Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Minami-Nippon BankFSE:8554 +1.89%56 Equity-to-Asset is 0.05 as of Mar. 2026, which is at its 10-year median of 0.05. GuruFocus rates FSE:8554 with a GF Score™ of 56/100 and a GF Value™ of 円863.81 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,519 Banks companies, The Minami-Nippon Bank ranks worse than 91.31% on this metric.
The Minami-Nippon Bank (FSE:8554) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
The Minami-Nippon Bank Equity-to-Asset Related Terms
The Minami-Nippon Bank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for The Minami-Nippon Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Minami-Nippon Bank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, The Minami-Nippon Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Minami-Nippon Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, The Minami-Nippon Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where The Minami-Nippon Bank's Equity-to-Asset falls into.
The Minami-Nippon Bank Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
The Minami-Nippon Bank's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Minami-Nippon Bank (FSE:8554) has a Equity-to-Asset of 0.05 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The Minami-Nippon Bank and its competitors. This is near median its historical median of 0.05. Over the past decade, The Minami-Nippon Bank's Equity-to-Asset has ranged from 0.05 to 0.06. According to the industry distribution chart, The Minami-Nippon Bank ranks #1387 out of 1519 companies in the Banks industry, placing it in the top 91.3%.
Is The Minami-Nippon Bank's Equity-to-Asset too high?
The Minami-Nippon Bank's current Equity-to-Asset of 0.05 is near median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.06. The Banks industry median Equity-to-Asset is 0.10. The Minami-Nippon Bank's value of 0.05 is 50% below this industry median. Based on the distribution chart, The Minami-Nippon Bank ranks #1387 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Minami-Nippon Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Minami-Nippon Bank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, The Minami-Nippon Bank ranks #1387 out of 1519 companies for Equity-to-Asset. This places The Minami-Nippon Bank in the lower half of its industry. The industry median Equity-to-Asset is 0.10. The Minami-Nippon Bank's value of 0.05 is 50% below this benchmark. Historically, The Minami-Nippon Bank's own Equity-to-Asset has ranged from 0.05 to 0.06 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.10, The Minami-Nippon Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Minami-Nippon Bank's current Equity-to-Asset of 0.05 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The Minami-Nippon Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Minami-Nippon Bank's current Equity-to-Asset is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Minami-Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Minami-Nippon Bank (FSE:8554) is currently considered Significantly Overvalued. The stock's GF Value™ is 円863.81, compared to a current price of 円1,454.00 — trading 68.3% above its estimated fair value. The current Equity-to-Asset is 0.05, which is near median its 10-year median of 0.05 and 50% below the Banks industry median of 0.10. The Minami-Nippon Bank's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For The Minami-Nippon Bank (FSE:8554), the current Equity-to-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Minami-Nippon Bank (FSE:8554) Overvalued in 2026?
Based on GuruFocus' analysis, The Minami-Nippon Bank stock appears to be overvalued.
The current stock price of 円1,454.00 is trading 68.3% above its estimated GF Value™ of 円863.81.
GuruFocus considers The Minami-Nippon Bank to be Significantly Overvalued.
Key valuation signals for FSE:8554:
Equity-to-Asset: 0.05 (near median its 10-year median of 0.05)
GF Value™: 円863.81 vs. price of 円1,454.00 (68.3% above fair value)
Industry Position: 50% below the Banks median (#1387 of 1519)
No single metric tells the full story. See the FSE:8554 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FSE:8554 has been successfully added to your 
