The Minami-Nippon Bank (FSE:8554) GF Score: 56/100 (As of Jul. 15, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8554 The Minami-Nippon Bank Ltd FSE:8554
56 GF Score
Price 円1,347.00
GF Value 円857.90
Valuation Significantly Overvalued
! 1 Warning Sign
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What is The Minami-Nippon Bank GF Score?

The Minami-Nippon Bank FSE:8554 +1.51% 56 GF Score is 56 as of Jul. 15, 2026, which is 2% above its 10-year median of 55.00. GuruFocus rates FSE:8554 with a GF Score™ of 56/100 and a GF Value™ of 円857.90 (Significantly Overvalued). The stock has 1 warning sign investors should review.

The Minami-Nippon Bank has the GF Score of 56, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 4/10
3. Growth Rank : 1/10
4. GF Value Rank : 3/10
5. Momentum Rank : 9/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes The Minami-Nippon Bank might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

The Minami-Nippon Bank  (FSE:8554) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

The Minami-Nippon Bank GF Score Related Terms

The Minami-Nippon Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, The Minami-Nippon Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Minami-Nippon Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, The Minami-Nippon Bank's GF Score distribution charts can be found below:

* The bar in red indicates where The Minami-Nippon Bank's GF Score falls into.


FSE:8554
56GF Score
The Minami-Nippon Bank Ltd FSE:8554
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 56 mean?
The Minami-Nippon Bank (FSE:8554) has a GF Score of 56 as of Jul. 15, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The Minami-Nippon Bank and its competitors. This is near median its historical median of 55.00. Over the past decade, The Minami-Nippon Bank's GF Score has ranged from 19.00 to 75.00.
Is The Minami-Nippon Bank's GF Score too high?
The Minami-Nippon Bank's current GF Score of 56 is near median its 10-year median of 55.00. Over the past 10 years, this metric has ranged from a low of 19.00 to a high of 75.00. Overall, The Minami-Nippon Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Minami-Nippon Bank's GF Score compare to competitors?
The Minami-Nippon Bank's GF Score of 56 can be compared against companies in the Banks industry. Historically, The Minami-Nippon Bank's own GF Score has ranged from 19.00 to 75.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The Minami-Nippon Bank and its competitors. The Minami-Nippon Bank's current GF Score is 56, which is near median its own 10-year median of 55.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Minami-Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Minami-Nippon Bank (FSE:8554) is currently considered Significantly Overvalued. The stock's GF Value™ is 円857.90, compared to a current price of 円1,347.00 — trading 57% above its estimated fair value. The current GF Score is 56, which is near median its 10-year median of 55.00. The Minami-Nippon Bank's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For The Minami-Nippon Bank (FSE:8554), the current GF Score is 56 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Minami-Nippon Bank (FSE:8554) Overvalued in 2026?

Based on GuruFocus' analysis, The Minami-Nippon Bank stock appears to be overvalued. The current stock price of 円1,347.00 is trading 57% above its estimated GF Value™ of 円857.90. GuruFocus considers The Minami-Nippon Bank to be Significantly Overvalued.

Key valuation signals for FSE:8554:

  • GF Score: 56 (near median its 10-year median of 55.00)
  • GF Value™: 円857.90 vs. price of 円1,347.00 (57% above fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the FSE:8554 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Minami-Nippon Bank Business Description

Address 1-1 Yamashita-cho, Kagoshima, JPN
The Minami-Nippon Bank Ltd offers banking products and services in Japan.
56GF Score

Get the complete analysis for FSE:8554

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,347.00
Price
円857.90
GF Value