National Citizen Commercial Joint Stock Bank (HSTC:NVB) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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HSTC:NVB National Citizen Commercial Joint Stock Bank HSTC:NVB
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What is National Citizen Commercial Joint Stock Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


National Citizen Commercial Joint Stock Bank  (HSTC:NVB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


National Citizen Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Related Terms


National Citizen Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for National Citizen Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Citizen Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Chart

National Citizen Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.73 5.15 2.74 2.55 3.90

National Citizen Commercial Joint Stock Bank Quarterly Data
Dec17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 2.33 3.28 4.04 3.04

National Citizen Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, National Citizen Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Citizen Commercial Joint Stock Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Citizen Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where National Citizen Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio falls into.


HSTC:NVB
26GF Score
National Citizen Commercial Joint Stock Bank HSTC:NVB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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National Citizen Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

National Citizen Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, National Citizen Commercial Joint Stock Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=536.157/330.2130*330.2130
=536.157

Current CPI (Mar. 2026) = 330.2130.

National Citizen Commercial Joint Stock Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201212 626.729 229.601 901.364
201303 410.029 232.773 581.669
201306 400.842 233.504 566.856
201309 500.455 234.149 705.776
201312 643.498 233.049 911.789
201403 391.887 236.293 547.651
201406 473.709 238.343 656.302
201409 513.462 238.031 712.310
201412 515.282 234.812 724.634
201503 493.492 236.119 690.150
201506 476.636 238.638 659.540
201509 660.457 237.945 916.563
201512 607.368 236.525 847.948
201603 450.473 238.132 624.662
201606 723.789 241.018 991.646
201609 680.028 241.428 930.108
201612 1,158.772 241.432 1,584.883
201703 -1,238.778 243.801 -1,677.846
201706 889.460 244.955 1,199.042
201709 759.685 246.819 1,016.364
201712 1,448.429 246.524 1,940.136
201803 694.316 249.554 918.728
201809 669.331 252.439 875.545
201903 603.764 254.202 784.300
201909 529.409 256.759 680.863
202003 597.168 258.115 763.972
202009 811.056 260.280 1,028.974
202103 903.948 264.877 1,126.921
202109 1,074.623 274.310 1,293.626
202203 1,134.309 287.504 1,302.812
202206 857.957 296.311 956.119
202209 172.402 296.808 191.805
202212 1,095.810 296.797 1,219.186
202303 633.309 301.836 692.849
202309 371.968 307.789 399.068
202403 621.910 312.332 657.514
202409 626.417 315.301 656.043
202503 599.569 319.799 619.093
202509 798.046 324.800 811.346
202603 536.157 330.213 536.157

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


National Citizen Commercial Joint Stock Bank Business Description

Address 28C-28D Ba Trieu, Hang Bai Ward, Hoan Kiem District, Hanoi, VNM
National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
26GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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