ratio of 0.74 as of Sep. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Minami-Nippon Bank and its competitors. This is 90% above median its historical median of 0.39. Over the past decade, The Minami-Nippon Bank's Cyclically Adjusted PS Ratio has ranged from 0.31 to 0.83. According to the industry distribution chart, The Minami-Nippon Bank ranks #77 out of 1302 companies in the Banks industry, placing it in the top 5.9%.
Is The Minami-Nippon Bank's Cyclically Adjusted PS Ratio too high?
The Minami-Nippon Bank's current Cyclically Adjusted PS Ratio of 0.74 is 90% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.83. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. The Minami-Nippon Bank's value of 0.74 is 78.4% below this industry median. Based on the distribution chart, The Minami-Nippon Bank ranks #77 out of 1302 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Minami-Nippon Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Minami-Nippon Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Minami-Nippon Bank ranks #77 out of 1302 companies for Cyclically Adjusted PS Ratio. This places The Minami-Nippon Bank in the top 6% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.42. The Minami-Nippon Bank's value of 0.74 is 78.4% below this benchmark. Historically, The Minami-Nippon Bank's own Cyclically Adjusted PS Ratio has ranged from 0.31 to 0.83 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 3.42, The Minami-Nippon Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Minami-Nippon Bank's current Cyclically Adjusted PS Ratio of 0.74 is 78.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Minami-Nippon Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Minami-Nippon Bank's current Cyclically Adjusted PS Ratio is 0.74, which is 90% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Minami-Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Minami-Nippon Bank (FSE:8554) is currently considered Significantly Overvalued. The stock's GF Value™ is 円863.81, compared to a current price of 円1,427.00 — trading 65.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.74, which is 90% above median its 10-year median of 0.39 and 78.4% below the Banks industry median of 3.42. The Minami-Nippon Bank's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Minami-Nippon Bank (FSE:8554), the current Cyclically Adjusted PS Ratio is 0.74 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Minami-Nippon Bank (FSE:8554) Overvalued in 2026?

Based on GuruFocus' analysis, The Minami-Nippon Bank stock appears to be overvalued. The current stock price of 円1,427.00 is trading 65.2% above its estimated GF Value™ of 円863.81. GuruFocus considers The Minami-Nippon Bank to be Significantly Overvalued.

Key valuation signals for FSE:8554:

  • Cyclically Adjusted PS Ratio: 0.74 (90% above median its 10-year median of 0.39)
  • GF Value™: 円863.81 vs. price of 円1,427.00 (65.2% above fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 78.4% below the Banks median (#77 of 1302)

No single metric tells the full story. See the FSE:8554 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Minami-Nippon Bank Business Description

Address 1-1 Yamashita-cho, Kagoshima, JPN
The Minami-Nippon Bank Ltd offers banking products and services in Japan.
56GF Score

Get the complete analysis for FSE:8554

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,427.00
Price
円863.81
GF Value