The Minami-Nippon Bank (FSE:8554) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8554 The Minami-Nippon Bank Ltd FSE:8554
57 GF Score
Price 円1,302.00
GF Value 円857.80
Valuation Significantly Overvalued
! 1 Warning Sign
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What is The Minami-Nippon Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FSE:8554
57GF Score
The Minami-Nippon Bank Ltd FSE:8554
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The Minami-Nippon Bank (FSE:8554) Overvalued in 2026?

Based on GuruFocus' analysis, The Minami-Nippon Bank stock appears to be overvalued. The current stock price of 円1,302.00 is trading 51.8% above its estimated GF Value™ of 円857.80. GuruFocus considers The Minami-Nippon Bank to be Significantly Overvalued.

Key valuation signals for FSE:8554:

  • Altman Z-Score:
  • GF Value™: 円857.80 vs. price of 円1,302.00 (51.8% above fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the FSE:8554 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Minami-Nippon Bank Business Description

Address 1-1 Yamashita-cho, Kagoshima, JPN
The Minami-Nippon Bank Ltd offers banking products and services in Japan.
57GF Score

Get the complete analysis for FSE:8554

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,302.00
Price
円857.80
GF Value