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The Minami-Nippon BankFSE:8554 +1.17%57 FCF Margin % is 5.66% as of Mar. 2026, which is 81% below its 10-year median of 29.09. GuruFocus rates FSE:8554 with a GF Score™ of 57/100 and a GF Value™ of 円857.80 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,507 Banks companies, The Minami-Nippon Bank ranks better than 76.71% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Minami-Nippon Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, The Minami-Nippon Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Minami-Nippon Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Minami-Nippon Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where The Minami-Nippon Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Minami-Nippon Bank (FSE:8554) has a FCF Margin % of 5.66% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Minami-Nippon Bank and its competitors. This is 81% below median its historical median of 29.09. According to the industry distribution chart, The Minami-Nippon Bank ranks #351 out of 1507 companies in the Banks industry, placing it in the top 23.3%.
Is The Minami-Nippon Bank's FCF Margin % too high?
The Minami-Nippon Bank's current FCF Margin % of 5.66% is 81% below median its 10-year median of 29.09. The Banks industry median FCF Margin % is 26.55. The Minami-Nippon Bank's value of 5.66% is 78.7% below this industry median. Based on the distribution chart, The Minami-Nippon Bank ranks #351 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Minami-Nippon Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Minami-Nippon Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, The Minami-Nippon Bank ranks #351 out of 1507 companies for FCF Margin %. This places The Minami-Nippon Bank in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. The Minami-Nippon Bank's value of 5.66% is 78.7% below this benchmark. While the company's 10-year median is 29.09 vs. the industry median of 26.55, The Minami-Nippon Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Minami-Nippon Bank's current FCF Margin % of 5.66% is 78.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Minami-Nippon Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Minami-Nippon Bank's current FCF Margin % is 5.66%, which is 81% below median its own 10-year median of 29.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Minami-Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Minami-Nippon Bank (FSE:8554) is currently considered Significantly Overvalued. The stock's GF Value™ is 円857.80, compared to a current price of 円1,302.00 — trading 51.8% above its estimated fair value. The current FCF Margin % is 5.66%, which is 81% below median its 10-year median of 29.09 and 78.7% below the Banks industry median of 26.55. The Minami-Nippon Bank's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For The Minami-Nippon Bank (FSE:8554), the current FCF Margin % is 5.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Minami-Nippon Bank (FSE:8554) Overvalued in 2026?
Based on GuruFocus' analysis, The Minami-Nippon Bank stock appears to be overvalued.
The current stock price of 円1,302.00 is trading 51.8% above its estimated GF Value™ of 円857.80.
GuruFocus considers The Minami-Nippon Bank to be Significantly Overvalued.
Key valuation signals for FSE:8554:
FCF Margin %: 5.66% (81% below median its 10-year median of 29.09)
GF Value™: 円857.80 vs. price of 円1,302.00 (51.8% above fair value)
Industry Position: 78.7% below the Banks median (#351 of 1507)
No single metric tells the full story. See the FSE:8554 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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