National Citizen Commercial Joint Stock Bank (HSTC:NVB) Enterprise Value: ₫2,219,557 Mil (As of Jul. 13, 2026) ***

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HSTC:NVB National Citizen Commercial Joint Stock Bank HSTC:NVB
28 GF Score
Price ₫13,800.00
! 4 Warning Signs
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What is National Citizen Commercial Joint Stock Bank Enterprise Value?

National Citizen Commercial Joint Stock Bank HSTC:NVB 28 Enterprise Value is ₫2,219,557 Mil as of Jul. 13, 2026. GuruFocus rates HSTC:NVB with a GF Score™ of 28/100. The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, National Citizen Commercial Joint Stock Bank's Enterprise Value is ₫2,219,557 Mil. National Citizen Commercial Joint Stock Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₫3,265,279 Mil. Therefore, National Citizen Commercial Joint Stock Bank's EV-to-Revenue ratio for today is 0.68.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, National Citizen Commercial Joint Stock Bank's Enterprise Value is ₫2,219,557 Mil. National Citizen Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₫-5,076,463 Mil. Therefore, National Citizen Commercial Joint Stock Bank's EV-to-OCF ratio for today is -0.44.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, National Citizen Commercial Joint Stock Bank's Enterprise Value is ₫2,219,557 Mil. National Citizen Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫-5,321,207 Mil. Therefore, National Citizen Commercial Joint Stock Bank's EV-to-FCF ratio for today is -0.42.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


National Citizen Commercial Joint Stock Bank  (HSTC:NVB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

National Citizen Commercial Joint Stock Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=2219556.964/3265279
=0.68

National Citizen Commercial Joint Stock Bank's current Enterprise Value is ₫2,219,557 Mil.
National Citizen Commercial Joint Stock Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫3,265,279 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

National Citizen Commercial Joint Stock Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2219556.964/-5076463
=-0.44

National Citizen Commercial Joint Stock Bank's current Enterprise Value is ₫2,219,557 Mil.
National Citizen Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-5,076,463 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

National Citizen Commercial Joint Stock Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2219556.964/-5321207
=-0.42

National Citizen Commercial Joint Stock Bank's current Enterprise Value is ₫2,219,557 Mil.
National Citizen Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-5,321,207 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


National Citizen Commercial Joint Stock Bank Enterprise Value Related Terms


National Citizen Commercial Joint Stock Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for National Citizen Commercial Joint Stock Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Citizen Commercial Joint Stock Bank Enterprise Value Chart

National Citizen Commercial Joint Stock Bank Annual Data
Trend Dec10 Dec11 Dec16 Dec17 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,051,107.99 -2,915,741.00 -1,966,467.00 -4,107,852.30 -5,833,885.90

National Citizen Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2,716,424.20 -5,174,537.30 -2,317,885.50 -5,833,885.90 -3,361,875.30

National Citizen Commercial Joint Stock Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, National Citizen Commercial Joint Stock Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Citizen Commercial Joint Stock Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, National Citizen Commercial Joint Stock Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where National Citizen Commercial Joint Stock Bank's Enterprise Value falls into.


HSTC:NVB
28GF Score
National Citizen Commercial Joint Stock Bank HSTC:NVB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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National Citizen Commercial Joint Stock Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

National Citizen Commercial Joint Stock Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

National Citizen Commercial Joint Stock Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₫2,219,557 Mil mean?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a Enterprise Value of ₫2,219,557 Mil as of Jul. 13, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Citizen Commercial Joint Stock Bank and its competitors.
Is National Citizen Commercial Joint Stock Bank's Enterprise Value too high?
National Citizen Commercial Joint Stock Bank's current Enterprise Value is ₫2,219,557 Mil. Overall, National Citizen Commercial Joint Stock Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does National Citizen Commercial Joint Stock Bank's Enterprise Value compare to competitors?
National Citizen Commercial Joint Stock Bank's Enterprise Value of ₫2,219,557 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. National Citizen Commercial Joint Stock Bank's current Enterprise Value is ₫2,219,557 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Citizen Commercial Joint Stock Bank stock overvalued right now?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a current Enterprise Value of ₫2,219,557 Mil. The current Enterprise Value is ₫2,219,557 Mil. National Citizen Commercial Joint Stock Bank's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For National Citizen Commercial Joint Stock Bank (HSTC:NVB), the current Enterprise Value is ₫2,219,557 Mil as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Citizen Commercial Joint Stock Bank Business Description

Address 28C-28D Ba Trieu, Hang Bai Ward, Hoan Kiem District, Hanoi, VNM
National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
28GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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