The Minami-Nippon Bank (FSE:8554) Scaled Net Operating Assets: -0.13 (As of Mar. 2026)

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FSE:8554 The Minami-Nippon Bank Ltd FSE:8554
57 GF Score
Price 円1,327.00
GF Value 円857.90
Valuation Significantly Overvalued
! 1 Warning Sign
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What is The Minami-Nippon Bank Scaled Net Operating Assets?

The Minami-Nippon Bank FSE:8554 +1.92% 57 Scaled Net Operating Assets is -0.13 as of Mar. 2026. GuruFocus rates FSE:8554 with a GF Score™ of 57/100 and a GF Value™ of 円857.90 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Minami-Nippon Bank's operating assets for the quarter that ended in Mar. 2026 was 円714,998 Mil. The Minami-Nippon Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円820,927 Mil. The Minami-Nippon Bank's Total Assets for the quarter that ended in Sep. 2025 was 円847,415 Mil. Therefore, The Minami-Nippon Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.13.

FSE:8554
57GF Score
The Minami-Nippon Bank Ltd FSE:8554
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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The Minami-Nippon Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Minami-Nippon Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(714998-820927)/830086
=-0.13

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=865370 - 150372
=714998

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=820927 - 0 - 0
=820927

The Minami-Nippon Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Sep. 2025 )
=(714998-820927)/847415
=-0.13

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=865370 - 150372
=714998

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=820927 - 0 - 0
=820927

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.13 mean?
The Minami-Nippon Bank (FSE:8554) has a Scaled Net Operating Assets of -0.13 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Minami-Nippon Bank and its competitors.
Is The Minami-Nippon Bank's Scaled Net Operating Assets too high?
The Minami-Nippon Bank's current Scaled Net Operating Assets is -0.13. Overall, The Minami-Nippon Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Minami-Nippon Bank's Scaled Net Operating Assets compare to competitors?
The Minami-Nippon Bank's Scaled Net Operating Assets of -0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Minami-Nippon Bank and its competitors. The Minami-Nippon Bank's current Scaled Net Operating Assets is -0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Minami-Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Minami-Nippon Bank (FSE:8554) is currently considered Significantly Overvalued. The stock's GF Value™ is 円857.90, compared to a current price of 円1,327.00 — trading 54.7% above its estimated fair value. The current Scaled Net Operating Assets is -0.13. The Minami-Nippon Bank's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For The Minami-Nippon Bank (FSE:8554), the current Scaled Net Operating Assets is -0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Minami-Nippon Bank (FSE:8554) Overvalued in 2026?

Based on GuruFocus' analysis, The Minami-Nippon Bank stock appears to be overvalued. The current stock price of 円1,327.00 is trading 54.7% above its estimated GF Value™ of 円857.90. GuruFocus considers The Minami-Nippon Bank to be Significantly Overvalued.

Key valuation signals for FSE:8554:

  • Scaled Net Operating Assets: -0.13
  • GF Value™: 円857.90 vs. price of 円1,327.00 (54.7% above fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the FSE:8554 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Minami-Nippon Bank Business Description

Address 1-1 Yamashita-cho, Kagoshima, JPN
The Minami-Nippon Bank Ltd offers banking products and services in Japan.
57GF Score

Get the complete analysis for FSE:8554

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,327.00
Price
円857.90
GF Value